All Authors

Alan E. Becker, Investment Adviser

Founder, President and CEO, Retirement Solutions Group

Alfie Tounjian, CFP, Investment Adviser

Founder & President, Advantage Retirement Group

Ali Swofford, PhD, CLU, ChFC

Founding partner, Prosperity Partners Wealth Management

Alison Peck, CFA

President, Peck Wealth Management, LLC

Allen Neuenschwander, CPA, CFP

Founder & Principal, Outlook Wealth Advisors, LLC

Andre Korogodon

Registered Principal, Cantella & Co., Inc.

Andrea Browne Taylor

Online Editor, Kiplinger.com

Andrew Bass, CPA, CWM, PFS

Chief Wealth Officer, Telemus

Andrew Feinberg

Contributing Columnist, Kiplinger's Personal Finance

Andrew Fisher, CFA, CPA

President, Worldview Wealth Advisors

Andrew M. Costa

Managing Director and Co-Founder, Global Wealth Management

Andrew McNair, Investment Adviser

President, SWAN Capital

Andy Burdsall, Investment Adviser

President, Riverbend Financial Group

Anjelica Tan

Reporter, Kiplinger's Personal Finance

Ann Vanderslice, RFC, Investment Adviser

President and CEO, Retirement Planning Strategies

Anne Kates Smith

Senior Editor, Kiplinger's Personal Finance

Anthony Pellegrino, Registered Investment Adviser

Founder, Goldstone Financial Group

Ari Fischman, CFP®

Principal, Fischman Insurance Group

Ash Toumayants, Investment Adviser Rep

President and Founder, Strong Tower Associates

Barbara Hoch Marcus

Managing Editor, Kiplinger's Personal Finance

Barbara Shapiro, EDM2, MSF, CFP, CFS, CMC, CDFA, CeFT

President, HMS Financial Group

Barry H. Spencer, Registered Investment Adviser

Co-founder, Wealth With No Regrets

Ben Schrock, Investment Adviser Representative

President, B.A. Schrock Financial Group

Bill DeShurko, RIA

Registered Investment Advisor, 401 Advisor, LLC

Bill Smith, RFC

CEO, W.A. Smith Financial Group

Blake Morris, Certified Financial Planner

Partner, The Lloyd Group Inc.

Bob Niedt

Online Editor, Kiplinger.com

Brad Rosley, CFP

President, Fortune Financial Group (FFG)

Bradford M. Pine

Wealth Adviser, Bradford Pine Wealth Group

Bradley White, CFP™, IAR

Vice President, Epstein and White Retirement Income Solutions

Brent M. Wilsey, Registered Investment Adviser

President, Wilsey Asset Management

Brian Bollinger

Contributing Writer, Kiplinger.com

Brian Evans, CPA, PFS

Owner, Madrona Financial Services

Brian Levy, Investment Adviser

Founder, BML Wealth Management

Brian Vnak, CFP, CPA

Vice President, Integrated Advice, Wealth Enhancement Group

Bruce S. Udell, ChFC, CLU, MCEP

President, Udell Associates

Bryan Koslow, MBA, CFP®, CPA, PFS, CDFA™

Founder & President, Clarus Financial Inc.

Bryan S. Slovon, Investment Adviser

Founder and CEO, Stuart Financial Group

C. Grant Conness

Investment Adviser Representative, Global Wealth Management

Cameron Huddleston

Online Editor, Kiplinger.com

Carl Zeidler, CFP, MSFS

Director of Financial Planning, Wall Street Financial Group, Inc.

Carlos Dias Jr., RIA

Wealth Manager and Founder, Excel Tax & Wealth Group

Carolyn Bigda

Contributing Writer, Kiplinger's Personal Finance

Casey B. Weade, CFP®

President, Howard Bailey Financial Inc.

Chad Ensign, Investment Adviser Representative

Founder, Ensign Wealth Management

Chad Slagle

President, Slagle Financial LLC

Chana Schoenberger

Charles Benway, CPA, CFP

President, Main Street Financial LLC

Charles C. Scott, AIF®

President, Pelleton Capital Management, Ltd.

Charles Lewis Sizemore, CFA

Chief Investment Officer, Sizemore Capital Management

Charles Lewis Sizemore, CFA

Contributing Writer, Kiplinger.com

Charles Ragonese, Investment Adviser Representative

Founder and President, Mountain Peak Financial Inc.

Chay Stewart, Financial Adviser

President, Stewart Planning Group

Chris Abts

President, Cornerstone Retirement Group

Chris Chen, CFP®

Founder, Insight Financial Strategists LLC

Chris Creed, CFP®

Director of PCG Business Development, AFAM Capital

Chris Harlow, CPA, Investment Adviser Representative

Vice President, NW Tax & Wealth Advisory Group, Inc.

Chris Heerlein, Investment Adviser Representative

Partner, Reap Financial Group, LLC

Chris Hobart, RFC, IAR

Founder, Hobart Financial Group

Chris Kelly, CPA, CFP

Financial Adviser & Portfolio Manager, Baltimore-Washington Financial Advisors

Christian Ruhl

Intern, Kiplinger.com

Christopher A. Murray, Investment Adviser

President, Murray Financial Group

Christopher Scalese

President, Fortune Financial Group

Christy Smith, Investment Adviser

Founder, The Presley Group

Con Reha

President, Liberty Advisers

contributors to Kiplinger.com's Wealth Creation channel

Craig Hammer, Broker, Investment Adviser

Partner, Prosperity Partners Wealth Management

Craig Slayen

Principal, Cypress Partners

Curt D. Knotick, Financial Adviser

Managing Partner, Accurate Solutions Group LLC

Curvin E. Miller IV

Vice President, Russell & Company Total Wealth Management

Dan Burrows

Contributing Writer, Kiplinger.com

Dan Webster, Registered Financial Consultant

Founder, Fusion Capital

Dana Blankenhorn

Contributing Writer, Kiplinger.com

Dana McLaughlin, CFP®, C(k)P®

Senior Wealth Advisor, Beirne Wealth Consulting Services, LLC

Dandan Zou

Reporter, Kiplinger's Personal Finance

Daniel A. Timins, Esq., CFP®

Owner, Law Offices of Daniel Timins

Daniel Fan, J.D., LL.M., CFP

Director of Wealth Planning, First Foundation Advisors

Daniel Shub, RFC

Founder, OCTO Capital and Shub & Company

Daniel Zajac, CFP

Partner, SimoneZajac Wealth Management

Daren Fonda

Senior Associate Editor, Kiplinger's Personal Finance

David Blackston, CEP®, RFC®, CSA®

Founder, Blackston Financial Advisory Group

David Braun, Investment Adviser Representative

President, David Braun Financial & Insurance Services Inc.

David H. Barton, CEO

President & CEO, Mercer Advisors

David Hickey, CPCU

Managing Director, Your Own Retirement

David Kanani, Investment Adviser

President, Kanani Advisory Group

David Milstead

Contributing Writer

David Morris

Deputy Managing Editor, The Kiplinger Letter

David Muhlbaum

Online Editor, Kiplinger.com

David Payne

Staff Economist, The Kiplinger Letter

David Terrell, Investment Adviser

VP, Region Manager, U.S. Bancorp Investments

Deborah L. Meyer, CFP(R), CPA,

CEO, WorthyNest LLC

Derek Gregoire

CEO, SHP Financial

Derek Overstreet, Investment Adviser

Owner, New Millennium Group

Don Ross, RFC

President and Founder, Ross Wealth Advisors

Donald B. Bergis, Investment Adviser

Founder and President, Regent Wealth Management

Doug Kinsey CFP®, CIMA®, AIFA®

Partner, Artifex Financial Group

Douglas Freeman, J.D., LL.M.

Founder, Freeman, Freeman & Smiley, LLP

Douglas Harbrecht

New Media Director, Kiplinger.com

Drew Blackston, RFC, CRC

Investment Adviser Representative, Blackston Financial Advisory Group

Drew Jones, Registered Financial Consultant

Registered Financial Consultant, The Lloyd Group Inc.

Ed Maixner

Editor, The Kiplinger Agriculture Letter

Eduard Hamamjian, AAMS

Managing Director, Investment Advisor, GeaSphere Advisors LLC

Eileen Ambrose

Senior Editor, Kiplinger's Personal Finance

Eleanor Laise

Senior Editor, Kiplinger's Retirement Report

Elizabeth Leary

Contributing Editor, Kiplinger's Personal Finance

Elizabeth Wine

Contributing Writer, Kiplinger's Personal Finance

Eric Dostal, J.D. CFP®

Adviser, Sontag Advisory

Eric Ervin, Investment Adviser Representative

Co-Founder, President, CEO, Reality Shares Inc.

Eric Fritts, licensed insurance agent and Investment Adviser Representative

Insurance Agent, Fritts Financial

Eric Mattinson, RFC

Investment Adviser Representative, Semmax Financial Group Inc.

Eric Peterson, Registered Financial Consultant

Founder, CEO, Peterson Financial Group

Eric Roberge, Certified Financial Planner (CFP) and Investment Adviser

Founder, Beyond your Hammock

Evan T. Beach, CFP®, AWMA®

Wealth Manager, Campbell Wealth Management

Gary Mastrodonato, Investment Adviser Representative

Founder, CEO, Masters Wealth Management Group

Gary Ran, Investment Adviser

Chairman, Telemus

Gerry Dougherty, Investment Adviser

Founder & President, Boston Independence Group Inc.

Greg Blotnick, CFA

Investment Consultant, CFA Institute

Greg O'Donnell, Investment Adviser

Founder, O'Donnell Financial Group

Gregory Ricks

Founder and CEO, Gregory Ricks & Associates

Harold Evensky, CFP®

Chairman, Evensky & Katz

Ian Maxwell, Financial Adviser

Founder & CEO, Reviresco Wealth Advisory

Igor Greenwald

Contributing Writer

Isaac Wright, ChFC

President, Financial Dynamics & Associates

James Brumley

, InvestorPlace.com

James Brumley

Contributing Writer, Kiplinger.com

James D. Maher CEPA®, CRPC®, CRPS®, AIF®, C(k)P®

Chief Executive Officer, Founder, Archford Capital Strategies

James K. Glassman

Contributing Columnist, Kiplinger's Personal Finance

James M. Sanford

Founder & Portfolio Manager, Sag Harbor Advisors

Jamie Letcher, CRPC

Financial Adviser, CUNA Brokerage Services

Jammie Avila, Registered Representative

Managing Partner/Co-Founder, Cornerstone Wealth Management

Jan Blakeley Holman, CFP

Director of Advisor Education, Thornburg Investment Management

Jane Bennett Clark

Senior Editor, Kiplinger's Personal Finance

Janet Bodnar

Editor, Kiplinger's Personal Finance

Janie Kelly, RICP

Managing Partner, Jalbert Kelly Financial Group

Janine Puhak

Intern

Jared M. Elson, Investment Adviser

Managing Partner, Regent Wealth Management

Jared Snider, J.D., Investment Adviser

Senior Wealth Advisor, Exencial Wealth Advisors

Jason Mengel, CFP

Co-Founder, Fusion Capital

Jay Tyner, RFC

President and Founder, Semmax Financial Group Inc.

Jeff Dixson, Investment Adviser

Founder, President and CEO, Northwest Financial and Tax Solutions

Jeffrey Levine, CPA

Chief Retirement Strategist/Director of Retirement, Ed Slott and Company

Jeffrey M. Verdon, Esq.

Managing Partner, Jeffrey M. Verdon Law Group, LLP

Jeffrey R. Kosnett

Senior Editor, Kiplinger's Personal Finance

Jennifer Liberto

Contributing Writer

Jeremy J. Siegel

Contributing Columnist, Kiplinger's Personal Finance

Jerome Idaszak

Contributing Editor, The Kiplinger Letter

Jerry Golden, Investment Adviser Representative

Founder, Go2Income.com

Jessica L. Anderson

Associate Editor, Kiplinger's Personal Finance

Jim Betzig, CIMA®

Partner, CEO, Beirne Wealth Consulting, LLC

Jim Martin, Registered Financial Consultant

President and Founder, Martin Wealth Solutions

Jim Patterson

Managing Editor, The Kiplinger Letter

Joe Berry, Investment Adviser

Representative, Semmax Financial Group

Joe Bert, CFP®, AIF®

Chairman and CEO, Certified Financial Group, Inc.

John Barringer, CFP, RIA

Managing Partner, Executive Wealth Planning Partners

John Buckingham

Chief Investment Officer, AFAM Capital

John Convery, Investment Adviser

President and founder, The Educated Wealth Center

John Culpepper, Financial Adviser

Senior Partner and Founder, Creative Financial Group

John F. Wasik

Contributing Writer, Kiplinger's Personal Finance

John M. Goralka

Founder, The Goralka Law Firm

John Miley

Reporter, The Kiplinger Letter

John Riley, AIF

Chief Strategist, Cornerstone Investment Services

Joseph Donti, RIA

Founder, Priority Wealth Advisors Inc.

Joseph Lisanti

Contributing Writer, Kiplinger's Retirement Report

Josh Leonard, Investment Adviser

Partner, Leonard Advisory Group

Josh Levine, CFP

Partner, Telemus

Joshua M. Blaker, RFC, Investment Adviser

Founder and President, Accrue Wealth Designs

Joy Taylor

Assistant Editor, The Kiplinger Tax Letter

Judy Gordon, JD, Tax LLM

Estate Planning Advisor, B|O|S

Justin Brimmer, CFP®, CAP®

Wealth Planner, Miracle Mile Advisors

Justin Goodbread, CFP, CEPA

Founder & CEO, Financially Simple

Justin J. Kumar, Investment Adviser Representative

Senior Portfolio Manager, Arlington Capital Management

Kaitlin Pitsker

Staff Writer, Kiplinger's Personal Finance

Karen Carr, CFP®

, Society of Grownups

Kathleen Nolan, Investment Adviser

President & Owner, Family Focus Financial Group

Kathy Kristof

Contributing Editor, Kiplinger's Personal Finance

Keith Ellis, Investment Adviser

Co-Founder, SHP Financial

Keith Gebert, Chartered Retirement Planning Counselor

CEO, RightBridge Financial Group

Keith H. Clark Jr.

Managing Partner, DWC - The 401k Experts

Ken Heise, Investor Adviser Representative

Co-Founder and President, Heise Advisory Group

Ken Moraif, CFP®

Senior Adviser, Money Matters

Kevin Kaplan, RIA

Partner, Silicon Hills Wealth Management

Kevin McCormally

Chief Content Officer, Kiplinger Washington Editors

Kevin Peacock, CAIA®

Founding Partner, Astra Capital Management

Kevin Richards, RFC, Investment Adviser

Founder, KNR Consulting and Wealth Management, Inc.

Kimberly Lankford

Contributing Editor, Kiplinger's Personal Finance

Kirk Cassidy, Investment Adviser

President, Senior Planning Advisors

Knight Kiplinger

Editor in Chief, Kiplinger publications

Kristian L. Finfrock, Investment Adviser

Founder, Retirement Income Strategies

Kurt Fillmore, Investment Adviser

Founder and President, Wealth Trac Financial

Kyle Woodley

Senior Investing Editor, Kiplinger.com

Lara Fishbane

Intern, Kiplinger.com

Laura A. Roser

Founder and CEO, Paragon Road

Laura Gaskill

Houzz Contributor, Houzz

Les Goldstein, Investment Adviser

Founder and President, Personal Financial Strategies Inc.

Liisa Rajala

Researcher-Reporter, the Kiplinger letters

Linda Gardner, Independent Investment Adviser Representative

Co-Founder, Blue Heron Capital LLC

Lisa Brown, CFP®

Partner and Wealth Advisor, Brightworth

Lisa Elaine Babb

Reporter, The Kiplinger Letter

Lisa Gerstner

Contributing Editor, Kiplinger's Personal Finance

Lisa Kiplinger

Managing Editor of Wealth Creation, Kiplinger.com

Marc A. Wojno

Senior Associate Editor, Kiplinger's Personal Finance

Marc Kiner, Certified Public Accountant (CPA); National Social Security Advisor

Partner, Premier Social Security Consulting

Marguerita M. Cheng, CFP®

CEO, Blue Ocean Global Wealth

Marianna Shafir, Esq.

Corporate Counsel and Regulatory Advisor, Smarsh

Mark A. Lloyd, RFC, CEP, Investment Adviser

Ownder, The Lloyd Group, Inc.

Mark Cortazzo, CFP®, CIMA®

Senior Partner, MACRO Consulting Group

Mark Fried, Investment Adviser Representative

President, TFG Wealth Management

Mark Pruitt, Investment Adviser Representative

President and CEO, Strategic Estate Planning Services, Inc.

Mark Sfiligoj

Deputy Managing Editor, the Kiplinger letters

Mark Solheim

Editor, Kiplinger's Personal Finance

Mary Clare Fischer

Contributing Writer, Kiplinger's Personal Finance

Mary Kane

Associate Editor, Kiplinger's Retirement Report

Matt Dicken, Investment Adviser

Founder and CEO, Strategic Wealth Designers

Matt Hausman, Registered Investment Adviser

Founder and President, Old Security Trust Corp. and Old Security Group

Matt Hylland, RIA, Financial Planner

Founder, Hylland Capital Management, LLC

Max Hechtman, Investment Adviser Representative

Partner and President, Max Wealth & Insurance Solutions

Meg Bartelt, MSFP, CFP®

President, Flow Financial Planning, LLC

Megan Clark, Investment Adviser Representative

Executive Vice President, Clark & Associates Inc. Financial Solutions

Meilan Solly

Intern, Kiplinger.com

Melissa S. Bristow

Managing Editor, the Kiplinger letters

Michael Aloi, CFP

CFP, Summit Financial Resources Inc.

Michael Andersen, Investment Adviser

Founder and President, Andersen Wealth Management

Michael Brush

Contributing Writer, Kiplinger.com

Michael DeSenne

Executive Editor, Kiplinger.com

Michael Foster

Contributing Writer, Kiplinger.com

Michael Fritts, Investment Representative

Investment Adviser Representative, Fritts Financial

Michael K. Macke, CFP

Vice president and co-owner, Petros Estate & Retirement Planning

Michael Kahn

Contributing Writer, Kiplinger.com

Michael Krumholz, Investment Adviser

President, CFG

Michael Ladin, Investment Adviser Respresentative

Founder, CEO, Ladin Tax & Financial Group

Michael Martin, Investment Adviser Representative

Co-Founder, Legacy Financial Partners

Michael Miller, CFP®

Founder, Miller Premier Investment Planning LLC

Michael R. Panico, CFP®

Founder and CEO, Arcadia Financial Group LLC

Michael Reese, CFP®

Founder and Principal, Centennial Wealth Advisory, LLC

Michael Rose, CFP®

President, Forthright Investments, LLC

Michael Woloshin, Investment Adviser Representative

Investment Adviser Representative, Woloshin Investment Management

Michael Yoder, CFP®, CRPS®

Principal, Yoder Wealth Management

Mike "Cy" Cajthaml Jr., Investment Adviser Representative

Vice President, Cy Financial Wealth Management

Mike "Cy" Cajthaml, Sr., CFP, ChFC, CLU

President, Cy Financial Wealth Management

Mike Haffling, Investment Adviser Representative

President and Founder, Verus Capital Management

Mike Palmer, CFP

Managing Principal, Ark Royal Wealth Management

Mike Piershale, ChFC

President, Piershale Financial Group

Miles Kruppa

Intern, Kiplinger's Personal Finance

Miriam Cross

Staff Writer, Kiplinger's Personal Finance

Nancy Coutu, Investment Adviser Representative

Principal, Money Managers Financial Group

Nancy Fleming, CFP®, Investment Adviser

President, Fleming Financial Services

Nathan J. Gendelman, MBA, ACAS

President and Director of Investments, The Family Firm, Inc.

Nellie S. Huang

Senior Associate Editor, Kiplinger's Personal Finance

Nick Giacoumakis, IAR/Investment Adviser, CEPA

President and Founder, New England Investment & Retirement Group Inc.

Nicole Duran

Senior Editor, The Kiplinger Letter

Nicole R. Hart, JD

Director, Trusts and Estates, Sontag Advisory, LLC

Nino Pavan, Investment Adviser, CFP

President, Financial Designs

Oliver Pursche, Investment Adviser Representative

CEO, Bruderman Asset Management

Pat Mertz Esswein

Associate Editor, Kiplinger's Personal Finance

Patrick Ayers, Investment Adviser

President, Ayers Financial Services

Paul E. Roberts Jr.

Founder and Chief Investment Officer, Roberts Wealth Management

Paul Sundin, CPA

Certified Public Accountant, Sundin & Fish, PLC

Paul V. Sydlansky, CFP

Founder, Lake Road Advisors, LLC

Paula F. Osenni, CFP

Founder, Act2Transitions

Pete A. Lang, Investment Adviser Representative

President, Lang Capital

Pete Woodring, RIA

Founding Partner, Cypress Partners

Peter Blank

Editor, The Kiplinger Tax Letter

Peter Phelan

Contributing Writer

Peter V. Disch, CFP®

Founder & Managing Member, Great Point Wealth Advisors

Phil Simonides, CFP®

Senior Vice President, McAdam Financial

Philip Detlefs, Investment Adviser Representative

Investment Adviser Representative, Investment Management Group

Philip Gordley, Investment Adviser

President and Founder, Core Financial

Philip Hawken

Business Development Manager, Kiplinger.com

Ray E. LeVitre, Investment Adviser, CFP

Founder, Managing Partner, Net Worth Advisory Group

Raymond Edwin (Ed) Whitaker, Investment Adviser Representative

Founder, Tremont First Financial Services

Rebecca Dolan

Contributing Writer, Kiplinger.com

Rebecca McClay

Contributing Writer, Kiplinger's Personal Finance

Reid Abedeen

Partner, Safeguard Investment Advisory Group, LLC

Reid Johnson, Investment Adviser

Insurance Professional and President, Lake Point Advisory Group LLC

Richard A. Carriuolo, Certified Financial Planner™

Vice President and Director of Wealth Management S, R. M. Davis, Inc.

Richard Pucciarelli, Investment Adviser Representative

President and founder, Carolina Retirement Resources Inc.

Richard W. Paul, CFP, RFC, Investment Adviser

President, Richard Paul & Associates, LLC

Rob Lutts, Investment Adviser

President and Chief Investment Officer, Cabot Wealth Management

Robert E. Grace, JD, CLU, ChFC, CFEd, RFC, Master Elite IRA Advisor

Founder and President, Grace Tax Advisory Group, LLC

Robert Harwood, Investment Adviser

President and Founder, Harwood Financial Group

Robert K. Altshuler, JD CLU CHFC

Partner, Chief Operating Officer, PlanningCore Wealth Advisors LLC

Robert Klosterman, CFP®

CEO & Chief Investment Officer, White Oaks Investment Management, Inc.

Robert Long

Managing Editor, Kiplinger.com

Robert N. Auclair, CFP®

Principal, Balanced Wealth Management, LLC

Rodrigo Sermeño

Reporter, The Kiplinger Letter

Roger C. Davis

CEO, Woodridge Wealth Management, LLC

Roger Ford, RFC, Investment Adviser

Founder & CEO, Conservative Financial Solutions

Ron Gelok, Investment Adviser

Financial Advisor and President, Ronald Gelok and Associates

Ron Sanders, AIF®

CEO & Chief Investment Officer, ONE Retirement, LLC

Ross Wolf, RIA, ChFC

President, Pacific Financial Advisors Inc.

Ruisha Qian

Contributing Writer, Kiplinger.com

Russ Hill CFP®, AIFA®

CEO and Chairman, Halbert Hargrove Global Advisors LLC

Ryan Ermey

Staff Writer, Kiplinger's Personal Finance

Ryan Krauss, Investment Adviser Representative

President and CEO, U.S. Central Financial Group

Sally Abrahms

Contributing Writer, Kiplinger's Retirement Report

Sandra Block

Senior Editor, Kiplinger's Personal Finance

Sarah Smith

Intern, Kiplinger.com

Scott Hanson, CFP

Financial Advisor and Co-Founder, Hanson McClain Advisors

Scott M. Dougan, RFC, Investment Adviser

President & Founder, Global Plains Advisory Group, Inc.

Scott Vance, Investment Adviser

Owner, Taxvanta

Sean Lengell

Associate Editor, The Kiplinger Letter

Sean P. Lee, MSFS

President and Founder, Elevated Retirement Group

Shane Brosnan, Investment Adviser

Partner, BML Wealth Management

Shanna Tingom, AAMS®

Co-Founder, Heritage Financial Strategies

Stacy Rapacon

Online Editor, Kiplinger.com

Stephen Alred, Financial Planner

Founder, Ignite Financial

Stephen Harbeck, Securities Investor Protection Corporation

President and CEO, Securities Investor Protection Corporation

Stephen J. Korving, CFP®

President & Chief Investment Officer, Korving & Company

Stephen Scott, Investment Consultant

Managing Director, Longboard Asset Management

Steve Fullerton, Investment Adviser

Co-Founder, Fullerton Financial Planning

Steve Jurich, Investment Adviser

Founder, IQ Wealth Management

Susan B. Garland

Contributing Editor, Kiplinger's Retirement Report

Susannah Snider

Staff Writer, Kiplinger's Personal Finance

T. Eric Reich, CIMA®, CFP®, CLU®, ChFC®

President and Founder, Reich Asset Management, LLC

Tad Hill, Investment Adviser

Founder and President, Freedom Financial Group

Taylor Schulte, CFP

Founder and CEO, Define Financial

Thomas P. Keller, CFP, CLU

Partner, Kehoe Financial Advisors

Tom Petruno

Contributing Writer, Kiplinger's Personal Finance

Toni Hill, RFC

Investment Adviser Representative, Freedom Financial Group

Tony Zabiegala, Investment Adviser

Founder and Vice President, Strategic Wealth Partners

Tyler Harrison, Fiduciary Adviser, AIFA

Founder, Efficient Plan, LLC

Vanessa Baida

Contributing Editor, Kiplinger.com

Vanessa Dezem

Contributing Editor, Kiplinger.com

Vid Ponnapalli, CFP™, MS, EA

Founder & President, Unique Financial Advisors

Vita Nelson

Founding Publisher and Editor, Moneypaper

Vitaliy Katsenelson, Chief Investment Officer

Chartered Financial Analyst (CFA), Investment Management Associates

Wesley N. Price, CFP®

Personal Wealth Strategist, Prosperity Partners Wealth Management

William Rassman, CFP®

Vice President - Wealth Adviser, Centric Capital Advisors

Zach Gray, Investment Adviser Representative

Partner, Wall Street Financial Group