Planning a Summer Road Trip? Here's How to Cut Costs
Drivers expect to spend about $2 per mile on average, or about $1,000 on road trips this summer, according to an Experian survey.
Summertime — warm weather, t-shirts, concerts in the park… and budget-friendly road trips. Errr, not so fast. And it looks like summer 2025 is shaping up to be the year of the road trip. According to a new GSTV survey, 84% of responders plan to use their own vehicle for a road trip this summer, and 56% plan to travel by car more than they did last summer.
There are a few different reasons while this seems to be the case for this year. Both higher flight prices and cheaper gas prices are root causes. According to the Bureau of Transportation Statistics (BTS), the average domestic flight cost for 2024 was $384 per person. Although this isn't a drastic change from previous years, the rising cost of other household items like groceries and rent doesn't leave much wiggle room. For a family of four, that can quickly add up.
Average gas prices in America have slightly gone down: it's currently $3.18 per gallon, while 2024 prices averaged at $3.49.
From just $107.88 $24.99 for Kiplinger Personal Finance
Become a smarter, better informed investor. Subscribe from just $107.88 $24.99, plus get up to 4 Special Issues
Sign up for Kiplinger’s Free Newsletters
Profit and prosper with the best of expert advice on investing, taxes, retirement, personal finance and more - straight to your e-mail.
Profit and prosper with the best of expert advice - straight to your e-mail.
“Consumers may not have much control over some of the costs of their vacation, but there are many ways to prepare in advance so that they can save more,” says Rod Griffin, senior director of consumer education and advocacy for Experian. “I always suggest consumers make a budget before finalizing their vacation plans, then research costs for different accommodations, activities and experiences, and book those accordingly.”
Additionally, Griffin suggests leveraging credit cards to earn reward points and discounts to apply toward vacation plans.
How far will you go?
According to GSTV, 60% of people polled plan to drive over 300 miles this summer. Domestic beaches and/or resorts are at the top of their travel lists this summer; 58% call it their top destination versus the 23% of people who said they were visiting a National Park this summer.
Top three road trip expenses
A 2024 Experian survey noted that most road trippers said they expect gasoline (76%) and lodging (61%) to be the biggest expenses on their road trip, and another 47% say food will be one of their big-ticket items this summer.
Indications in 2024 were that gas prices were expected to be below average as a result of the U.S. releasing some of its fuel reserves, but they are not likely to fall below $3 per gallon. The same is shaping up to be true for summer 2025. Honestly, unless you're driving an electric car this summer, you’re looking for ways to save on gas.
Fuel your road trip and earn rewards faster with Kiplinger’s top gas and transit credit cards, powered by Bankrate. Advertising disclosure.
Other anticipated costs
Other expected costs, according to Experian, while on the road are entertainment (18%), car maintenance (10%) and vehicle rental (6%). Understandably, 15% of those surveyed also mentioned insurance premium costs for their own vehicle or, if they rent, the additional coverage they'll either use or purchase for their rental.
Insurance costs have climbed more than 26% since 2023. As such, they have become a constant pain point among many motorists, even on vacation.
Griffin points out that, “consumers can consider splitting costs with friends or family members, sharing hotel rooms and packing food instead of eating out at restaurants for all of their meals to help cut back on some of these expenses.”
Test drive insurance premiums
According to Bankrate’s True Cost of Auto Insurance Report, the average cost of full coverage car insurance reached $2,638 in 2025. This was a pretty steep 12% increase from 2024.
"So, if you think this summer’s road trip may break your budget, Griffin adds, "it may be time to compare car insurance quotes online from top auto insurance carriers."
If you're rethinking your auto insurance, check out the tool below to help you compare rates, powered by Bankrate.
Related Content
Profit and prosper with the best of Kiplinger's advice on investing, taxes, retirement, personal finance and much more. Delivered daily. Enter your email in the box and click Sign Me Up.

For the past 18+ years, Kathryn has highlighted the humanity in personal finance by shaping stories that identify the opportunities and obstacles in managing a person's finances. All the same, she’ll jump on other equally important topics if needed. Kathryn graduated with a degree in Journalism and lives in Duluth, Minnesota. She joined Kiplinger in 2023 as a contributor.
-
Ask the Editor: How to Get Ready for Tax Filing SeasonAsk the Editor In this week's Ask the Editor Q&A, Joy Taylor answers questions on the IRS tax filing season and your 2025 tax return
-
4 Simple 2026 Money Targets to Aim For (And How to Hit Them)While January is the perfect time to strengthen your financial well-being, you're more likely to succeed if you set realistic goals and work with a partner.
-
Everyone Needs an Estate Plan (Seriously, Even You)If you've acquired assets over time, even just a home and some savings, you have an estate. That means you need a plan for that estate for your beneficiaries.
-
4 Simple Money Targets to Aim for in 2026 (And How to Hit Them), From a Financial PlannerWhile January is the perfect time to strengthen your financial well-being, you're more likely to succeed if you set realistic goals and work with a partner.
-
How to Be a Smart Insurance Shopper: The Price Might Be Right, But the Coverage Might Not BeChoosing the cheapest policy could cost you when you have a loss. You'll get the best results if you focus on the right coverage with the help of a good agent.
-
Park Pass Shock: $100 Fee Hits International Visitors to U.S. National ParksDiscover how the new $100 fee will impact your experience visiting 11 of America's most popular parks.
-
Is Mechanical Breakdown Insurance Better Than an Extended Car Warranty?More insurers are starting to offer mechanical breakdown insurance to new car owners. What is it and should you buy it?
-
Why Your Bank Suddenly Lowered Your APY — And What to Do NextWhy banks lower APYs, options you can explore when it happens and whether more rate cuts are on the horizon.
-
Is Your Emergency Fund Running Low? Here's How to Bulk It Back UpIf you're struggling right now, you're not alone. Here's how you can identify financial issues, implement a budget and prioritize rebuilding your emergency fund.
-
My First $1 Million: Semiretired CPA, 68, San FranciscoEver wonder how someone who's made a million dollars or more did it? Kiplinger's My First $1 Million series uncovers the answers.
-
I'm a Wealth Adviser: These Are the 7 Risks Your Retirement Plan Should AddressYour retirement needs to be able to withstand several major threats, including inflation, longevity, long-term care costs, market swings and more.
