Kathryn Pomroy
For the past 18+ years, Kathryn has highlighted the humanity in personal finance by shaping stories that identify the opportunities and obstacles in managing a person's finances. All the same, she’ll jump on other equally important topics if needed. Kathryn graduated with a degree in Journalism and lives in Duluth, Minnesota. She joined Kiplinger in 2023 as a contributor.
Latest articles by Kathryn Pomroy
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10 Ways To Save Money Shopping With AmazonAmazon offers a lot of value if you know where to look. We'll show you money-saving strategies that can help you spend less on big purchases and everyday items.
By Kathryn Pomroy
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Social Security Payment Schedule: When Is Your September Check Arriving?The date your September Social Security benefit arrives depends on the day of the month you were born.
By Kathryn Pomroy
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The Cheapest Places To Retire in the USWhen you're trying to balance a fixed income with an enjoyable retirement, the cost of living is a crucial factor to consider. Is your city the best?
By Stacy Rapacon
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No One Wants to Ask Their Aging Parents About Their Finances, But Here's HowUse these tips to help you open the door to conversations about their financial health before it’s too late.
By Kathryn Pomroy
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Lessons from Dolly Parton: Protect Your Estate Plan From FightsFrom no-contest clauses to security protocols, advanced planning can get ahead of family disputes before they start, making it easier on your loved ones after you're gone.
By Kathryn Pomroy
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5 Reasons You Should Take Social Security At 62 (and 5 Reasons You Should Wait)There are sound reasons to take Social Security early. While many experts say it's best to wait until full retirement age to claim benefits, here are some reasons to start early.
By Kathryn Pomroy
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Married and Retiring? Here's How to Claim Thousands More in Social Security BenefitsBoth spouses can receive Social Security based on their individual earnings records and at what age they claim benefits
By Kathryn Pomroy
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Best Places to Retire in the USWhether it's warmer weather, quality health care or a low tax burden, these states offer retirees a sweet spot to live in after leaving work.
By Kathryn Pomroy
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Worst Places to Retire in the USThe worst places to retire tend to lag in quality of life, health care and affordability, according to WalletHub's 2025 survey. Is your state the worst?
By Kathryn Pomroy
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Why Leaving an Equal Inheritance to Your Children Could BackfireAlthough equal splits look fair on paper, they can ignore lifetime gifts, different needs or hard-to-divide assets and leave siblings fighting long after you’re gone.
By Kathryn Pomroy
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How Savvy Retirees Turn Second Homes Into Passive Income EnginesBuying a second home in retirement can be a pretty smart money move, especially if you’ve got a solid nest egg. Just make sure you weigh the pros and cons first.
By Kathryn Pomroy
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How to Estimate Your Social Security Benefits in Six StepsTo plan smartly for retirement, estimate your Social Security benefits years before you'll need the money. Here's how to do it.
By Kathryn Pomroy
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8 Estate Planning Secrets You Can Borrow from the Ultra-WealthyTry these proven strategies from the ultra-wealthy to protect your assets, cut taxes and pass on more to your heirs.
By Kathryn Pomroy
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How to Calculate RMDs (Required Minimum Distributions) for IRAsUnderstand when and how to calculate RMDs and avoid stiff penalties from your tax-deferred IRA.
By Kathryn Pomroy
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Best Jobs for Retireesretirement Want to earn extra cash in retirement? Here are 20 of the best jobs to keep your mind and body in shape.
By Kathryn Pomroy
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Retiring Soon? How to Keep Your Work Friends From Fading AwayWhen you retire, you lose more than a job — you lose daily connection. Here are actionable ways to keep your favorite colleagues in your life after you step away
By Kathryn Pomroy
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Want the Maximum Social Security Check? Here's What You Need to Do NowThe top Social Security payment is $5,181 if you delay until age 70. Want to lock in the biggest possible check — or at least grab the largest share you can? Start taking these steps today.
By Kathryn Pomroy
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13 Habits to Steal From the WealthyThese practical moves aren’t just for the wealthy. Anyone can steal them to edge closer to the retirement they’ve been dreaming about
By Kathryn Pomroy
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What Is the Magic Number You Need to Retire Comfortably?The dream of retiring comfortably remains a tough goal to hit. Do you have enough socked away?
By Kathryn Pomroy
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How to Land a Job After 50: 7 Smart Moves That Actually WorkTo land a great job, follow these best practices to demonstrate your competency and eliminate biases — regardless of your age.
By Kathryn Pomroy
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Think You Need $1 Million to Retire? 6 Reasons a 'Modest' Nest Egg Is PlentyConventional wisdom says you need a massive portfolio, but between Social Security and smart planning, a modest fund is often more than enough
By Kathryn Pomroy
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7 Great Places to Retire in FloridaThe Sunshine State remains a beacon for retirees, offering warm weather, sandy beaches, and a relatively low cost of living. Here's a look at where to live.
By Kathryn Pomroy
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18 Things Medicare Gives You for FreeMedicare might not provide everything "for free," but some items and services are covered with no out-of-pocket costs for beneficiaries under specific conditions.
By Kathryn Pomroy
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8 Signs You’ll Thrive in RetirementNot sure if you're ready for the next step? Consider these indications of retirement readiness and see if you're more prepared than you think.
By Kathryn Pomroy
