
Kathryn Pomroy
For the past 18+ years, Kathryn has highlighted the humanity in personal finance by shaping stories that identify the opportunities and obstacles in managing a person's finances. All the same, she’ll jump on other equally important topics if needed. Kathryn graduated with a degree in Journalism and lives in Duluth, Minnesota. She joined Kiplinger in 2023 as a contributor.
Latest articles by Kathryn Pomroy
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Why More People Fear Going Broke in Retirement Than Dying
Inflation, taxes and Social Security are the three top concerns for retirees, according to the 2025 Allianz Annual Retirement Study
By Kathryn Pomroy
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Cash Balance Pension Plans: the Smart Way to Turbocharge Your Retirement
Cash balance plans can significantly boost your retirement strategy if you want a reliable, guaranteed income stream.
By Kathryn Pomroy
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Six Winning Moves to Land a Job After 50
To land a great job regardless of your age, follow these best practices to demonstrate your competency and eliminate biases
By Kathryn Pomroy
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Retirement in the Age of Cyber Scams: How to Protect Your Next Chapter
Retirement is meant to be a time of relaxation and living life on your terms. But for many retirees, this dream is under threat from a growing epidemic — cyber scams.
By Kathryn Pomroy
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How to Turn Your Retirement Dreams into Reality (Despite Your Fears)
Stressing over shrinking savings, rising healthcare costs, or losing your purpose can give you chills, but smart money moves can lead to financial freedom and a happy retirement.
By Kathryn Pomroy
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Why Splurging in Retirement is Totally Worth It
Splurging on yourself is okay when it fits your budget, as it can enhance your happiness and reward your hard work without compromising financial security.
By Kathryn Pomroy
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Could a Micro-Retirement Be the Refresh You Need?
Don't wait until you turn 65: More people are taking "micro-retirements," or short, strategic breaks, years before they retire.
By Kathryn Pomroy
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Best Home Rental Websites and Apps 2025
The best home rental websites and apps, such as Rent.com, Apartment Guide, Airbnb and Vrbo, can make finding a home or vacation rental a whole lot easier.
By Kathryn Pomroy
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Inherited a House? Here's How to Decide What to Do With It
When you inherit a property, the decision to keep, rent or sell can feel overwhelming, especially when emotions are involved. Here's what you need to consider.
By Kathryn Pomroy
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How the One Big Beautiful Bill Act Will Reshape 529 Plans
The new One Big Beautiful Bill Act, now signed into law, will change 529 plan rules as early as this summer. What does that mean for you?
By Kathryn Pomroy
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California, South Florida, Long Island, New Jersey: The Places People Are Leaving in Droves in 2025
Skyrocketing costs and shifting priorities mean people are packing up and leaving some cities and states in droves, while others are flocking to more affordable or lifestyle-friendly destinations.
By Kathryn Pomroy
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Amazon vs Walmart: Who Has the Cheaper Prices?
Amazon handily beat Walmart for the lowest prices on food and consumables, a study shows. In other categories, things tightened up.
By Kathryn Pomroy
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Amazon Prime Day 2025: Should You Sign Up Before the Big Sale?
Becoming an Amazon Prime member affords you dozens of perks. Amazon Prime Day 2025 is four days this year - running from July 8-11. Is it worth it to sign up before, or during, the big sale?
By Kathryn Pomroy
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Is a Starter 401(k) Right for Your Retirement Plan?
Starter 401(k) plans make it easier for employers to offer a retirement plan to employees and for employees to save for their future.
By Kathryn Pomroy
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Planning a Summer Road Trip? Here's How to Cut Costs
Drivers expect to spend about $2 per mile on average, or about $1,000 on road trips this summer, according to an Experian survey.
By Kathryn Pomroy
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What Is a Safe Harbor 401(k)?
Part of the Small Business Job Protection Act, this type of 401(k) makes it easier for small businesses to offer retirement plans to their employees.
By Kathryn Pomroy
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Where to Retire For the Perfect Mix of Health and Happiness
Utah tops the list for having the happiest retirees, while Minnesota ranks high for best overall healthcare. Where does your state rank?
By Kathryn Pomroy
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Should You Contribute to a 401(k) Without Employer Matching?
Even without a company match, money socked away in a 401(k) can still be a great investment if your goal is long-term retirement savings.
By Kathryn Pomroy
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This Retirement Plan Makes It Easier to Switch Jobs and Take Your Savings With You
Portable Retirement Plans allow employees to take their retirement savings with them when they change jobs without losing their accumulated savings.
By Kathryn Pomroy
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Get a Free Will or Trust, Online, in Under an Hour
Create a state-specific, attorney-approved will or living trust — at no cost and in less than one hour — with Fifth Third Bank.
By Kathryn Pomroy
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The 401(k) Option Few Plans Offer, But Most People Want
In addition to traditional holdings, employees want retirement plans that offer options for converting savings into guaranteed monthly income that never runs out.
By Kathryn Pomroy
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40 Memorial Day Deals and Discounts
As Memorial Day weekend begins, find deals and discounts on dozens of items from Amazon, Costco, Best Buy, Target and more.
By Kathryn Pomroy
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Over Half of Americans Stumble Financially After Losing a Loved One. Are You Prepared?
Losing a loved one can be overwhelming, and for many, it also puts an unexpected strain on their finances, a study shows.
By Kathryn Pomroy
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New Bill Would Lower Age to Contribute to 401(k)s to 18 from 21. What You Need to Know
The bipartisan Helping Young Americans Save for Retirement Act would lower the minimum age for participants in workplace retirement plans from 21 to 18.
By Kathryn Pomroy
