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Kimberly Lankford

Contributing Editor
Kiplinger's Personal Finance

As the "Ask Kim" columnist for Kiplinger's Personal Finance, Lankford receives hundreds of personal finance questions from readers every month. She is the author of Rescue Your Financial Life (McGraw-Hill, 2003), The Insurance Maze: How You Can Save Money on Insurance -- and Still Get the Coverage You Need (Kaplan, 2006), Kiplinger's Ask Kim for Money Smart Solutions (Kaplan, 2007) and The Kiplinger/BBB Personal Finance Guide for Military Families. She is frequently featured as a financial expert on television and radio, including NBC's Today Show, CNN, CNBC and National Public Radio.

Latest Features

SLIDE SHOW
December 2018

10 Smart Steps to Minimize Taxes and Penalties on Your RMDs

After you turn age 70½, you need to start taking required minimum distributions from your IRAs and 401(k)s every year. But the calculations and rules can be complicated, and you’ll be hit with a penalty ...

See More From: Required Minimum Distributions (RMDs)

Ask Kim
December 2018

Make the Most of Potential Tax Deductions Under the New Tax Law

With some year-end planning, you may still find it worthwhile to file an itemized return to lower your 2018 tax bill.

See More From: Ask Kim

QUIZ
November 2018

Does Medicare Cover That?

Medicare covers the majority of your medical expenses after you turn 65 (and covers some people who are younger than 65 and disabled). But it still requires you to pay deductibles and co-payments, and...

See More From: Medicare

SLIDE SHOW
November 2018

How to Avoid Paying Pesky Fees

Fees aren’t just annoying—they’re expensive. A few monthly surcharges can add up to hundreds of dollars a year. That’s money you could use to save for retirement, give to charity, or enjoy a really ...

See More From: Saving Money

Ask Kim
November 2018

Deadlines for 529 College-Savings Plan Distributions

You may be able to use the 529 money for more expenses than you thought. But you must take withdrawals in the calendar year you incur the expense.

See More From: Ask Kim

Ask Kim
November 2018

Get a Tax Reward for Saving for Retirement

If you sock away money in a retirement plan, you may be eligible for a tax credit from Uncle Sam worth up to $1,000 per person.

See More From: Ask Kim

Ask Kim
November 2018

How to Save on Prescription Drugs

Employers and insurers are offering more online tools and smartphone apps that steer you to the lowest drug prices.

See More From: Ask Kim

Ask Kim
November 2018

How to Endow a Scholarship

There may be contribution minimum requirements to set up a scholarship in your area. Here's what you need to know.

See More From: Ask Kim

Ask Kim
November 2018

What You Need to Know About Taxes on Rental Income

Before renting out your home, familiarize yourself with the tax implications.

See More From: Ask Kim

Ask Kim
November 2018

Using 529-Plan Money for College Overseas

If your son or daughter plans to attend college abroad, here's what you should know.

See More From: Ask Kim

Health Care & Insurance
November 2018

Buying Health Insurance? The Outlook Is Brighter

As you navigate new low-cost choices, weigh the risks.

See More From: Health Care & Insurance

SLIDE SHOW
November 2017

10 Best Financial Benefits for Military Families

Members of the military have a lot of special financial challenges that most people don’t encounter. However, they have access to many special benefits, tax breaks and legal protections that can make ...

See More From: Family Finances

Ask Kim
November 2018

Year-End Financial Checkup for Military Members

Now is a good time to boost savings and double-check your benefits. But the most important decision to make is whether to sign up for the new Blended Retirement System.

See More From: Ask Kim

Ask Kim
November 2018

Contribute More to Retirement Accounts in 2019

Retirement savers can stash an extra $500 in IRA and 401(k) plans, and the income limits for contributing to a Roth are higher.

See More From: Ask Kim

SLIDE SHOW
November 2018

10 Myths About Health Savings Accounts

When you’re choosing a health plan for the year -- whether you get coverage through your employer or on your own -- one option may be a high-deductible plan that makes you eligible to contribute to a ...

See More From: Health Care & Insurance

Estate Planning
November 2018

Estate Planning: A Family Affair

Use our guide to save on taxes, avoid probate and keep peace among your heirs.

See More From: Estate Planning

Ask Kim
October 2018

Financial Gifts for Kids

Invest in a child’s future with gifts of stock or contributions to a Roth IRA or college savings.

See More From: Ask Kim

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