Banking
News, insights and expert analysis on banking from the team at Kiplinger.
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How Much Cash You Really Need
There are a few conditions to determine how much cash you really need in case of an emergency.
By Ben Luthi
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See Our Best Jumbo CD Rates
The best jumbo CD rates can yield returns of up to 4.35%. See our top choices.
By Sean Jackson
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The Best No-Penalty CD Rates: February 2026
No-penalty CDs provide a high return while giving you the flexibility to access your cash whenever needed. Check out Kiplinger's top choices.
By Sean Jackson
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The Best 5-Year CD Rates Now
The top 5-year CD rates offer up to 3.90%, surpassing inflation and helping to reach long-term savings goals.
By Sean Jackson
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AI is Making Your Community Bank More Human, Not Less
Community banks and credit unions can use AI to free up employees' time, allowing them to focus on customer relationships and maintain the human touch you value.
By Sean Desmond
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Is High-Yield Savings Account Interest Taxable? What to Know for 2026
Savings Accounts Think a high-yield savings account is a good idea? Don’t forget taxes on savings account interest.
By Kate Schubel
Savings Accounts -
What Is the Federal Funds Rate?
The federal funds rate can impact a host of borrowing costs, and thus the entire U.S. economy.
By Jeff Reeves
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Where Should You Stash $100k Now?
If you're looking to stash some cash away in a less risky venture, I'll break down two of the best accounts to consider.
By Sean Jackson
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How To Get the Best Savings Account Bonuses
A savings account bonus gives your savings a head start while taking advantage of high interest rates before they disappear. Here's what you need to know.
By Erin Bendig
