Kathryn Pomroy
For the past 18+ years, Kathryn has highlighted the humanity in personal finance by shaping stories that identify the opportunities and obstacles in managing a person's finances. All the same, she’ll jump on other equally important topics if needed. Kathryn graduated with a degree in Journalism and lives in Duluth, Minnesota. She joined Kiplinger in 2023 as a contributor.
Latest articles by Kathryn Pomroy
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529 Plan Contribution Limits for 2026
Each state sets 529 plan contribution limits, which range from $235,000 to just over $600,000..
By Kathryn Pomroy
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Amazon Prime Members Can Save Nearly $70 Per Year on Gas
Amazon Prime members can save 10 cents per gallon at select gas stations. See how to sign up for discounts.
By Kathryn Pomroy
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Phased Retirement: Why Easing Into Retirement Might Be Your Best Move
If retiring cold turkey isn’t for you, consider a phased retirement that lets you scale back at work and ease into retirement before eventually stepping away completely.
By Kathryn Pomroy
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January Social Security Payment Schedule: When Is Your Check Arriving?
The date your January Social Security benefit arrives depends on the day of the month you were born.
By Kathryn Pomroy
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How to Max Out Your 401(k) in 2026 (New Limits are Higher)
In 2026, the maximum contribution limits for 401(k) plans have increased, giving you an excellent shot at maximizing your retirement savings.
By Kathryn Pomroy
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How to Make 2026 Your Best Year Yet for Retirement Savings
Make 2026 the year you stop coasting and start supercharging your retirement savings.
By Kathryn Pomroy
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Free (or Cheap) College for Seniors and Retirees in All 50 States
retirement Whether it's to complete a degree, gain new knowledge or just for fun, seniors and retirees can go or get back to school "on the cheap."
By Bob Niedt
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How to Break Free From the 'One More Year' Trap and Actually Retire
Despite having more than enough money to retire, some people simply cannot leave their jobs.
By Kathryn Pomroy
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What Is a Safe Harbor 401(k)?
Part of the Small Business Job Protection Act, this type of 401(k) makes it easier for small businesses to offer retirement plans to their employees.
By Kathryn Pomroy
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18 Things Medicare Gives You for Free
Medicare doesn’t provide services entirely "for free," but some items and services are covered with no out-of-pocket costs for beneficiaries under specific conditions.
By Kathryn Pomroy
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The 2026 Retirement Catch-Up Curveball: What High Earners 50 and Older Need to Know Now
Unlock the secrets of the 2026 retirement catch-up provisions: A must-read for high earners age 50 and above.
By Kathryn Pomroy
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12 Best Freebies for Retirees
Making Your Money Last Retiree-friendly goods and services are available at no cost – if you know where to look.
By Bob Niedt
Making Your Money Last -
Kickstart Your 2026 Retirement Plan Now
Retirement can feel far-off, or too close for comfort, depending on where you’re at. But one thing’s clear — now is the ideal time to get your retirement plan in order.
By Kathryn Pomroy
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Best White Elephant Christmas Gifts Under $25
There are still great gifts under $25 available for everyone on your list from Walmart, Costco, Amazon and Target.
By Kathryn Pomroy
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What You Need to Do With Your 401(k) Before 2025 Is Over
Sponsored by Savant Wealth Management
Before 2025 ends, check your 401(k) contributions, investments, and catch-up eligibility to lock in this year’s tax savings and employer match.
By Kathryn Pomroy
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With Mortgage Rates Dipping, Is Now a Good Time to Buy a House?
When mortgage rates dip, timing may be everything.
By Kathryn Pomroy
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How to Estimate Your Social Security Benefits in Six Steps
To plan smartly for retirement, estimate your Social Security benefits years before you'll need the money. Here's how to do it.
By Kathryn Pomroy
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15 Costly Drugs Will Get Medicare Price Cuts in 2027: Will You Save?
The Centers for Medicare & Medicaid Services extended a safety net to older Americans by announcing significant price reductions on 15 high-cost prescription drugs, effective in 2027.
By Kathryn Pomroy
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Costco Cyber Monday: Deals Worth Buying Before They Are Gone
Costco's Cyber Monday Deals are here. Shop and save on holiday gifts this season before these deals disappear.
By Kathryn Pomroy
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Worst Places to Retire in the US
The worst places to retire tend to lag in quality of life, health care and affordability, according to WalletHub's 2025 survey. Is your state the worst?
By Kathryn Pomroy
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Best Places to Retire in the US
Whether it's warmer weather, quality health care or a low tax burden, these states offer retirees a sweet spot to live in after leaving work.
By Kathryn Pomroy
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Roth 401(k) Contribution Limits for 2026
retirement plans The Roth 401(k) contribution limit for 2026 has increased, and workers who are 50 and older can save even more.
By Jackie Stewart
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Thrift Savings Plan Contribution Limits for 2026
Thrift Savings Plan contribution limits are $23,500 in 2025, but will increase to $24,500 in 2026. Plus, new super catch-up limits for people ages 60-63.
By Kathryn Pomroy
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How to Get Walmart Plus and Paramount Plus Free for 30 Days
Deal Sign up for a Walmart Plus free trial and get a free Paramount Plus subscription, free shipping, and gas savings.
By Kathryn Pomroy
Deal
