Personal Finance
News, insights and expert analysis on personal finance from the team at Kiplinger.
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Are You Overpaying for a "Free" iPhone 18 Pro?A free iPhone 18 Pro deal can require a pricier wireless plan and a lengthy commitment. See how buying the phone outright could save you money.
By Sean Jackson
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Don't Get Burned by a Home Warranty: What to Do InsteadHome warranty companies often make big promises to get you to sign up, only to stall or deny expensive repairs when you need them most. Here's an example.
By H. Dennis Beaver, Esq.
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Your Guide to Open Enrollment and Health Insurance for 2027As healthcare costs continue to climb, use these strategies to select an insurance plan with the coverage you need at a price you can afford.
By Katherine Hobson
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A Tech Worker Got Laid Off at 52 With $620,000 in SavingsFinding a job after 50 can mean taking a pay cut. Here are strategies to preserve your retirement savings and pivot your career without going broke.
By Maurie Backman
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8 Gorgeous Train Trips to Enjoy Fall FoliageSee fall's best colors from the rails. We've rounded up a range of short and longer train trips across the country that are ideal for older travelers.
By Ellen B. Kennedy
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Keep Your Kids From Falling Into the Early Inheritance TrapGiving your adult children or grandchildren a massive cash gift can sabotage the financial independence you hope to build. Here is how to restructure your legacy with incentive trusts.
By Jacob Schroeder
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How to Give Money to Kids Without Setting Them Up to FailHelping them out is cool, but the best gift is teaching them how to manage money, be realistic about their standard of living and learn to stand on their own.
By Lawrence Sprung, CFP®, CEPA®
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My First $1 Million: Truck Driver, 60, Jordan, Minnesota"I took $50,000 out of my 401(k) at (age) 40 to buy a business. Three years later, the business was broke, and we were going to be foreclosed on our home."
By Joyce Lamb
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Would You Rather Retire in Naples, FL or Palm Springs, CA?Coastal tradition or desert cool? We break down the real cost — and culture — of retiring in two of America’s most iconic zip codes.
By Jacob Schroeder
