Worst Places to Retire in the U.S.

Whether it reflects the quality of life, quality of healthcare or affordability, Kentucky ranks last as a retirement destination on WalletHub's 2024 survey.

A senior couple looks at a map.
(Image credit: Getty Images)

Kentucky, New Jersey, and Mississippi top the list of the worst places to retire in the U.S. in 2024, according to a new survey from WalletHub. The study compared the 50 states across 46 key indicators, from tax rates and the cost of living to access to quality medical care and fun activities. 

However, unlike the companion Best Places to Retire in the U.S., these ten worst states to retire in 2024 generally have higher taxes and crime rates, and inadequate healthcare facilities. 

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RankStateTotal Score*AffordabilityQuality of LifeHealthcare
44New York47501012
47Rhode Island45424223
49New Jersey44493520

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Kathryn Pomroy

For the past 18+ years, Kathryn has highlighted the humanity in personal finance by shaping stories that identify the opportunities and obstacles in managing a person's finances. All the same, she’ll jump on other equally important topics if needed. Kathryn graduated with a degree in Journalism and lives in Duluth, Minnesota. She joined Kiplinger in 2023 as a contributor.