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Kimberly Lankford

Contributing Editor
Kiplinger's Personal Finance

As the "Ask Kim" columnist for Kiplinger's Personal Finance, Lankford receives hundreds of personal finance questions from readers every month. She is the author of Rescue Your Financial Life (McGraw-Hill, 2003), The Insurance Maze: How You Can Save Money on Insurance -- and Still Get the Coverage You Need (Kaplan, 2006), Kiplinger's Ask Kim for Money Smart Solutions (Kaplan, 2007) and The Kiplinger/BBB Personal Finance Guide for Military Families. She is frequently featured as a financial expert on television and radio, including NBC's Today Show, CNN, CNBC and National Public Radio.

Latest Features

Ask Kim
November 2017

What You'll Pay for Medicare in 2018

The standard premium for Medicare Part B won't change next year, but some recipients will still end up paying more.

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Ask Kim
November 2017

When to Take Your First Required Minimum Distribution From an IRA

You may be able to postpone taking your first required distribution from an IRA until the following year, but that can trigger a bigger tax bill.

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Ask Kim
November 2017

Land a Retail Job for the Holiday Season

Retailers will add hundreds of thousands of seasonal workers for the holidays. How to find a job—and possibly turn it into a permanent position.

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SLIDE SHOW
November 2017

10 Best Financial Benefits for Military Families

Members of the military have a lot of special financial challenges that most people don’t encounter. However, they have access to many special benefits, tax breaks and legal protections that can make ...

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Ask Kim
November 2017

The Big Pension Decision Military Service Members Must Make in 2018

Service members who joined armed forces in recent years must decide whether to stay in the military’s old retirement system or join the new one. Here’s how to choose the system that’s best for you.

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Ask Kim
November 2017

How to Qualify for a Health Savings Account and Trim Your Tax Bill

Health savings accounts provide a triple tax break to consumers. Contribution limits are going up slightly in 2018, but so are deductibles for eligible policies.

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Ask Kim
November 2017

A Child-Care Tax Break for Working Parents

New parents and those with pre-teens can save on taxes (for now) when paying for child care by signing up for an employer's dependent-care flexible spending account.

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Ask Kim
November 2017

10 Things You Need to Know About Health Insurance Open Enrollment

If you're signing up for Obamacare for 2018, you'll have less time to buy coverage for next year, but here's help finding the right policy more quickly.

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Home Insurance
November 2017

Rebuilding Your Home and Finances After Disaster Strikes

Mopping up—and drying out—after the hurricanes was only the first challenge. Now the victims have to struggle through recovery.

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Home Insurance
November 2017

How to Shop for Flood Insurance

Whether or not you live in a high-risk area for flooding, you might consider getting the extra coverage.

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Home Insurance
November 2017

What You Need to Know About Windstorm Coverage

In high-risk areas, you can face equally high costs for wind coverage. But a few smart home improvements can help you save money.

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Ask Kim
November 2017

Charitable Giving Is a Family Affair

A donor-advised fund is a tax-savvy way for families to pool their charitable dollars and create the next generation of philanthropists.

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Ask Kim
October 2017

Raising Cash to Make Hurricane Damage Repairs

Many hurricane victims are still waiting for payments from insurers or disaster assistance from FEMA to make home repairs. In the meantime, here are ways to raise money to get fixes under way.

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Ask Kim
October 2017

How to Report a Tax-Free Transfer From Your IRA to Charity

The tax filing rules for qualified charitable distributions can be tricky. You must specify how much of your required minimum distribution is taxable and why part of the distribution is tax-free.

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SLIDE SHOW
October 2017

8 Steps to Picking the Right Medicare Plans

Most people fill Medicare’s coverage gaps by buying a Medicare supplement (medigap) plan and a Part D prescription-drug plan, or they get both medical and drug coverage from a private insurer with a ...

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Ask Kim
October 2017

You Can Contribute More to Your 401(k) in 2018

You'll be able to stash an extra $500 in a 401(k) or other employer-sponsored retirement plan in 2018. But the maximum annual IRA contribution will stay the same.

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Ask Kim
October 2017

4 Ways RMDs Are Different for 401(k)s and for IRAs

For both types of retirement account, you need to take required minimum distributions after you turn age 70½. But there are differences in how and when you take the money.

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