Kathryn Pomroy
For the past 18+ years, Kathryn has highlighted the humanity in personal finance by shaping stories that identify the opportunities and obstacles in managing a person's finances. All the same, she’ll jump on other equally important topics if needed. Kathryn graduated with a degree in Journalism and lives in Duluth, Minnesota. She joined Kiplinger in 2023 as a contributor.
Latest articles by Kathryn Pomroy
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20 Highest-Paying Jobs Without a Degree
These are the 20 jobs that pay the most in 2024 for people without a four-year degree.
By Kathryn Pomroy Last updated
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Is Now a Good Time to Open a Roth IRA?
Think you might want to open a Roth IRA? Roth IRAs offer tax-free growth of your investments and no RMDs, but income limits are low and you have to wait to withdraw earnings.
By Kathryn Pomroy Published
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Can You Sign Up for Medicare While Still on an Employer Health Plan?
When you have private insurance through your employer, signing up for Medicare may still make sense. But beware some serious pitfalls.
By Kathryn Pomroy Last updated
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2024 Veterans Day Deals, Perks and Freebies
In honor of Veterans Day, Saturday, Nov. 11, Veterans can eat, drink and shop these great discounts, deals and perks
By Kathryn Pomroy Last updated
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With Mortgage Rates Dipping, Is Now a Good Time to Buy a House?
Pricing pressure, interest rates, and rising unemployment numbers have sidelined homebuyers. But now that the Fed has cut rates, is it a good time to think about getting back into the market?
By Kathryn Pomroy Last updated
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How to Estimate Your Social Security Benefits in Six Steps
To plan smart for retirement, estimate your Social Security benefits years before you'll need the money. Here's how to do it.
By Kathryn Pomroy Last updated
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Can Both Spouses Collect Social Security Benefits? What You Need to Know
Both spouses can receive Social Security based on their individual earnings records and at what age they claim benefits
By Kathryn Pomroy Last updated
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How Refinancing a Home Loan Works. And Is It Right For You?
Refinancing a mortgage works by replacing your current mortgage with a new one. It can save you money or let you tap the equity in your home, but it can take time to break even after upfront costs.
By Kathryn Pomroy Last updated
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The Worst Credit Cards: Is One in Your Wallet?
If you have one of the worst credit cards, it's time to replace it with a winner. We can help.
By Kathryn Pomroy Published
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Five Reasons to Take Social Security Early (and Four Reasons to Wait)
There are sound reasons to take Social Security early. While many experts say it's best to wait until full retirement age to claim benefits, here are some reasons to start early.
By Kathryn Pomroy Last updated
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It’s Back. The Target Thanksgiving Day Meal is $5 Less Than Last Year
Thanksgiving is just around the corner, but it’s never too early to start planning. Here’s a $20 deal to get you started.
By Kathryn Pomroy Published
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Is Inflation Crimping Your Holiday Travel? Join the Crowd
Bankrate survey says 83% of holiday travelers are changing their travel plans due to inflation. Here's how to save on your own travel.
By Kathryn Pomroy Published
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A New Rule Will Force Banks to Protect Your Data
CFPB finalizes the "open banking," personal financial data rights rule boost competition and protect privacy.
By Kathryn Pomroy Published
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Don't Make These Big Mistakes When Claiming Your Social Security Benefits
New survey reveals that many people don't’ know their full retirement age, aren’t sure the age they are or were eligible for full retirement benefits or take benefits too early.
By Kathryn Pomroy Published
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What Could a Trump Presidency Mean For Social Security and Medicare?
Kiplinger looks at Donald Trump's stances on Social Security and Medicare, including what he did as president.
By Kathryn Pomroy Last updated
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Apple Card Fail: Apple and Goldman Sachs Fined $89 Million
The CFPB fined Apple and Goldman Sachs $89 million for the mishandling of transaction disputes and misleading iPhone purchasers about interest-free payment options.
By Kathryn Pomroy Published
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What Could a Harris Presidency Mean For Social Security and Medicare?
A look at Kamala Harris' stances on Social Security and Medicare, including her history with the programs.
By Kathryn Pomroy Last updated
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Take Advantage of National Estate Planning Awareness Week
Is an estate plan something you need? There’s a whole week set aside that says you do.
By Kathryn Pomroy Published
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Amazon vs. Walmart: Who Has the Cheaper Prices?
Amazon handily beat Walmart for the lowest prices on food and consumables, a study shows. In other categories, things tightened up.
By Kathryn Pomroy Last updated
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Seven 401(k) Mistakes That Could Tank Your Retirement
401(k) mistakes like cashing out early and not taking advantage of an employer match can upend your retirement.
By Kathryn Pomroy Published
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Four Hidden Amazon Prime Video Features, and One That Can Save You Money
By Vaishali Varu Last updated
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After Amazon Prime Day: The 25 Best Deals Still Going On
If you missed out on Amazon Prime Day, no worries. There are dozens of "too-good-to-miss" Post-Prime Day deals to cash in on, from Samsung, Shark, Ninja, Apple and more.
By Kathryn Pomroy Last updated
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Walmart Deals Event Offering Bargains Up to 50% Off
Walmart is kicking off the holiday shopping season early, with the Walmart Deals event running now through Sunday, October 13. Here’s what you can expect.
By Kathryn Pomroy Last updated
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Prime Day: Best Sales Beyond Amazon
Not an Amazon Prime member? Not a problem. Check out these special sales happening at other retailers.
By Kathryn Pomroy Last updated