Kathryn Pomroy
For the past 18+ years, Kathryn has highlighted the humanity in personal finance by shaping stories that identify the opportunities and obstacles in managing a person's finances. All the same, she’ll jump on other equally important topics if needed. Kathryn graduated with a degree in Journalism and lives in Duluth, Minnesota. She joined Kiplinger in 2023 as a contributor.
Latest articles by Kathryn Pomroy
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Why Splurging in Retirement is Totally Worth ItSplurging on yourself is fine as long as it fits your budget, boosts your happiness, and never puts your financial security at risk.
By Kathryn Pomroy
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Are You Making These Five Costly Social Security Mistakes?The most common Social Security mistakes, like claiming too early, ignoring spousal or survivor benefits, or misunderstanding key rules, can cost you $100,000 or more in lifetime benefits.
By Kathryn Pomroy
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11 Expert Tips for the Modern Retired TravelerPack these tips, along with your suitcase, to help safeguard your mental and physical health while traveling.
By Kathryn Pomroy
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How to Keep Your Work Friends After You RetireWork friends can make the toughest days better. While retiring changes your daily rhythm, it’s also a good time to curate a community built on shared passions. Here’s how.
By Kathryn Pomroy
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Slay Your Home's Energy VampiresYou have the power to save money and energy in your own home with these 8 tools and tricks
By Kathryn Pomroy
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6 Myths About Downsizing in RetirementDreaming of selling your home, downsizing to a smaller one, and investing the extra cash for income when you retire? The profit you pocket may be less than what you expect. Here's why.
By Kathryn Pomroy
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Utah is #1 for Happiness, but Minnesota Wins on Health: 2026’s Surprising Retirement RankingsUtah tops the list for having the happiest retirees, while Minnesota ranks high for best overall health care. Where does your state rank?
By Kathryn Pomroy
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How to Estimate Your Social Security Benefits in Six StepsTo plan smartly for retirement, estimate your Social Security benefits years before you'll need the money. Here's how to do it.
By Kathryn Pomroy
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The Five Best Cruise Lines for RetireesRetirement is an ideal time for cruising. Check out the five best cruise lines for comfort, ease and unforgettable experiences.
By Kathryn Pomroy
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Retire at Sea: Why a Luxury Cruise Ship Could Be Your Dream HomeReady to retire on a luxury cruise ship? Turn your golden years into an epic journey by calling a cruise ship home and exploring the world by sea.
By Erin Bendig
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Want the Maximum Social Security Check? Here's What You Need to Do NowThe top Social Security payment is $5,181 if you delay until age 70. Want to lock in the biggest possible check — or at least grab the largest share you can? Start taking these steps today.
By Kathryn Pomroy
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10 Best Home Rental Websites and Apps to Use Right NowBy Kathryn Pomroy
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Best Places to Retire in the USWhether it's warmer weather, quality health care or a low tax burden, these states offer retirees a sweet spot to live in after leaving work.
By Kathryn Pomroy
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Worst Places to Retire in the USThe worst places to retire tend to lag in quality of life, health care and affordability, according to WalletHub's 2025 survey. Is your state the worst?
By Kathryn Pomroy
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70 Valuable Things You Can Get for Freesavings Only one thing beats getting a good price on something, and that’s getting it for free.
By Bob Niedt
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Eight 401(k) Mistakes That Can Tank Your Retirement401(k) mistakes like cashing out early and not taking advantage of an employer match can upend your retirement.
By Kathryn Pomroy
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Eat Your Way Across America: Foodie Gems Worth the DriveWant to eat your way across America? Here's a look at foodie gems worth the drive, whether you’re craving the nostalgic taste of juicy BBQ or fresh-caught seafood straight from the ocean.
By Kathryn Pomroy
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The 11 Best National Parks to Visit in RetirementExploring the breathtaking landscapes and diverse wildlife of America's national parks offers retirees an adventurous way to soak in epic scenery and keep things exciting.
By Kathryn Pomroy
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How to Calculate RMDs (Required Minimum Distributions) for IRAsTools Understand when and how to calculate RMDs and avoid stiff penalties from your tax-deferred IRA.
By Kathryn Pomroy
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Flying After 65? These Are the 11 Best Travel Hacks for Active RetireesMore retirees are hitting the road for their dream trips, and with some creative travel hacks, you can travel the world without breaking the bank.
By Kathryn Pomroy
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The Emotional Side of Retiring: Six Steps to Help You Move OnRetiring is tough as you face the loss of your work identity and purpose. Here are six steps to help you adjust mentally and find a new sense of daily connection.
By Kathryn Pomroy
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1 in 10 Adults Have Committed Financial Infidelity. Have You?Almost 2 in 5 Americans (38%) think that financial infidelity is just as bad as physical cheating, and 5% believe it’s worse.
By Kathryn Pomroy
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How Smart Retirees Turn a Second Home Into a Financial AssetBuying a second home during retirement, especially if your savings are solid, can improve your lifestyle or be a strategic financial choice. But it requires meticulous planning.
By Kathryn Pomroy
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Married and Retiring? Here's How to Claim Thousands More in Social Security BenefitsBoth spouses can receive Social Security based on their individual earnings records and at what age they claim benefits
By Kathryn Pomroy
