
Kathryn Pomroy
For the past 18+ years, Kathryn has highlighted the humanity in personal finance by shaping stories that identify the opportunities and obstacles in managing a person's finances. All the same, she’ll jump on other equally important topics if needed. Kathryn graduated with a degree in Journalism and lives in Duluth, Minnesota. She joined Kiplinger in 2023 as a contributor.
Latest articles by Kathryn Pomroy
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Are You Making These Five Costly Social Security Mistakes?
The most common Social Security mistakes, like claiming too early, ignoring spousal or survivor benefits, or misunderstanding key rules, can cost you $100,000 or more in lifetime benefits.
By Kathryn Pomroy
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11 Expert Tips for the Modern Retired Traveler
Pack these tips, along with your suitcase, to help safeguard your mental and physical health while traveling.
By Kathryn Pomroy
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How to Keep Your Work Friends After You Retire
Work friends can make the toughest days better. While retiring changes your daily rhythm, it’s also a good time to curate a community built on shared passions. Here’s how.
By Kathryn Pomroy
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Slay Your Home's Energy Vampires
You have the power to save money and energy in your own home with these 8 tools and tricks
By Kathryn Pomroy
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What Is the Magic Number You Need to Retire Comfortably?
The dream of retiring comfortably remains a tough goal to hit. Do you have enough socked away?
By Kathryn Pomroy
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Six Myths About Downsizing in Retirement
Dreaming of selling your home, downsizing to a smaller one, and investing the extra cash for income when you retire? The profit you pocket may be less than what you expect. Here's why.
By Kathryn Pomroy
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Retiring Without a Partner? How Singles Can Maximize Their Savings
Retirement can be expensive, especially when you do it alone. But there are ways to maximize your retirement savings even when facing your second act without a partner.
By Kathryn Pomroy
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Utah is #1 for Happiness, but Minnesota Wins on Health: 2026’s Surprising Retirement Rankings
Utah tops the list for having the happiest retirees, while Minnesota ranks high for best overall health care. Where does your state rank?
By Kathryn Pomroy
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How to Estimate Your Social Security Benefits in Six Steps
To plan smartly for retirement, estimate your Social Security benefits years before you'll need the money. Here's how to do it.
By Kathryn Pomroy
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The Five Best Cruise Lines for Retirees
Retirement is an ideal time for cruising. Check out the five best cruise lines for comfort, ease and unforgettable experiences.
By Kathryn Pomroy
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Retire at Sea: Why a Luxury Cruise Ship Could Be Your Dream Home
Ready to retire on a luxury cruise ship? Turn your golden years into an epic journey by calling a cruise ship home and exploring the world by sea.
By Erin Bendig
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Want the Maximum Social Security Check? Here's What You Need to Do Now
The top Social Security payment is $5,181 if you delay until age 70. Want to lock in the biggest possible check — or at least grab the largest share you can? Start taking these steps today.
By Kathryn Pomroy
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10 Best Home Rental Websites and Apps to Use Right Now
By Kathryn Pomroy
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Best Places to Retire in the US
Whether it's warmer weather, quality health care or a low tax burden, these states offer retirees a sweet spot to live in after leaving work.
By Kathryn Pomroy
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Worst Places to Retire in the US
The worst places to retire tend to lag in quality of life, health care and affordability, according to WalletHub's 2025 survey. Is your state the worst?
By Kathryn Pomroy
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70 Valuable Things You Can Get for Free
savings Only one thing beats getting a good price on something, and that’s getting it for free.
By Bob Niedt
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March Social Security Payment Schedule: When Is Your Check Arriving?
The date your March Social Security benefit arrives depends on the day of the month you were born.
By Kathryn Pomroy
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Eight 401(k) Mistakes That Can Tank Your Retirement
401(k) mistakes like cashing out early and not taking advantage of an employer match can upend your retirement.
By Kathryn Pomroy
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Eat Your Way Across America: Foodie Gems Worth the Drive
Want to eat your way across America? Here's a look at foodie gems worth the drive, whether you’re craving the nostalgic taste of juicy BBQ or fresh-caught seafood straight from the ocean.
By Kathryn Pomroy
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12 Best Freebies for Retirees
Retiree-friendly goods and services are available at no cost – if you know where to look.
By Bob Niedt
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The 11 Best National Parks to Visit in Retirement
Exploring the breathtaking landscapes and diverse wildlife of America's national parks offers retirees an adventurous way to soak in epic scenery and keep things exciting.
By Kathryn Pomroy
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How Much Does It Cost to Be a Grandparent?
Nearly every grandparent helps their grandkids financially — to the tune of $3,917 annually.
By Erin Bendig
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How to Calculate RMDs (Required Minimum Distributions) for IRAs
Tools Understand when and how to calculate RMDs and avoid stiff penalties from your tax-deferred IRA.
By Kathryn Pomroy
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Flying After 65? These Are the 11 Best Travel Hacks for Active Retirees
More retirees are hitting the road for their dream trips, and with some creative travel hacks, you can travel the world without breaking the bank.
By Kathryn Pomroy
