Personal Finance
News, insights and expert analysis on personal finance from the team at Kiplinger.
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2026 HSA Contribution Limits Are Set: What to Know Now
Health Savings The IRS says Health Savings Account contribution limits will increase again next year due to inflation.
By Kelley R. Taylor Last updated
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Refinance Applications Surge as Mortgage Rates Tumble
The window to refinance is reopening as mortgage rates hit their lowest level in nearly a year. Here’s what the market shift means for homeowners.
By Paige Cerulli Published
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Best Cash Back Credit Cards of 2025
Credit Cards If you're searching for a credit card that rewards you for everyday purchases, we've chosen the best.
By Sean Jackson Last updated
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Average Spending by Age for Those 55 and Up: Are You Thrifty?
Everybody has their own number for how much they’ll spend in retirement. See if your's is in line with the averages.
By Donna Fuscaldo Published
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Credit Card Bonuses Up to $1,600 for New Cardholders
Credit Card Bonuses Up to $1,750 for New Cardholders
By Ellen B. Kennedy Last updated
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The Best Travel Rewards Credit Cards for You
credit cards Pack your bags and earn rewards for traveling. We chose the best cards for airline, hotel and other perks to help you save money.
By Sean Jackson Last updated
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Which American Express Credit Card is Right for You?
These three American Express cards offer different perks, perfect for the avid traveler, foodie and more.
By Ellen B. Kennedy Last updated
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$1,500 to $3,000 Amex Card Intro Offer
Earn 200,000 Membership Rewards® points after you spend $20,000 in three months with the Business Platinum Card® from American Express.
By Ellen B. Kennedy Last updated
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I’m Not Worried About Saving for Retirement; I’ll Just Work Forever. What Can Go Wrong?
Here's why that approach to saving for retirement doesn't always work out.
By Donna Fuscaldo Published