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8 Best Ways to Earn More Interest on Your Savings


If you need a safe place to park your money, you have a lot of options—as long as you don't expect much in the way of yield for now. Short-term interest rates will stay low for the rest of 2014. But depending on how the economy fares, they may start to rise in 2015. (See Kiplinger's Economic Outlooks for more on the status of interest rates.)

We've listed the top spots for eking out more interest on your savings, depending on your tolerance for risk and the length of time you can tie up your money. For deposit accounts, check sites such as and to find top interest rates at banks and credit unions in your area, which may be higher than the nationally available ones listed here.


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