Personal Finance
News, insights and expert analysis on personal finance from the team at Kiplinger.
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Near Retirement? Jumbo CDs Can Protect and Grow Your Cash Fast
If you're looking for a less risky option as you approach retirement, learn how much a jumbo CD can earn you in a short time.
By Sean Jackson
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5 Things for Investors to Do With Their Tax Refunds
When thinking about how to invest your tax refund, prioritize your financial health over aggressive — and risky — ideas such as bitcoin.
By Jeff Reeves
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Financial Illiteracy is a National Crisis, But the Solution is No Mystery
With millions of people dealing with financial strain, it's long past time for schools to be teaching our students how to manage money.
By Gayle Jennings-O'Byrne
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Use the 529 Grandparent Loophole To Maximize College Savings
Use the 529 grandparent loophole to fund a grandchild’s education without impacting their financial aid eligibility.
By Erin Bendig
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Best 529 Plans of 2026
Check out the best 529 plans of 2026 to find the best plan for your child or grandchild’s college savings.
By Erin Bendig
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The Hottest AI Apps Consumers Are Actually Using
The Kiplinger Letter Though Sora’s demise proves it’s not easy starting a new consumer AI app, many AI tools are seeing rapid adoption.
By John Miley
The Kiplinger Letter -
What Not to Do in an Airport Lounge
Before you settle into that cushy lounge chair, skip the rookie moves that annoy other travelers and can even get you kicked out.
By Paige Cerulli
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The Rules of 'Revenge Saving' to Take Control of Your Finances After Overspending
Americans are saving with new urgency. Here's how to channel that momentum into lasting change.
By Choncé Maddox
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How to Save on Booking a Cruise
Booking a cruise using credit card rewards and travel agents can help snag the best deals.
By Ellen B. Kennedy
