6 Great Online Financial Tools to Simplify Your Life

These online resources will help you get your finances in order.

These days, consumers have a vast array of financial products and services to manage. Consider these digital resources to help you keep track of it all:

See Also: 10 Easy Moves to Save You Time and Money

1. Automatic bill payment and saving. To keep a record of bill payments and how the money is spent (helpful if you’re trying to stick to a budget), check out Mint.com (opens in new tab). Another alternative is PersonalCapital.com, which provides budgeting tools and will track your investments, too.

2. Credit cards. Free tools at www.creditkarma.com (opens in new tab) help you gauge where your credit stands and show how you can improve it. You can also get access to your TransUnion credit report, updated weekly.

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3. Insurance. The Insurance Information Institute offers Know Your Stuff (opens in new tab), free software that will help you create a record of your possessions. It’s also available as an app for iPhone and Android smartphones. Your insurance company may also provide mobile or online tools you can use to record information you’ll need to file a homeowners or auto insurance claim.

4. Password management. PCMag.com (opens in new tab) provides a good rundown of the password managers (opens in new tab) available (along with their prices).

5. Paper files. Shoeboxed.com (opens in new tab) offers a free service that allows you to upload as many as five documents a month; after that, prices range from $9.95 to $99.95 a month, based on the number of documents stored and other services. Or use a free cloud-based service.

6. Retirement accounts. Your IRA provider probably offers tools you can use to figure out whether your overall port­folio is appropriately diversified, based on your age and risk tolerance. To see if you’re saving enough, use our Retirement Savings Calculator.

Kathy Kristof
Contributing Editor, Kiplinger's Personal Finance
Kristof, editor of SideHusl.com (opens in new tab), is an award-winning financial journalist, who writes regularly for Kiplinger's Personal Finance and CBS MoneyWatch. She's the author of Investing 101, Taming the Tuition Tiger and Kathy Kristof's Complete Book of Dollars and Sense. But perhaps her biggest claim to fame is that she was once a Jeopardy question: Kathy Kristof replaced what famous personal finance columnist, who died in 1991? Answer: Sylvia Porter.