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Pat Mertz Esswein

Associate Editor
Kiplinger's Personal Finance

Esswein joined Kiplinger in May 1984 as director of special publications and managing editor of Kiplinger Books. In 2004, she began covering real estate for Kiplinger's Personal Finance. She writes about the housing market, buying and selling a home, getting a mortgage, and home improvement. Prior to joining Kiplinger, Esswein wrote and edited for Empire Sports, a monthly magazine covering sports and recreation in upstate New York. She holds a BA degree from Gustavus Adolphus College, in St. Peter, Minn., and an MA in magazine journalism from the S.I. Newhouse School at Syracuse University.

Latest Features

Family Finances
September 2016

Apartment Rents Are Still Too Darn High

Rents are rising more slowly, but in many places they are still painfully expensive.

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Small Business
September 2016

Small-Business Success Story: Taking the Sting Out of Needles

A pediatric emergency doctor’s invention helps patients manage pain without drugs.

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Home Remodeling & Maintenance
August 2016

6 Things You Must Know About Home Remodeling

Before you start the project, figure out how you will pay for it.

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Home Insurance
August 2016

4 Ways to Disaster-Proof Your Homeowners Insurance Policy

Make sure your home is covered before disaster strikes.

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Small Business
June 2016

Small-Business Success Story: KettlePizza

This duo figured out how to turn a charcoal grill into a wood-fired pizza oven.

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Kip Tips
June 2016

Scam Alerts: Beware Unattended ATMs, Down-Payment Fraud

Fresh hustles and cons you need to avoid.

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Travel
June 2016

Time-Shares on Sale

You can skip the developer’s seductive pitch and get a juicy discount if you buy from a current owner.

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Small Business
July 2016

Small-Business Success Story: Spicing Up an American Classic

These college classmates built a brand around their premium ketchup.

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Best Cities, States & Places
July 2016

Greensboro, N.C.: A Great Midsize City for Retiring in Good Health

Proximity to the downtown district and recreational venues attracts many retirees here.

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SLIDE SHOW
July 2016

10 Great Waterfront Vacation Homes

Summer is upon us, and that means you're likely headed to the water -- your just-opened local pool, perhaps, or better yet, your favorite ocean- or lakefront community. Dip your toes in the water, soak ...

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Small Business
May 2016

Small-Business Success Story: Native American Natural Foods Inc.

The creators of Tanka products give a lift to athletes while supporting Native American business.

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Kip Tips
May 2016

3 Strategies to Remodel Your Kitchen for Less

What to do about everything from buying cabinets and appliances to scoring discounts.

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Buying & Selling a Home
May 2016

How to Make Money as a Landlord

Bargain properties are harder to come by, but mortgages are still cheap and rents are rising steadily.

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Small Business
April 2016

Small-Business Success Story: A Doggie Day Spa Scales Up

This growing franchise offers poochie sushi along with grooming services.

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SLIDE SHOW
April 2016

What $1 Million Buys You in Today's Housing Market

If you're looking for evidence of an improving economy, look no further than the upper end of the U.S. housing market. Sales of existing homes priced in the $1 million range grew at an 18.4% clip in the ...

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Home Insurance
March 2016

Upgrade Your Home, Insurance Policy Before Spring Storms Hit

Mother Nature's forces of wind, water and hail account for more than half of all homeowners insurance losses.

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Mortgages & Refinancing
March 2016

3 Ways Mortgages Are Easier to Get in 2016

Relaxed rules help retirees, first-time buyers and buyers in expensive markets.

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