How to Retire Early in Six Steps

Here is the secret sauce for how to retire early. Just be sure it's what you really want.

A fit, attractive middle-aged man poses while backpacking in the mountains.
(Image credit: Getty Images)

Editor’s note: This is part one of an ongoing series throughout this year focused on how to retire early and the FIRE (Financial Independence, Retire Early) movement. Part two is How to Retire Early by 40.

It's not always the patient plodders who grasp how to retire early. Good things often come to those who wait, yet sometimes, better things come to those who act — like mustering the nerve to pursue a soulmate or secure an early retirement.

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Jacob Schroeder

Jacob Schroeder is a financial writer covering topics related to personal finance and retirement. Over the course of a decade in the financial services industry, he has written materials to educate people on saving, investing and life in retirement. With the love of telling a good story, his work has appeared in publications including Yahoo Finance, Wealth Management magazine, The Detroit News and, as a short-story writer, various literary journals. He is also the creator of the finance newsletter The Root of All (, exploring how money shapes the world around us. Drawing from research and personal experiences, he relates lessons that readers can apply to make more informed financial decisions and live happier lives.