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Pat Mertz Esswein

Associate Editor
Kiplinger's Personal Finance

Esswein joined Kiplinger in May 1984 as director of special publications and managing editor of Kiplinger Books. In 2004, she began covering real estate for Kiplinger's Personal Finance. She writes about the housing market, buying and selling a home, getting a mortgage, and home improvement. Prior to joining Kiplinger, Esswein wrote and edited for Empire Sports, a monthly magazine covering sports and recreation in upstate New York. She holds a BA degree from Gustavus Adolphus College, in St. Peter, Minn., and an MA in magazine journalism from the S.I. Newhouse School at Syracuse University.

Latest Features

Mortgages & Refinancing
December 2016

Mortgage Outlook: Mostly Good News

Interest rates could rise, but down payments are manageable.

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Small Business
December 2016

Small-Business Success Story: Copia

Komal Ahmad's app connects food purveyors with groups that make good use of excess food.

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Small Business
November 2016

Small-Business Success Story: Man Crates, For the Man Who Has Everything

This company offers trendy alternatives to ties, shirts and run-of-the-mill gift cards.

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Technology
November 2016

A Smarter Way to Heat and Cool Your Home

Learning thermostats adapt to your preferences to keep you comfy—and trim your utility bills.

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Buying & Selling a Home
November 2016

This Couple's Patience Helped Them Survive the Housing Bubble

Rather than try to sell a home with an underwater mortgage, they stuck it out until they could eventually turn a profit.

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SLIDE SHOW
November 2016

8 Things Home Buyers Hate

As a home seller, you don’t want to let the small stuff sabotage your sale. These eight problems are among the biggest buyer turn-offs, and most of them are easy to fix without spending a ton of money. ...

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Estate Planning
October 2016

How to Plan Your Own Funeral

The best way to plan your funeral is to do it yourself, even if you won’t be there. Your loved ones will be eternally grateful.

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Careers
October 2016

Nonprofit Success Story: Flying Wounded Warriors Home

This veteran pilot provides free, private air transport to soldiers and their families.

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Family Finances
September 2016

Apartment Rents Are Still Too Darn High

Rents are rising more slowly, but in many places they are still painfully expensive.

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Small Business
September 2016

Small-Business Success Story: Taking the Sting Out of Needles

A pediatric emergency doctor’s invention helps patients manage pain without drugs.

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Home Remodeling & Maintenance
August 2016

6 Things You Must Know About Home Remodeling

Before you start the project, figure out how you will pay for it.

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Home Insurance
August 2016

4 Ways to Disaster-Proof Your Homeowners Insurance Policy

Make sure your home is covered before disaster strikes.

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Small Business
June 2016

Small-Business Success Story: KettlePizza

This duo figured out how to turn a charcoal grill into a wood-fired pizza oven.

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Kip Tips
June 2016

Scam Alerts: Beware Unattended ATMs, Down-Payment Fraud

Fresh hustles and cons you need to avoid.

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Travel
June 2016

Time-Shares on Sale

You can skip the developer’s seductive pitch and get a juicy discount if you buy from a current owner.

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Small Business
July 2016

Small-Business Success Story: Spicing Up an American Classic

These college classmates built a brand around their premium ketchup.

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Best Cities, States & Places
July 2016

Greensboro, N.C.: A Great Midsize City for Retiring in Good Health

Proximity to the downtown district and recreational venues attracts many retirees here.

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