Kathryn Pomroy
For the past 18+ years, Kathryn has highlighted the humanity in personal finance by shaping stories that identify the opportunities and obstacles in managing a person's finances. All the same, she’ll jump on other equally important topics if needed. Kathryn graduated with a degree in Journalism and lives in Duluth, Minnesota. She joined Kiplinger in 2023 as a contributor.
Latest articles by Kathryn Pomroy
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457 Plan Contribution Limits for 2026
There are higher 457 plan contribution limits in 2026. That's good news for state and local government employees.
By Kathryn Pomroy
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403(b) Contribution Limits for 2026: Good News for Teachers
403(b) contribution limits for 2026 increased by $1,000 from 2025. That's good news for teachers and other nonprofit workers.
By Jackie Stewart
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Thrift Savings Plan Contribution Limits for 2026
Thrift Savings Plans are retirement plans for federal employees and uniformed service members. Here's a look at how they work and what the contribution limits are.
By Kathryn Pomroy
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Roth IRA Contribution Limits for 2026
Roth IRAs Roth IRAs allow you to save for retirement with after-tax dollars while you're working, and then withdraw those contributions and earnings tax-free when you retire. Here's a look at 2026 limits and income-based phaseouts.
By Jackie Stewart
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Roth 401(k) Contribution Limits for 2026
retirement plans The Roth 401(k) contribution limit for 2026 has increased, and workers who are 50 and older can save even more.
By Jackie Stewart
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Seven Great Places to Retire in Florida
The Sunshine State remains a beacon for retirees, offering warm weather, sandy beaches, and a relatively low cost of living. Here's a look at where to live.
By Kathryn Pomroy
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What Is the Magic Number You Need to Retire Comfortably?
The dream of retiring comfortably remains a tough goal to hit. Do you have enough socked away?
By Kathryn Pomroy
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Retiring Without a Partner? How Singles Can Maximize Their Savings
Retirement can be expensive, especially when you do it alone. But there are ways to maximize your retirement savings even when facing your second act without a partner.
By Kathryn Pomroy
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Why More People Fear Going Broke in Retirement Than Dying
Inflation, taxes and Social Security are the three top concerns for retirees, according to the 2025 Allianz Annual Retirement Study
By Kathryn Pomroy
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5 Ways to Save on Your Phone Bill When Traveling Abroad
From international plans to eSIMs and Wi-Fi tricks — practical tips to stay connected abroad without the sticker shock.
By Kathryn Pomroy
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April Social Security Payment Schedule: When Is Your Check Arriving?
The date your April Social Security benefit arrives depends on the day of the month you were born.
By Kathryn Pomroy
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Why Turning 60 is a Good Time to Start a New Career
Why going back to work after 60 is as much mental as it is practical, and often exactly what you need most.
By Kathryn Pomroy
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What to Do With an Inherited House
Inheriting a property often brings a tough choice: keep it, rent it, or sell it? Here's what to consider.
By Kathryn Pomroy
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The 401(k) Loan Dilemma: Is It Ever a Good Idea?
Go ahead. Take a loan from your 401(k) plan, but be aware that it runs the risk of jeopardizing your long-term retirement goals, so consider your options carefully.
By Kathryn Pomroy
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Why Splurging in Retirement is Totally Worth It
Splurging on yourself is fine as long as it fits your budget, boosts your happiness, and never puts your financial security at risk.
By Kathryn Pomroy
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Are You Making These Five Costly Social Security Mistakes?
The most common Social Security mistakes, like claiming too early, ignoring spousal or survivor benefits, or misunderstanding key rules, can cost you $100,000 or more in lifetime benefits.
By Kathryn Pomroy
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11 Expert Tips for the Modern Retired Traveler
Pack these tips, along with your suitcase, to help safeguard your mental and physical health while traveling.
By Kathryn Pomroy
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How to Keep Your Work Friends After You Retire
Work friends can make the toughest days better. While retiring changes your daily rhythm, it’s also a good time to curate a community built on shared passions. Here’s how.
By Kathryn Pomroy
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Slay Your Home's Energy Vampires
You have the power to save money and energy in your own home with these 8 tools and tricks
By Kathryn Pomroy
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6 Myths About Downsizing in Retirement
Dreaming of selling your home, downsizing to a smaller one, and investing the extra cash for income when you retire? The profit you pocket may be less than what you expect. Here's why.
By Kathryn Pomroy
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Utah is #1 for Happiness, but Minnesota Wins on Health: 2026’s Surprising Retirement Rankings
Utah tops the list for having the happiest retirees, while Minnesota ranks high for best overall health care. Where does your state rank?
By Kathryn Pomroy
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How to Estimate Your Social Security Benefits in Six Steps
To plan smartly for retirement, estimate your Social Security benefits years before you'll need the money. Here's how to do it.
By Kathryn Pomroy
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The Five Best Cruise Lines for Retirees
Retirement is an ideal time for cruising. Check out the five best cruise lines for comfort, ease and unforgettable experiences.
By Kathryn Pomroy
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Retire at Sea: Why a Luxury Cruise Ship Could Be Your Dream Home
Ready to retire on a luxury cruise ship? Turn your golden years into an epic journey by calling a cruise ship home and exploring the world by sea.
By Erin Bendig
