
Kathryn Pomroy
For the past 18+ years, Kathryn has highlighted the humanity in personal finance by shaping stories that identify the opportunities and obstacles in managing a person's finances. All the same, she’ll jump on other equally important topics if needed. Kathryn graduated with a degree in Journalism and lives in Duluth, Minnesota. She joined Kiplinger in 2023 as a contributor.
Latest articles by Kathryn Pomroy
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Worst Places to Retire in the US
The worst places to retire tend to lag in quality of life, health care and affordability, according to WalletHub's 2025 survey. Is your state the worst?
By Kathryn Pomroy Last updated
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19 Things Medicare Gives You for Free
Medicare doesn’t provide services entirely "for free," but some items and services are covered with no out-of-pocket costs for beneficiaries under specific conditions.
By Kathryn Pomroy Last updated
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Thrift Savings Plan Contribution Limits for 2025
Thrift Savings Plan contribution limits are rising to $23,500 in 2025, up from $23,000 in 2024. Plus, new catch-up limits for people 60-63.
By Kathryn Pomroy Last updated
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Four Social Security Mistakes That Could Cost You $100,000 or More
Many people don't know their full retirement age, aren’t sure at what age they are or were eligible for full retirement benefits, or take benefits too early.
By Kathryn Pomroy Last updated
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Can Both Spouses Collect Social Security Benefits? Quick Facts You Need
Both spouses can receive Social Security based on their individual earnings records and at what age they claim benefits
By Kathryn Pomroy Last updated
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10 Reasons to Leave Your Heirs a Roth IRA
Including a Roth IRA in your estate plan has clear tax advantages, which can be passed along to your heirs for years to come. But if passed down incorrectly, your heirs won’t reap the full benefits.
By Kathryn Pomroy Last updated
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Where to Retire For the Perfect Mix of Health and Happiness
Utah tops the list for having the happiest retirees, while Minnesota ranks high for best overall healthcare. Where does your state rank?
By Kathryn Pomroy Published
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What Does It Really Take to Retire Rich?
With enough time and consistency, even an average income can lead to a wealthy retirement.
By Kathryn Pomroy Published
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529 Plan Contribution Limits for 2025
Each state sets 529 plan contribution limits, which range from $235,000 to $575,000.
By Kathryn Pomroy Last updated
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Should You Contribute to a 401(k) Without Employer Matching?
Even without a company match, money socked away in a 401(k) can still be a great investment if your goal is long-term retirement savings.
By Kathryn Pomroy Last updated
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This Retirement Plan Makes It Easier to Switch Jobs and Take Your Savings With You
Portable Retirement Plans allow employees to take their retirement savings with them when they change jobs without losing their accumulated savings.
By Kathryn Pomroy Last updated
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21 Things You Can't Return to Amazon
Did you know there are things you can't return to Amazon? Before adding these 21 items to your cart, be sure to read Amazon's return policy first.
By Bob Niedt Last updated
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Get a Free Will or Trust, Online, in Under an Hour
Create a state-specific, attorney-approved will or living trust — at no cost and in less than one hour — with Fifth Third Bank.
By Kathryn Pomroy Published
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The 401(k) Option Few Plans Offer, But Most People Want
In addition to traditional holdings, employees want retirement plans that offer options for converting savings into guaranteed monthly income that never runs out.
By Kathryn Pomroy Published
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40 Memorial Day Deals and Discounts
As Memorial Day weekend begins, find deals and discounts on dozens of items from Amazon, Costco, Best Buy, Target and more.
By Kathryn Pomroy Last updated
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Over Half of Americans Stumble Financially After Losing a Loved One. Are You Prepared?
Losing a loved one can be overwhelming, and for many, it also puts an unexpected strain on their finances, a study shows.
By Kathryn Pomroy Published
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The 12 Best Things Rich Retirees Do
From prioritizing spending and investing to using debt wisely and developing a giving attitude, rich retirees build a roadmap for a meaningful journey.
By Kathryn Pomroy Last updated
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New Bill Would Lower Age to Contribute to 401(k)s to 18 from 21. What You Need to Know
The bipartisan Helping Young Americans Save for Retirement Act would lower the minimum age for participants in workplace retirement plans from 21 to 18.
By Kathryn Pomroy Published
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How to Age Gracefully: Learn from Bill Gates, the Who and David Attenborough
Getting old isn’t nearly as bad as many people think it will be. Nor is it quite as good. Maybe it’s somewhere in between.
By Kathryn Pomroy Published
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Four Hidden Amazon Prime Video Features, and One That Can Save You Money
By Vaishali Varu Last updated
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Could a Golden Visa Be Your Ticket to Retiring Abroad?
Trump and DOGE are weighing a U.S. "Gold Card" that would let the wealthy emigrate to the U.S. for a fee. But golden visas have been around for years worldwide. Here's how they work.
By Kathryn Pomroy Published
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You Could Live a Century. Here's How to Plan for Your Retirement.
Your retirement planning needs a longevity check, according to a new study. Here's what you can do.
By Kathryn Pomroy Published
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38 Great Mother's Day Deals
Shop early and honor mothers everywhere with great deals from Walmart, Amazon, Etsy, Applebee's, Pandora and oh, so many more.
By Kathryn Pomroy Last updated
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How Refinancing a Home Loan Works. Is It Right For You?
Refinancing a mortgage works by replacing your current mortgage with a new one. It can save you money or let you tap the equity in your home, but it can take time to break even after upfront costs.
By Kathryn Pomroy Last updated