Personal Finance
News, insights and expert analysis on personal finance from the team at Kiplinger.
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What Is APY? Here's How to Score the Highest RatesSavings Here's everything you need to know about APY, the important factor in how much your savings could earn in a year.
By Erin Bendig
Savings -
Gift Ideas For Graduates That Are Actually MeaningfulHelp a new grad get off on the right foot with these ideas.
By Ella Vincent
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How to Save Some Moola as the Insurance Market ShiftsNow tough home and auto insurance markets are finally seeing new competition and looser guidelines, you should start shopping for a less-expensive policy.
By Karl Susman, CPCU, LUTCF, CIC, CSFP, CFS, CPIA, AAI-M, PLCS
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Best High-Yield Savings Accounts May 2026 — Earn 4.20%High-yield savings account options Kiplinger has found that offer rates up to 4.20%, helping you beat inflation and grow your savings faster.
By Sean Jackson
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Best No-Fee High-Yield Savings Rates: May 2026If you want to stay ahead of rising everyday costs, these accounts can help you achieve that.
By Sean Jackson
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CD vs. High-Yield Savings Account: Which is better?Deciding between a CD and a high-yield savings account? Here's how to choose based on your savings goals.
By Sean Jackson
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CD Maturing Soon? Here's What to Do NextThese strategies will have you maximizing CD returns even with rising inflation.
By Sean Jackson
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6 Expensive Travel Mistakes and How to Avoid ThemHere are expensive travel mistakes people make, including insurance, unnecessary fees and more.
By Daniel Bortz
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Kiplinger Retail Outlook: Consumers Spend Freely, for NowEconomic Forecasts Low savings rates and higher gasoline costs imply a slowdown in spending at some point.
By David Payne
Economic Forecasts
