Kathryn Pomroy
For the past 18+ years, Kathryn has highlighted the humanity in personal finance by shaping stories that identify the opportunities and obstacles in managing a person's finances. All the same, she’ll jump on other equally important topics if needed. Kathryn graduated with a degree in Journalism and lives in Duluth, Minnesota. She joined Kiplinger in 2023 as a contributor.
Latest articles by Kathryn Pomroy
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6 Myths About Downsizing in RetirementDreaming of selling your home, downsizing to a smaller one and investing the extra cash for income when you retire? The profit you pocket might be less than you expect. Here's why.
By Kathryn Pomroy
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Best Places to Retire in the USWhether it's warmer weather, quality health care or a low tax burden, these states offer retirees a sweet spot to live in after leaving work.
By Kathryn Pomroy
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Worst Places to Retire in the USThe worst places to retire tend to lag in quality of life, health care and affordability, according to WalletHub's 2025 survey. Is your state the worst?
By Kathryn Pomroy
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The 13 Best Things Rich Retirees DoFrom prioritizing spending and investing to using debt wisely and developing a giving attitude, rich retirees build a roadmap for a meaningful journey.
By Kathryn Pomroy
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70 Valuable Things You Can Get for FreeOnly one thing beats getting a good price on something, and that’s getting it for free.
By Bob Niedt
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21 Things You Can't Return to AmazonDid you know there are things you can't return to Amazon? Before adding these 21 items to your cart, be sure to read Amazon's return policy first.
By Kathryn Pomroy
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How to Take a 'Micro-Retirement' (and Why Your Career Will Thank You)Why wait until 65? More and more people are discovering the power of micro-retirements — short, strategic breaks taken years before they retire.
By Kathryn Pomroy
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50 Digital Tools to Make Extra Cash in RetirementCheck out 50 tools and apps to help you jumpstart your retirement side hustle with confidence.
By Kathryn Pomroy
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How to Estimate Your Social Security Benefits in Six StepsTo plan smartly for retirement, estimate your Social Security benefits years before you'll need the money. Here's how to do it.
By Kathryn Pomroy
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The 10 Most Valuable Vacation Destinations for Retirees in 2026From U.S. getaways to international escapes, these budget-friendly destinations offer retirees the perfect mix of rest, rejuvenation and a touch of excitement.
By Kathryn Pomroy
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The 12 Best National Parks to Visit in RetirementExploring the breathtaking landscapes and diverse wildlife of America's national parks offers retirees an adventurous way to soak in epic scenery and discover something new.
By Kathryn Pomroy
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How to Break Free From the 'One More Year' Trap and Actually RetireDespite having more than enough money to retire, some people simply cannot step away from their jobs.
By Kathryn Pomroy
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Married and Retiring? Here's How to Claim Thousands More in Social Security BenefitsBoth spouses can receive Social Security based on their individual earnings records and at what age they claim benefits
By Kathryn Pomroy
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How to Turn Your Teen's Summer Paycheck Into a $1M Nest EggLearn how to help your teen open a custodial Roth IRA and turn their summer paycheck into decades of tax-free growth.
By Kimberly Lankford
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Five Reasons You Should Take Social Security At 62 (and Five Reasons You Should Wait)There are sound reasons to take Social Security early. While many experts say it's best to wait until full retirement age to claim benefits, here are some reasons to start early.
By Kathryn Pomroy
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The New 401(k) Mandate: Why a Forced Roth Could Be a Boon for Your RetirementSponsored by American National
A new rule stipulates that 401(k) catch-up contributions made by high earners 50 and older must be deposited into a Roth account. Here's why that's a big plus for your retirement.
By Kathryn Pomroy
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What Does It Really Take to Retire Rich?Stick with a steady savings plan and smart investing over the long haul, and even a perfectly average paycheck can pave the way to retiring rich and living large.
By Kathryn Pomroy
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10 Reasons to Leave Your Heirs a Roth IRAIncluding a Roth IRA in your estate plan can secure a tax-free legacy for your family. But even a small error could leave your heirs with a big tax burden.
By Kathryn Pomroy
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How Much Does It Really Cost to Be a Grandparent?Nearly every grandparent helps their grandkids financially — to the tune of $3,917 annually.
By Erin Bendig
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The Small Cruises We'd Book Now for a 2026 Retirement SplurgeThe new way to sail: Why boutique yacht cruises are the ultimate retirement reward.
By Kathryn Pomroy
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SEP IRA Contribution Limits for 2026SEP IRA A good option for small business owners, SEP IRAs allow individual annual contributions of as much as $70,000 in 2025, and up to $72,000 in 2026.
By Jackie Stewart
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The New 65? Why the Healthiest Retirees Are Throwing Out the Old PlaybookHow the healthiest retirees are rethinking the back half of retirement.
By Kathryn Pomroy
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529 Plan Contribution Limits for 2026Each state sets 529 plan contribution limits, which range from $235,000 to slightly more than $600,000..
By Kathryn Pomroy
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457 Plan Contribution Limits for 2026There are higher 457 plan contribution limits in 2026. That's good news for state and local government employees.
By Kathryn Pomroy
