See All Authors »

Kimberly Lankford

Contributing Editor
Kiplinger's Personal Finance

As the "Ask Kim" columnist for Kiplinger's Personal Finance, Lankford receives hundreds of personal finance questions from readers every month. She is the author of Rescue Your Financial Life (McGraw-Hill, 2003), The Insurance Maze: How You Can Save Money on Insurance -- and Still Get the Coverage You Need (Kaplan, 2006), Kiplinger's Ask Kim for Money Smart Solutions (Kaplan, 2007) and The Kiplinger/BBB Personal Finance Guide for Military Families. She is frequently featured as a financial expert on television and radio, including NBC's Today Show, CNN, CNBC and National Public Radio.

Latest Features

Ask Kim
December 2017

How Much Are Those Old Baseball Cards Worth?

Depending on the year, condition and, of course, the player, some baseball cards could be worth thousands of dollars.

See More From: Ask Kim

Ask Kim
December 2017

How Much Families Can Contribute to a Health Savings Account

You and a spouse can contribute a total of $6,900 to an HSA in 2018, plus a catch-up contribution if you’re 55 or older. And thanks to a quirk in the law, an adult child covered under the family’s high-deductible health policy may also be able to contribute $6,900 to his or her own HSA.

See More From: Ask Kim

Ask Kim
December 2017

The Potential Tax Hit When High Earners Convert to a Roth IRA

High earners using a "backdoor" strategy to open a Roth IRA can trigger taxes if they own other IRAs.

See More From: Ask Kim

Scams
December 2017

Fighting Financial Fraud and Identity Theft

Learn what it's like on the front lines on our ride along with the scam police.

See More From: Scams

Kip Tips
December 2017

4 Ways to Thwart Elder Abuse

Being prime targets for scams, seniors need to be vigilant about protecting themselves.

See More From: Kip Tips

Ask Kim
December 2017

College-Savings Plans Make It Easy to Give a Child the Gift of Tuition

Relatives can contribute to a child's 529 college-savings plan, and in many cases they can get a tax deduction on their gift.

See More From: Ask Kim

Ask Kim
November 2017

How to Change Your Medicare Advantage Plan Outside of Open Enrollment

If you end up unhappy with the Medicare Advantage plan you signed up for, you may be able to switch before next year's open enrollment.

See More From: Ask Kim

Ask Kim
November 2017

What You'll Pay for Medicare in 2018

The standard premium for Medicare Part B won't change next year, but some recipients will still end up paying more.

See More From: Ask Kim

Ask Kim
November 2017

When to Take Your First Required Minimum Distribution From an IRA

You may be able to postpone taking your first required distribution from an IRA until the following year, but that can trigger a bigger tax bill.

See More From: Ask Kim

Ask Kim
November 2017

Land a Retail Job for the Holiday Season

Retailers will add hundreds of thousands of seasonal workers for the holidays. How to find a job—and possibly turn it into a permanent position.

See More From: Ask Kim

SLIDE SHOW
November 2017

10 Best Financial Benefits for Military Families

Members of the military have a lot of special financial challenges that most people don’t encounter. However, they have access to many special benefits, tax breaks and legal protections that can make ...

See More From: Family Finances

Ask Kim
November 2017

The Big Pension Decision Military Service Members Must Make in 2018

Service members who joined armed forces in recent years must decide whether to stay in the military’s old retirement system or join the new one. Here’s how to choose the system that’s best for you.

See More From: Ask Kim

Ask Kim
November 2017

How to Qualify for a Health Savings Account and Trim Your Tax Bill

Health savings accounts provide a triple tax break to consumers. Contribution limits are going up slightly in 2018, but so are deductibles for eligible policies.

See More From: Ask Kim

Ask Kim
November 2017

A Child-Care Tax Break for Working Parents

New parents and those with pre-teens can save on taxes (for now) when paying for child care by signing up for an employer's dependent-care flexible spending account.

See More From: Ask Kim

Ask Kim
November 2017

10 Things You Need to Know About Health Insurance Open Enrollment

If you're signing up for Obamacare for 2018, you'll have less time to buy coverage for next year, but here's help finding the right policy more quickly.

See More From: Ask Kim

Home Insurance
November 2017

Rebuilding Your Home and Finances After Disaster Strikes

Mopping up—and drying out—after the hurricanes was only the first challenge. Now the victims have to struggle through recovery.

See More From: Home Insurance

Home Insurance
November 2017

How to Shop for Flood Insurance

Whether or not you live in a high-risk area for flooding, you might consider getting the extra coverage.

See More From: Home Insurance

Show More Stories