Kiplinger's Personal Finance

October 2012

October issue of KPFM

Cover Story

How to Retire Rich

Don't just roll the dice. Follow our smart moves at every age to build a nest egg you can count on.

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Table of Contents

AHEAD

From The Editor in Chief

Here at Kiplinger, we love the business of print publishing, and we're committed to it, by Knight Kiplinger

Higher Taxes on High-Income Earners in 2013

You may be hit by these taxes even if you don't feel rich. Here's how to ease the bite.

Cheap Clothing Is a Costly Mistake

A few high-quality purchases are a better investment.

How to Beat Rising Food Prices

Food prices are headed higher. Fill up your freezer now.

Money & Ethics

Who should get priority for transplants?, by Knight Kiplinger

What Borrowers Should Know About the Libor Rate Scandal

The rate-rigging scandal could be a plus for borrowers.

Opening Shot

Recent winning returns alone shouldn't earn a fund a spot in your portfolio, by James K. Glassman

Real Money

When to replace your financial adviser.

INVESTING

Are Municipal Bonds Still Safe Investments?

A rash of local bankruptcies is raising questions about the safety of tax-free bonds.

Going Long

A fiscal cliffhanger for investors, by Jeremy J. Siegel

Where to Get the Best Stock Research

Forget Wall Street’s calls. We tell you which newsletters and Web sites are the most helpful.

Practical Investing

5 moneyball lessons for investors, by Kathy Kristof

Blue Chip Mutual Funds

These funds own household names that should continue to perform well and pay dividends in any economy.

Cash In Hand

AT&T and Verizon still rule, by Jeffrey Kosnett

An Inside Look at the Personal Finances of the Obamas and Bidens

Too busy to run your own personal finances? They may be too busy running the country. Here's what you can learn from their disclosures.

Value Added

Get used to market volatility, by Steven Goldberg

A Very Hungry Caterpillar

The machinery giant is churning out record profits despite a weak economy. Its stock is a buy.

Kiplinger 25 Update

T. Rowe Price Small-Cap Value Fund makes money from cheap stocks.

Fund Spotlight

Take a pass on these sizzling Treasury funds.

MONEY

7 Pitfalls to Avoid When Paying for College

Don’t borrow to the hilt or sidetrack your retirement for the sake of a college degree.

Don't Gamble on Social Security

Reap lifetime financial rewards by pinpointing the best time to start your benefits.

Best Online Money-Management Tools

No matter what your personal finance style, one of these online money-management tools will help you stay in control.

Smart Ways to Save on Smart-Phone Plans

We help you pick a plan that matches your usage patterns.

Ask Kim

Kimberly Lankford tells how to buy flood insurance to cover the risk of floods and mudslides after a wildfire.

Fee-Friendly Online Banks

These banks offer free checking, charge fewer fees and tend to pay higher rates.

A New Watchdog for Credit Bureaus

When it comes to errors on your credit report, a new federal agency has your back.

LIVING

How to Manage the Costs of Owning a Pet

Sometimes we love our pets so much, it hurts.

3 Best Values in Laptop Computers

The latest portable PCs are sleek and powerful—and easier to lug around.

Drive Time

5 new electric vehicles worth a look, by Jessica Anderson

The Lowdown

6 things to know about LED bulbs.

My Story

By using bikes for day-to-day transportation, Stacy Bisker and her family are cutting costs and putting money into savings.