Personal Finance
News, insights and expert analysis on personal finance from the team at Kiplinger.
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10 Myths About Health Savings AccountsWhen you’re choosing a health plan for the year, one option may be a high-deductible plan that makes you eligible to contribute to a health savings account.
By Kimberly Lankford
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The Basics of Estate PlanningIf you have a will or trust, congratulations. But you’re not done with estate planning.
By Sandra Block
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Renting vs Buying in 2026: The Monthly Cost Difference May Surprise YouIs it cheaper to rent or buy a home in 2026? We compare current rents, mortgage payments and ownership costs to see which makes more financial sense.
By Choncé Maddox
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The I-Bond Rate of 5.51% Is Mildly Attractive. Here's Why.Investing for Income The current I-bond rate is active through April 2027. It presents an attractive value, if not as attractive as in the recent past.
By David Muhlbaum
Investing for Income -
HSA Eligibility Changes: What to Know Before Open EnrollmentHSAs can be a useful tax-advantaged savings channel for business owners and the self-employed, and more people are eligible this year than ever.
By Brian Hutchin
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8 Things You Must Know About Retiring to the CarolinasFrom the picturesque beach towns to cozy mountain communities, North Carolina and South Carolina offer retirees plenty of incentives.
By Bob Niedt
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Electric Heat vs Gas Heat: Which Saves You More Money?We pit electric heat vs gas heat to see which is cheaper. Choose carefully for your home bills.
By Ben Demers
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$4,300 Capital One Business Card Intro OfferEarn up to $4,300 in travel value when you spend $120,000 in your first 4 months as a cardholder.
By Sean Jackson
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Best CD Rates — Earn Up to 4.85%Savings Compare today's top CD rates and find the right account to help you earn a competitive return on your savings.
By Sean Jackson
Savings
