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Pat Mertz Esswein

Associate Editor
Kiplinger's Personal Finance

Esswein joined Kiplinger in May 1984 as director of special publications and managing editor of Kiplinger Books. In 2004, she began covering real estate for Kiplinger's Personal Finance. She writes about the housing market, buying and selling a home, getting a mortgage, and home improvement. Prior to joining Kiplinger, Esswein wrote and edited for Empire Sports, a monthly magazine covering sports and recreation in upstate New York. She holds a BA degree from Gustavus Adolphus College, in St. Peter, Minn., and an MA in magazine journalism from the S.I. Newhouse School at Syracuse University.

Latest Features

SLIDE SHOW
July 2017

10 Great Places to Retire

When ticking off desirable features for places to live, millennials and retirees have a lot in common. Affordable homes? Check. A selection of good restaurants? Absolutely. A vibrant arts scene? Sure. ...

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Home Remodeling & Maintenance
June 2017

5 Myths Keeping You From Getting Rid of Your Stuff

Don’t let these common but misguided notions derail your goal to declutter and lighten up.

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Home Remodeling & Maintenance
June 2017

Can Tidying Up Change Your Life?

Followers of the KonMari Method say it can drastically change your life. So, we gave it a try.

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Small Business
June 2017

Small-Business Success Story: Molly Moon's Homemade Ice Cream

She uses local ingredients in her ice cream and offers generous benefits to employees.

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Buying & Selling a Home
May 2017

Words That Will Help Your Home Sell Fast

If you're thinking about selling your home, here's some guidance on terminology to use to help your listing stand out to potential buyers.

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Kip Tips
May 2017

3 Tips to Update Your Bathroom for Less

The time of year, where you shop, and how you design can all affect your remodel costs.

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Small Business
May 2017

Small-Business Success Story: The Headshot Truck

Their mobile photo studio caters to families and business clients.

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Kip Tips
May 2017

Trim Your Mortgage Rate With a 'Nonbank'

Online lenders could help you cut your expenses.

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Health Care & Insurance
April 2017

Joint-Replacement Surgery Gets Boomers Back in the Game

Replacing a hip or knee can change your life — and it doesn’t have to be an arduous process.

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Small Business
April 2017

Small-Business Success Story: Chicken Salad Chick Shares a Taste of the South

Her obsession with chicken salad launched a fast-casual restaurant franchise.

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Buying & Selling a Home
April 2017

Housing Outlook, 2017: Home Prices Keep Climbing

But as mortgage rates ratchet up, homes will be less affordable, tamping down sales and home-price growth in many cities.

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Mortgages & Refinancing
March 2017

The Outlook for Mortgages, 2017

Mortgage credit remains tight with the best rates available only to those with stellar credit scores.

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Small Business
March 2017

Small-Business Success Story: The Junkluggers

His company profits by picking up your castoffs and donating or recycling them.

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QUIZ
February 2017

How Smart a Home OWNER Are You?

Even if you're not into sweat equity, your home and yard need routine maintenance. The pay off? You'll reduce the need for bigger and more expensive repairs over the long run, save money by increasing...

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Home Remodeling & Maintenance
February 2017

Mortgages & Refinancing
February 2017

It Just Got a Bit Easier to Buy a Higher-Priced Home

The limits on conforming home loans have risen for the first time in 10 years.

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Small Business
February 2017

Small-Business Success Story: AcousticSheep Headphones

They’re soft and lightweight, and they let you rest easy on your pillow.

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