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Wealth Manager and Founder,
Excel Tax & Wealth Group
Phone: 407.219.9017 ext. 101 | 877.990.3427 ext. 101
Carlos Dias Jr. is a wealth manager and founder of Excel Tax & Wealth Group, an advisory firm offering strategic financial planning services to high-net-worth individuals, business owners, executives and retirees. He maintains a highly personal approach by accounting for the distinct needs that his clients have at different points in their financial lives. Dias is a contributor for Forbes, the Huffington Post, Kiplinger and MarketWatch.
The basics of how annuities work, how they can provide a lifetime stream of retirement income, their pros and their cons.
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It pays to know the difference between the financial professionals offering to help you with your investment and retirement decisions before you make your choice.
Saving money for retirement involves many factors that can't be controlled, but taxes can be, to a certain extent.
Making your decision on the type of payout you receive in retirement requires considering these four factors.
It's not fun to think about, but if you boil down your choices a bit, making a plan for what could easily cost several thousand per month becomes less daunting.
It takes good planning and perhaps an annuity in later life. Forget about the 4% rule. It doesn’t cut it anymore.
Choosing your investments with taxes in mind is a smart strategy as you approach retirement. Here are four income-generating possibilities that won’t trigger big tax bills.
Be careful who inherits your IRA, and be smart about how they are allowed to do it. It could save them a potentially 40% tax hit.
With a Roth, you can avoid RMDs and let more of your money grow tax-free.