Personal Finance
News, insights and expert analysis on personal finance from the team at Kiplinger.
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Is It Still Worth Opening a High-Yield Savings Account After the Fed's Decision?The Fed held interest rates steady in October. Here's why a high-yield savings account could still be a smart move for your money.
By Sean Jackson
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The Best 5-Year CDs — Earn Up to 5.00%The top 5-year CD rates offer up to 5.00%, helping savers reach long-term savings goals.
By Sean Jackson
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Where to Find 4.50% One-Year CDs NowSavings The best one-year CD rates are a smart way to achieve short-term savings goals.
By Sean Jackson
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The Best 3-Year CDs: Earn Up to 4.60%Savings Compare top CD rates, minimum deposits and early withdrawal penalties to grow your savings.
By Sean Jackson
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How to Use AI to Help Your Holiday ShoppingFrom saving money to picking the best gifts, tech can lend a hand this season — if you feed it the right information first.
By Beth Braverman
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As Rates Rise, Tapping Home Equity Gets TrickierWringing cash from your house can still make sense, but you need to take extra care to nab the best deal on a new loan.
By Kim Clark
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How Charitable Giving Can Be a Smart Financial MoveIf charitable giving is on your to-do list as year-end approaches, there are several ways you can maximize your impact while doing your own finances some good.
By Lawrence Sprung, CFP®, CEPA®
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My First $1 Million: Retired Banking VP, 70, Bexley, Ohio"I enjoyed the journey. The challenge of selecting and making good investments kinda fed on itself over the years."
By Joyce Lamb
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5 Warm-Weather Family Christmas Getaways for 2026Sponsored
Trade snow for sunshine this Christmas. Learn about five warm-weather family getaways, festive activities and ways to save on your holiday vacation.
By Carla Ayers
