Insurance
News, insights and expert analysis on insurance from the team at Kiplinger.
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Why Delaying an Insurance Claim Could Cost You
The longer you wait to file an insurance claim, the bigger the problem could get — and the more leverage you're giving your insurer to deny it.
By Karl Susman, CPCU, LUTCF, CIC, CSFP, CFS, CPIA, AAI-M, PLCS
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9 Types of Insurance You Don't Need
Financial Planning If you're paying for these types of insurance, you may be wasting your money. Here's what you need to know.
By David Rodeck
Financial Planning -

Time to Prepare for Disasters Like They Could Happen to You
You can no longer have the mindset that "that won't happen here." Because it absolutely could. As we head into 2026, consider making a disaster plan.
By Karl Susman, CPCU, LUTCF, CIC, CSFP, CFS, CPIA, AAI-M, PLCS
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What Is Term Life Insurance?
Term life insurance offers affordable coverage for a set period — here's how it works and when it makes sense to buy a policy.
By Paige Cerulli
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The 7-Month Deadline That Sets Your Lifetime Medicare Premiums
Understanding Medicare enrollment is crucial, as missing deadlines can lead to permanent late enrollment penalties and gaps in coverage.
By Donna LeValley
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Rising Home Prices and Mortgage Rates Can Make This Insurance More Relevant
It's been hard to avoid private mortgage insurance in an era of rising home prices and higher mortgage rates.
By Ella Vincent
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Prevent Title Fraud: Smart Steps to Protect Your Deed
Scams Protect yourself from deed theft with these free steps. You don’t need to pay a company to protect your your home title.
By Carla Ayers
Scams -

My Teen Crashed His Car, and Now Our Insurance Has Tripled. What Now?
Dealing with the costly aftermath of a teen car accident is stressful. Here are your options for navigating it.
By Rachael Green
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Having No Life Insurance Is Like Driving Without a Seat Belt
Life insurance is that boring-but-crucial thing you really need to get now so that your family doesn't have to launch a GoFundMe when you're gone.
By Karl Susman, CPCU, LUTCF, CIC, CSFP, CFS, CPIA, AAI-M, PLCS
