Kathryn Pomroy
For the past 18+ years, Kathryn has highlighted the humanity in personal finance by shaping stories that identify the opportunities and obstacles in managing a person's finances. All the same, she’ll jump on other equally important topics if needed. Kathryn graduated with a degree in Journalism and lives in Duluth, Minnesota. She joined Kiplinger in 2023 as a contributor.
Latest articles by Kathryn Pomroy
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Five Reasons You Should Take Social Security At 62 (and Five Reasons You Should Wait)There are sound reasons to take Social Security early. While many experts say it's best to wait until full retirement age to claim benefits, here are some reasons to start early.
By Kathryn Pomroy
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How Savvy Retirees Turn Second Homes Into Passive Income EnginesBuying a second home during retirement, especially if your savings are solid, can improve your lifestyle or be a strategic financial choice. But it requires meticulous planning.
By Kathryn Pomroy
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The New 401(k) Mandate: Why a Forced Roth Could Be a Boon for Your RetirementSponsored by American National
A new rule stipulates that 401(k) catch-up contributions made by high earners 50 and older must be deposited into a Roth account. Here's why that's a big plus for your retirement.
By Kathryn Pomroy
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What Does It Really Take to Retire Rich?Stick with a steady savings plan and smart investing over the long haul, and even a perfectly average paycheck can pave the way to retiring rich and living large.
By Kathryn Pomroy
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10 Reasons to Leave Your Heirs a Roth IRAIncluding a Roth IRA in your estate plan can secure a tax-free legacy for your family. But even a small error could leave your heirs with a big tax burden.
By Kathryn Pomroy
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Social Security Payment Schedule: When Is Your May Check Arriving?The date your May Social Security benefit arrives depends on the day of the month you were born.
By Kathryn Pomroy
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Best Jobs for Retireesretirement Want to earn extra cash in retirement? Here are 20 of the best jobs to keep your mind and body in shape.
By Kathryn Pomroy
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13 Habits to Steal From the WealthyCheck out these practical strategies that anyone, not just the rich, can adopt to get closer to achieving their retirement dreams.
By Kathryn Pomroy
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7 Must-See Historic Sites to Visit With Your Grandkids for America's 250thCreate once-in-a-lifetime memories with your grandchildren while celebrating America’s 250th
By Kathryn Pomroy
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How Much Does It Really Cost to Be a Grandparent?Nearly every grandparent helps their grandkids financially — to the tune of $3,917 annually.
By Erin Bendig
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How to Max Out Your 401(k) in 2026 (New Limits are Higher)In 2026, the maximum contribution limits for 401(k) plans have increased, giving you an excellent shot at maximizing your retirement savings.
By Kathryn Pomroy
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The 13 Best Retirement Perks You're Missing Out OnRetiree-friendly goods and services are available at no cost – if you know where to look.
By Bob Niedt
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10 Free and Low-Cost Online Classes for RetireesBoost your skills with these free (or nearly-free) online classes — perfect for knowledge-seeking retirees
By Kathryn Pomroy
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The Small Cruises We'd Book Now for a 2026 Retirement SplurgeThe new way to sail: Why boutique yacht cruises are the ultimate retirement reward.
By Kathryn Pomroy
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18 Things Medicare Gives You for FreeMedicare might not provide things entirely "for free," but some items and services are covered with no out-of-pocket costs for beneficiaries under specific conditions.
By Kathryn Pomroy
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SEP IRA Contribution Limits for 2026SEP IRA A good option for small business owners, SEP IRAs allow individual annual contributions of as much as $70,000 in 2025, and up to $72,000 in 2026.
By Jackie Stewart
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The New 65? Why the Healthiest Retirees Are Throwing Out the Old PlaybookHow the healthiest retirees are rethinking the back half of retirement.
By Kathryn Pomroy
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Free (or Cheap) College for Seniors and Retirees in All 50 Statesretirement Whether it's to complete a degree, gain new knowledge or just for fun, seniors and retirees can go or get back to school "on the cheap."
By Bob Niedt
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529 Plan Contribution Limits for 2026Each state sets 529 plan contribution limits, which range from $235,000 to slightly more than $600,000..
By Kathryn Pomroy
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457 Plan Contribution Limits for 2026There are higher 457 plan contribution limits in 2026. That's good news for state and local government employees.
By Kathryn Pomroy
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403(b) Contribution Limits for 2026: Good News for Teachers403(b) contribution limits for 2026 increased by $1,000 from 2025. That's good news for teachers and other nonprofit workers.
By Jackie Stewart
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Thrift Savings Plan Contribution Limits for 2026Thrift Savings Plans are retirement plans for federal employees and uniformed service members. Here's a look at how they work and what the contribution limits are.
By Kathryn Pomroy
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Roth IRA Contribution Limits for 2026Roth IRAs Roth IRAs allow you to save for retirement with after-tax dollars while you're working, and then withdraw those contributions and earnings tax-free when you retire. Here's a look at 2026 limits and income-based phaseouts.
By Jackie Stewart
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Roth 401(k) Contribution Limits for 2026retirement plans The Roth 401(k) contribution limit for 2026 has increased, and workers who are 50 and older can save even more.
By Jackie Stewart
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