Kathryn Pomroy
For the past 18+ years, Kathryn has highlighted the humanity in personal finance by shaping stories that identify the opportunities and obstacles in managing a person's finances. All the same, she’ll jump on other equally important topics if needed. Kathryn graduated with a degree in Journalism and lives in Duluth, Minnesota. She joined Kiplinger in 2023 as a contributor.
Latest articles by Kathryn Pomroy
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What Is the Magic Number You Need to Retire Comfortably?The dream of retiring comfortably remains a tough goal to hit. Do you have enough socked away?
By Kathryn Pomroy
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Retiring Without a Partner? How Singles Can Maximize Their SavingsRetirement can be expensive, especially when you do it alone. But there are ways to maximize your retirement savings even when facing your second act without a partner.
By Kathryn Pomroy
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Why More People Fear Going Broke in Retirement Than DyingInflation, taxes and Social Security are the three top concerns for retirees, according to the 2025 Allianz Annual Retirement Study
By Kathryn Pomroy
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5 Ways to Save on Your Phone Bill When Traveling AbroadFrom international plans to eSIMs and Wi-Fi tricks — practical tips to stay connected abroad without the sticker shock.
By Kathryn Pomroy
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Why Turning 60 is a Good Time to Start a New CareerWhy going back to work after 60 is as much mental as it is practical, and often exactly what you need most.
By Kathryn Pomroy
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What to Do With an Inherited HouseInheriting a property often brings a tough choice: keep it, rent it, or sell it? Here's what to consider.
By Kathryn Pomroy
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The 401(k) Loan Dilemma: Is It Ever a Good Idea?Go ahead. Take a loan from your 401(k) plan, but be aware that it runs the risk of jeopardizing your long-term retirement goals, so consider your options carefully.
By Kathryn Pomroy
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Why Splurging in Retirement is Totally Worth ItSplurging on yourself is fine as long as it fits your budget, boosts your happiness, and never puts your financial security at risk.
By Kathryn Pomroy
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Are You Making These Five Costly Social Security Mistakes?The most common Social Security mistakes, like claiming too early, ignoring spousal or survivor benefits, or misunderstanding key rules, can cost you $100,000 or more in lifetime benefits.
By Kathryn Pomroy
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11 Expert Tips for the Modern Retired TravelerPack these tips, along with your suitcase, to help safeguard your mental and physical health while traveling.
By Kathryn Pomroy
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How to Keep Your Work Friends After You RetireWork friends can make the toughest days better. While retiring changes your daily rhythm, it’s also a good time to curate a community built on shared passions. Here’s how.
By Kathryn Pomroy
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Slay Your Home's Energy VampiresYou have the power to save money and energy in your own home with these 8 tools and tricks
By Kathryn Pomroy
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6 Myths About Downsizing in RetirementDreaming of selling your home, downsizing to a smaller one, and investing the extra cash for income when you retire? The profit you pocket may be less than what you expect. Here's why.
By Kathryn Pomroy
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Utah is #1 for Happiness, but Minnesota Wins on Health: 2026’s Surprising Retirement RankingsUtah tops the list for having the happiest retirees, while Minnesota ranks high for best overall health care. Where does your state rank?
By Kathryn Pomroy
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How to Estimate Your Social Security Benefits in Six StepsTo plan smartly for retirement, estimate your Social Security benefits years before you'll need the money. Here's how to do it.
By Kathryn Pomroy
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The Five Best Cruise Lines for RetireesRetirement is an ideal time for cruising. Check out the five best cruise lines for comfort, ease and unforgettable experiences.
By Kathryn Pomroy
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Retire at Sea: Why a Luxury Cruise Ship Could Be Your Dream HomeReady to retire on a luxury cruise ship? Turn your golden years into an epic journey by calling a cruise ship home and exploring the world by sea.
By Erin Bendig
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Want the Maximum Social Security Check? Here's What You Need to Do NowThe top Social Security payment is $5,181 if you delay until age 70. Want to lock in the biggest possible check — or at least grab the largest share you can? Start taking these steps today.
By Kathryn Pomroy
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10 Best Home Rental Websites and Apps to Use Right NowBy Kathryn Pomroy
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Best Places to Retire in the USWhether it's warmer weather, quality health care or a low tax burden, these states offer retirees a sweet spot to live in after leaving work.
By Kathryn Pomroy
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Worst Places to Retire in the USThe worst places to retire tend to lag in quality of life, health care and affordability, according to WalletHub's 2025 survey. Is your state the worst?
By Kathryn Pomroy
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70 Valuable Things You Can Get for Freesavings Only one thing beats getting a good price on something, and that’s getting it for free.
By Bob Niedt
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Eight 401(k) Mistakes That Can Tank Your Retirement401(k) mistakes like cashing out early and not taking advantage of an employer match can upend your retirement.
By Kathryn Pomroy
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Eat Your Way Across America: Foodie Gems Worth the DriveWant to eat your way across America? Here's a look at foodie gems worth the drive, whether you’re craving the nostalgic taste of juicy BBQ or fresh-caught seafood straight from the ocean.
By Kathryn Pomroy
