Personal Finance
News, insights and expert analysis on personal finance from the team at Kiplinger.
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Renovations Boom As the Housing Market StallsThinking about remodeling? Here's how to pick the right project and nab the best price.
By Beth Braverman
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How to Stop Overspending Via Digital PaymentsConvenient contactless payments make it all too easy to lose track of your budget. Applying some simple guardrails will help you slow your spending.
By David Abraham
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The Social Security Test Every Wealthy Retiree Must TakeWhen you work and collect Social Security benefits before your FRA, you are subject to the Retirement Earning Test that could result in a temporary reduction of your benefits.
By Donna LeValley
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Best 529 Plans of 2026Check out the best 529 plans of 2026 to find the best plan for your child or grandchild’s college savings.
By Erin Bendig
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Emergency Funds: Beat the Stress of Rising PricesAmericans' wallets are being stretched more than ever as prices rise. Adding an emergency fund to your financial plan could help you settle down.
By Tony Drake, CFP®, Investment Advisor Representative
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4 Household Expenses You Should Never Pre-Pay in RetirementYou might think locking in a rate saves you money, but financial flexibility is the real secret to keeping cash in your pocket for these bills.
By Donna Fuscaldo
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Does Attorney-Client Privilege Protect Prospective Clients?A panicked man calling law firms for help feared that answering receptionists' questions about his reason for the call would compromise his privacy.
By H. Dennis Beaver, Esq.
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Best CD Rates — Earn Up to 4.35%Savings Compare today's top CD rates and find the right account to help you earn a competitive return on your savings.
By Sean Jackson
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Your Old VHS Tapes Could Be Worth ThousandsIt might be time to dig out your old VHS tapes — rising demand is increasing their value by up to $25k.
By Vaishali Varu
