Personal Finance
News, insights and expert analysis on personal finance from the team at Kiplinger.
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Use the 529 Grandparent Loophole To Maximize College Savings
Use the 529 grandparent loophole to fund a grandchild’s education without impacting their financial aid eligibility.
By Erin Bendig
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Best 529 Plans of 2026
Check out the best 529 plans of 2026 to find the best plan for your child or grandchild’s college savings.
By Erin Bendig
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The Hottest AI Apps Consumers Are Actually Using
The Kiplinger Letter Though Sora’s demise proves it’s not easy starting a new consumer AI app, many AI tools are seeing rapid adoption.
By John Miley
The Kiplinger Letter -
What Not to Do in an Airport Lounge
Before you settle into that cushy lounge chair, skip the rookie moves that annoy other travelers and can even get you kicked out.
By Paige Cerulli
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The Rules of 'Revenge Saving' to Take Control of Your Finances After Overspending
Americans are saving with new urgency. Here's how to channel that momentum into lasting change.
By Choncé Maddox
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How to Save on Booking a Cruise
Booking a cruise using credit card rewards and travel agents can help snag the best deals.
By Ellen B. Kennedy
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The Best Travel Rewards Credit Cards for You
credit cards Pack your bags and earn rewards for traveling. We chose the best cards for airline, hotel and other perks to help you save money.
By Sean Jackson
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Earn a $1,000 Bonus Offer with this Capital One Card
Get the Capital One Venture Rewards credit card for huge travel perks and a bonus offer worth $1,000.
By Ellen B. Kennedy
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7 Rental Car Fees to Avoid
Rental car fees add up. You could pay double the daily rate unless you just say no at the counter.
By Daniel Bortz
