Kathryn Pomroy
For the past 18+ years, Kathryn has highlighted the humanity in personal finance by shaping stories that identify the opportunities and obstacles in managing a person's finances. All the same, she’ll jump on other equally important topics if needed. Kathryn graduated with a degree in Journalism and lives in Duluth, Minnesota. She joined Kiplinger in 2023 as a contributor.
Latest articles by Kathryn Pomroy
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Best White Elephant Christmas Gifts Under $25
There are still great gifts under $25 available for everyone on your list from Walmart, Costco, Amazon and Target.
By Kathryn Pomroy
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12 Best Freebies for Retirees
Making Your Money Last Retiree-friendly goods and services are available at no cost – if you know where to look.
By Bob Niedt
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What You Need to Do With Your 401(k) Before 2025 Is Over
Sponsored by Savant Wealth Management
Before 2025 ends, check your 401(k) contributions, investments, and catch-up eligibility to lock in this year’s tax savings and employer match.
By Kathryn Pomroy
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With Mortgage Rates Dipping, Is Now a Good Time to Buy a House?
When mortgage rates dip, timing may be everything.
By Kathryn Pomroy
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How to Estimate Your Social Security Benefits in Six Steps
To plan smartly for retirement, estimate your Social Security benefits years before you'll need the money. Here's how to do it.
By Kathryn Pomroy
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15 Costly Drugs Will Get Medicare Price Cuts in 2027: Will You Save?
The Centers for Medicare & Medicaid Services extended a safety net to older Americans by announcing significant price reductions on 15 high-cost prescription drugs, effective in 2027.
By Kathryn Pomroy
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December Social Security Payment Schedule: When Is Your Check Arriving?
The date your December Social Security benefit arrives depends on the day of the month you were born.
By Kathryn Pomroy
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Costco Cyber Monday: Deals Worth Buying Before They Are Gone
Costco's Cyber Monday Deals are here. Shop and save on holiday gifts this season before these deals disappear.
By Kathryn Pomroy
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Worst Places to Retire in the US
The worst places to retire tend to lag in quality of life, health care and affordability, according to WalletHub's 2025 survey. Is your state the worst?
By Kathryn Pomroy
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Best Places to Retire in the US
Whether it's warmer weather, quality health care or a low tax burden, these states offer retirees a sweet spot to live in after leaving work.
By Kathryn Pomroy
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Roth 401(k) Contribution Limits for 2026
retirement plans The Roth 401(k) contribution limit for 2026 has increased, and workers who are 50 and older can save even more.
By Jackie Stewart
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Thrift Savings Plan Contribution Limits for 2026
Thrift Savings Plan contribution limits are $23,500 in 2025, but will increase to $24,500 in 2026. Plus, new super catch-up limits for people ages 60-63.
By Kathryn Pomroy
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How to Get Walmart Plus and Paramount Plus Free for 30 Days
Deal Sign up for a Walmart Plus free trial and get a free Paramount Plus subscription, free shipping, and gas savings.
By Kathryn Pomroy
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Seven Great Places to Retire in Florida
Retirement The Sunshine State remains a beacon for retirees, offering warm weather, sandy beaches, and a relatively low cost of living. Here's a look at where to live.
By Kathryn Pomroy
Retirement -
Already Hit Your 401(k) Limit in 2025? Here's What to Do Next
Maxed out your 401(k) contributions, but still want to tuck away more money for retirement this year? Here are seven ways you can take advantage of being a super saver.
By Kathryn Pomroy
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457 Plan Contribution Limits for 2026
Retirement plans There are higher 457 plan contribution limits in 2026. That's good news for state and local government employees.
By Kathryn Pomroy
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403(b) Contribution Limits for 2026: Good News for Teachers
retirement plans 403(b) contribution limits for 2026 increased $1,000 from 2025. That's good news for teachers and other nonprofit workers.
By Jackie Stewart
retirement plans -
What Is the Magic Number You Need to Retire Comfortably?
The dream of retiring comfortably has become a bit less expensive for most Americans, study shows.
By Kathryn Pomroy
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SEP IRA Contribution Limits for 2026
SEP IRA A good option for small business owners, SEP IRAs allow individual annual contributions of as much as $70,000 in 2025, and up to $72,000 in 2026.
By Jackie Stewart
SEP IRA -
Roth IRA Contribution Limits for 2026
Roth IRAs Roth IRAs allow you to save for retirement with after-tax dollars while you're working, and then withdraw those contributions and earnings tax-free when you retire. Here's a look at 2026 limits and income-based phaseouts.
By Jackie Stewart
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Trump Deal: Medicare to Cover Obesity Drugs for as Little as $50. What You Need to Know
Trump's deal slashes GLP-1 drug costs for Medicare beneficiaries and others, unlocking coverage for millions with obesity and related conditions.
By Kathryn Pomroy
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12 Retirement Moves to Make Before the Year Ends
From applying for Social Security and donating to charity to maximizing your savings accounts, here are 12 retirement moves you can still make in 2025
By Kathryn Pomroy
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How Smart Retirees Turn a Second Home Into a Financial Asset
Buying a second home during retirement, especially if your savings are solid, can improve your lifestyle or be a strategic financial choice, but it requires meticulous planning.
By Kathryn Pomroy
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Medigap vs Medicare Open Enrollment: What's the Difference?
Nearly 10,000 people in America turn 65 every day. Why is that significant? It signals Medicare eligibility and shines a light on Medicare supplement insurance, known as Medigap.
By Kathryn Pomroy
