Kathryn Pomroy
For the past 18+ years, Kathryn has highlighted the humanity in personal finance by shaping stories that identify the opportunities and obstacles in managing a person's finances. All the same, she’ll jump on other equally important topics if needed. Kathryn graduated with a degree in Journalism and lives in Duluth, Minnesota. She joined Kiplinger in 2023 as a contributor.
Latest articles by Kathryn Pomroy
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What Trump Has Done With Medicare So Far
As the first anniversary of President Trump's inauguration approaches, he has proposed or initiated several changes impacting Medicare and Medicaid. Here's a roundup.
By Kathryn Pomroy
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Five Easy Ways to Jumpstart Retirement Planning
When it comes to saving for retirement, procrastinating is all too common. However, stalling for too long will hurt your financial security, especially in the long term. Here are five tips to break the cycle.
By Kathryn Pomroy
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What Does It Really Take to Retire Rich?
Stick with a steady plan to save and smart investing over the long haul, and even a perfectly average paycheck can pave the way to retiring rich and living large
By Kathryn Pomroy
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Gray Divorce After 50: Managing the Shift to Your Solo 'Second Act'
Gray divorce presents complex challenges for families, yet it can also catalyze self-discovery and a vibrant new chapter.
By Kathryn Pomroy
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The 10 Most Valuable Vacation Destinations for Retirees in 2026
From U.S. getaways to international escapes, these budget-friendly destinations offer retirees the perfect mix of rest, rejuvenation and just the right amount of excitement.
By Kathryn Pomroy
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10 Ways To Save Money Shopping With Amazon
Amazon offers a lot of value if you know where to look. We'll show you money-saving hacks that help you save on big purchases and everyday items.
By Kathryn Pomroy
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529 Plan Contribution Limits for 2026
Each state sets 529 plan contribution limits, which range from $235,000 to slightly more than $600,000..
By Kathryn Pomroy
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Amazon Prime Members Can Save Nearly $70 Per Year on Gas
Amazon Prime members can save 10 cents per gallon at select gas stations. See how to sign up for discounts.
By Kathryn Pomroy
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Phased Retirement: Why Easing Into Retirement Might Be Your Best Move
If retiring cold turkey isn’t for you, consider a phased retirement that lets you scale back at work and ease into retirement before eventually stepping away completely.
By Kathryn Pomroy
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How to Max Out Your 401(k) in 2026 (New Limits are Higher)
In 2026, the maximum contribution limits for 401(k) plans have increased, giving you an excellent shot at maximizing your retirement savings.
By Kathryn Pomroy
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How to Make 2026 Your Best Year Yet for Retirement Savings
Make 2026 the year you stop coasting and start supercharging your retirement savings.
By Kathryn Pomroy
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Free (or Cheap) College for Seniors and Retirees in All 50 States
retirement Whether it's to complete a degree, gain new knowledge or just for fun, seniors and retirees can go or get back to school "on the cheap."
By Bob Niedt
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How to Break Free From the 'One More Year' Trap and Actually Retire
Despite having more than enough money to retire, some people simply cannot leave their jobs.
By Kathryn Pomroy
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What Is a Safe Harbor 401(k)?
Part of the Small Business Job Protection Act, this type of 401(k) makes it easier for small businesses to offer retirement plans to their employees.
By Kathryn Pomroy
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The 2026 Retirement Catch-Up Curveball: What High Earners 50 and Older Need to Know Now
Unlock the secrets of the 2026 retirement catch-up provisions: A must-read for high earners age 50 and above.
By Kathryn Pomroy
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Kickstart Your 2026 Retirement Plan Now
Retirement can feel far-off, or too close for comfort, depending on where you’re at. But one thing’s clear — now is the ideal time to get your retirement plan in order.
By Kathryn Pomroy
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Best White Elephant Christmas Gifts Under $25
There are still great gifts under $25 available for everyone on your list from Walmart, Costco, Amazon and Target.
By Kathryn Pomroy
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What You Need to Do With Your 401(k) Before 2025 Is Over
Sponsored by Savant Wealth Management
Before 2025 ends, check your 401(k) contributions, investments, and catch-up eligibility to lock in this year’s tax savings and employer match.
By Kathryn Pomroy
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With Mortgage Rates Dipping, Is Now a Good Time to Buy a House?
When mortgage rates dip, timing may be everything.
By Kathryn Pomroy
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How to Estimate Your Social Security Benefits in Six Steps
To plan smartly for retirement, estimate your Social Security benefits years before you'll need the money. Here's how to do it.
By Kathryn Pomroy
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15 Costly Drugs Will Get Medicare Price Cuts in 2027: Will You Save?
The Centers for Medicare & Medicaid Services extended a safety net to older Americans by announcing significant price reductions on 15 high-cost prescription drugs, effective in 2027.
By Kathryn Pomroy
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Costco Cyber Monday: Deals Worth Buying Before They Are Gone
Costco's Cyber Monday Deals are here. Shop and save on holiday gifts this season before these deals disappear.
By Kathryn Pomroy
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Worst Places to Retire in the US
The worst places to retire tend to lag in quality of life, health care and affordability, according to WalletHub's 2025 survey. Is your state the worst?
By Kathryn Pomroy
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Best Places to Retire in the US
Whether it's warmer weather, quality health care or a low tax burden, these states offer retirees a sweet spot to live in after leaving work.
By Kathryn Pomroy
