Personal Finance
News, insights and expert analysis on personal finance from the team at Kiplinger.
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Best Rewards Credit Cards of 2025
The best rewards credit cards offer you generous perks on everyday purchases. See our top picks.
By Sean Jackson Last updated
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Do You Need Flood Insurance? I'm an Insurance Expert, and Here's Where You Can Get It
Standard homeowners insurance does not cover flood damage, so you might need separate flood insurance, which you can get either through FEMA or private companies. Here are the details.
By Karl Susman, CPCU, LUTCF, CIC, CSFP, CFS, CPIA, AAI-M, PLCS Published
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I'm an Investment Professional: These Are the Three Money Tips I'm Giving My College Grad
College grads can help set themselves up for financial independence by focusing on emergency savings, opting into a 401(k) at work (if it's offered) and disciplined, long-term investing.
By James Martielli, CFA®, CAIA® Published
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Best No-Fee High-Yield Savings Rates
Are you looking for the best no-fee high-yield savings rates? Our top picks earn you 4.35%.
By Sean Jackson Last updated
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How to Find the Best Jumbo CD Rates
The best jumbo CD rates earn you a return as high as 4.5%. See our top choices.
By Erin Bendig Last updated
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Best No-Penalty CD Rates: Lock in Rates Over 4%
If you're searching for the best no-penalty CD rates, these top finds earn you returns as high as 4.34%.
By Sean Jackson Last updated
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Best 5-Year CD Rates
The best 5-year CD rates earn you up to 4.28%, outpacing inflation and helping you meet long-term savings goals.
By Erin Bendig Last updated
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Best One-Year CD Rates
Savings The best 1-year CD rates help you earn returns as high as 4.40%. See our top picks.
By Erin Bendig Last updated
Savings -
The Best 3-Year CDs of 2025
Savings Our top 3-year CDs help you earn returns as high as 4%.
By Erin Bendig Last updated
Savings