See All Authors »

Kimberly Lankford

Contributing Editor
Kiplinger's Personal Finance

As the "Ask Kim" columnist for Kiplinger's Personal Finance, Lankford receives hundreds of personal finance questions from readers every month. She is the author of Rescue Your Financial Life (McGraw-Hill, 2003), The Insurance Maze: How You Can Save Money on Insurance -- and Still Get the Coverage You Need (Kaplan, 2006), Kiplinger's Ask Kim for Money Smart Solutions (Kaplan, 2007) and The Kiplinger/BBB Personal Finance Guide for Military Families. She is frequently featured as a financial expert on television and radio, including NBC's Today Show, CNN, CNBC and National Public Radio.

Latest Features

Ask Kim
January 2018

5 Ways Roth IRAs Help Retirees

The reduction in tax rates under the new tax law could make contributing to a Roth IRA more attractive even for those nearing retirement.

See More From: Ask Kim

Ask Kim
January 2018

Make Sure You Have Proof to Support Your Charitable Tax Deductions

In an audit, the IRS may deny your charitable write-offs if you don't have a record of your contributions.

See More From: Ask Kim

Ask Kim
January 2018

New Tax Law Offers Added Incentive to Make Tax-Free Transfer of RMDs From Your IRA to Charity

Basic rules for charitable deductions stay the same under the new tax law, but a near doubling of the standard deduction may change people's giving.

See More From: Ask Kim

Auto Insurance
December 2017

Why You're Paying More for Car Insurance Now

One big reason: Advanced safety features cost more to repair or replace.

See More From: Auto Insurance

Ask Kim
December 2017

Will a Credit Freeze Boost Car Insurance Premiums?

In a few states, you may need to thaw frozen credit reports before buying or renewing insurance policies.

See More From: Ask Kim

Ask Kim
December 2017

Can Your Adult Child Contribute to a Health Savings Account?

Even if your son is on your family's insurance policy, he may be eligible to contribute to a HSA.

See More From: Ask Kim

Ask Kim
January 2018

12 Smart Financial Moves for the New Year

Make 2018 the year you take the steps to save money on insurance, reduce your taxes, boost your retirement savings and protect yourself from identity thieves.

See More From: Ask Kim

Ask Kim
December 2017

Personal Finance Columnist Kim Lankford's Best Money-Saving Lessons of 2017

How to lower medical costs, support hurricane victims and protect homes from disaster are among the issues readers asked me about most during the past year.

See More From: Ask Kim

Ask Kim
December 2017

Talking to Older Parents About Their Plans for the Future

When families are gathered for the holidays is a good time for adult children to broach the subject of their parents' housing and health care plans for the years ahead.

See More From: Ask Kim

Ask Kim
December 2017

Smart Ways to Spend Down Your Flexible Spending Account

Some employers allow workers to carry over up to $500 in a flexible spending account from one year to the next, while others offer a grace period until mid March. Knowing your deadline will prevent you from losing FSA dollars.

See More From: Ask Kim

Ask Kim
December 2017

Charitable Giving Can Begin at Home with a Donor-Advised Fund

Parents and grandparents can launch the next generation of philanthropists by allowing kids to help decide where to donate money from a donor-advised fund.

See More From: Ask Kim

Ask Kim
December 2017

How Much Are Those Old Baseball Cards Worth?

Depending on the year, condition and, of course, the player, some baseball cards could be worth thousands of dollars.

See More From: Ask Kim

Ask Kim
December 2017

How Much Families Can Contribute to a Health Savings Account

You and a spouse can contribute a total of $6,900 to an HSA in 2018, plus a catch-up contribution if you’re 55 or older. And thanks to a quirk in the law, an adult child covered under the family’s high-deductible health policy may also be able to contribute $6,900 to his or her own HSA.

See More From: Ask Kim

Ask Kim
December 2017

The Potential Tax Hit When High Earners Convert to a Roth IRA

High earners using a "backdoor" strategy to open a Roth IRA can trigger taxes if they own other IRAs.

See More From: Ask Kim

Scams
December 2017

Fighting Financial Fraud and Identity Theft

Learn what it's like on the front lines on our ride along with the scam police.

See More From: Scams

Kip Tips
December 2017

4 Ways to Thwart Elder Abuse

Being prime targets for scams, seniors need to be vigilant about protecting themselves.

See More From: Kip Tips

Ask Kim
December 2017

College-Savings Plans Make It Easy to Give a Child the Gift of Tuition

Relatives can contribute to a child's 529 college-savings plan, and in many cases they can get a tax deduction on their gift.

See More From: Ask Kim

Show More Stories