Kathryn Pomroy
For the past 18+ years, Kathryn has highlighted the humanity in personal finance by shaping stories that identify the opportunities and obstacles in managing a person's finances. All the same, she’ll jump on other equally important topics if needed. Kathryn graduated with a degree in Journalism and lives in Duluth, Minnesota. She joined Kiplinger in 2023 as a contributor.
Latest articles by Kathryn Pomroy
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Utah is #1 for Happiness, but Minnesota Wins on Health: 2026’s Surprising Retirement RankingsUtah tops the list for having the happiest retirees, while Minnesota ranks high for best overall health care. Where does your state rank?
By Kathryn Pomroy
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The Five Best Cruise Lines for RetireesRetirement is an ideal time for cruising. Check out the five best cruise lines for comfort, ease and unforgettable experiences.
By Kathryn Pomroy
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Retire at Sea: Why a Luxury Cruise Ship Could Be Your Dream HomeReady to retire on a luxury cruise ship? Turn your golden years into an epic journey by calling a cruise ship home and exploring the world by sea.
By Erin Bendig
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Want the Maximum Social Security Check? Here's What You Need to Do NowThe top Social Security payment is $5,181 if you delay until age 70. Want to lock in the biggest possible check — or at least grab the largest share you can? Start taking these steps today.
By Kathryn Pomroy
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10 Best Home Rental Websites and Apps to Use Right NowBy Kathryn Pomroy
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Eight 401(k) Mistakes That Can Tank Your Retirement401(k) mistakes like cashing out early and not taking advantage of an employer match can upend your retirement.
By Kathryn Pomroy
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Eat Your Way Across America: Foodie Gems Worth the DriveWant to eat your way across America? Here's a look at foodie gems worth the drive, whether you’re craving the nostalgic taste of juicy BBQ or fresh-caught seafood straight from the ocean.
By Kathryn Pomroy
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How to Calculate RMDs (Required Minimum Distributions) for IRAsTools Understand when and how to calculate RMDs and avoid stiff penalties from your tax-deferred IRA.
By Kathryn Pomroy
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Flying After 65? These Are the 11 Best Travel Hacks for Active RetireesMore retirees are hitting the road for their dream trips, and with some creative travel hacks, you can travel the world without breaking the bank.
By Kathryn Pomroy
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The Emotional Side of Retiring: Six Steps to Help You Move OnRetiring is tough as you face the loss of your work identity and purpose. Here are six steps to help you adjust mentally and find a new sense of daily connection.
By Kathryn Pomroy
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1 in 10 Adults Have Committed Financial Infidelity. Have You?Almost 2 in 5 Americans (38%) think that financial infidelity is just as bad as physical cheating, and 5% believe it’s worse.
By Kathryn Pomroy
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Seven Winning Moves to Land a Job After 50To land a great job regardless of your age, follow these best practices to demonstrate your competency and eliminate biases.
By Kathryn Pomroy
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The Real Cost of Funding Adult Children: Postponing RetirementReport shows that nearly one-third of American parents support their adult children financially.
By Kathryn Pomroy
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11 Unforgettable Road Trips to Take in RetirementMore than a travel trend, the road trip is a quintessential American tradition, with millions of us taking them each year. Here's a guide to helping you choose your next adventure.
By Kathryn Pomroy
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How to Plan Your First Global Retirement Adventure in 2026Retirement unlocks a thrilling (and slightly scary) new world of possibilities. Why not kick it off with an overseas journey — the ultimate way to step boldly into this exciting new chapter of your life?
By Kathryn Pomroy
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What Trump Has Done With Social Security So FarSince President Trump took office, he has proposed or initiated changes to how Social Security functions. Here's a roundup.
By Kathryn Pomroy
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What Trump Has Done With Medicare So FarAs the first anniversary of President Trump's inauguration approaches, he has proposed or initiated several changes impacting Medicare and Medicaid. Here's a roundup.
By Kathryn Pomroy
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Five Easy Ways to Jumpstart Retirement PlanningWhen it comes to saving for retirement, procrastinating is all too common. However, stalling for too long will hurt your financial security, especially in the long term. Here are five tips to break the cycle.
By Kathryn Pomroy
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Gray Divorce After 50: Managing the Shift to Your Solo 'Second Act'Gray divorce presents complex challenges for families, yet it can also catalyze self-discovery and a vibrant new chapter.
By Kathryn Pomroy
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10 Ways To Save Money Shopping With AmazonAmazon offers a lot of value if you know where to look. We'll show you money-saving hacks that help you save on big purchases and everyday items.
By Kathryn Pomroy
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Amazon Prime Members Can Save Nearly $70 Per Year on GasAmazon Prime members can save 10 cents per gallon at select gas stations. See how to sign up for discounts.
By Kathryn Pomroy
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Phased Retirement: Why Easing Into Retirement Might Be Your Best MoveIf retiring cold turkey isn’t for you, consider a phased retirement that lets you scale back at work and ease into retirement before eventually stepping away completely.
By Kathryn Pomroy
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How to Make 2026 Your Best Year Yet for Retirement SavingsMake 2026 the year you stop coasting and start supercharging your retirement savings.
By Kathryn Pomroy
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What Is a Safe Harbor 401(k)?Part of the Small Business Job Protection Act, this type of 401(k) makes it easier for small businesses to offer retirement plans to their employees.
By Kathryn Pomroy
