Best National Banks, 2018

Large banks have the resources to serve up a variety of deposit accounts and loans, as well as financial planning, investing and wealth-management services.

A mature couple receives an application at a bank.
(Image credit: Getty Images)

Large banks have the resources to serve up a variety of deposit accounts and loans, as well as financial planning, investing and wealth-management services. They also tend to have robust digital and mobile tools.

For example, many big banks--including our winner and runner-up--offer Zelle (opens in new tab), a peer-to-peer payment service that allows users to send money to customers of other participating banks in minutes.

Here's a look at our top picks for national banks.

All rates as of June 22, 2018.

Lisa Gerstner
Contributing Editor, Kiplinger's Personal Finance

Lisa has spent more than15 years with Kiplinger’s Personal Finance and heads up the magazine’s annual rankings of the best banks, best rewards credit cards, and financial-services firms with the best customer service. She reports on a variety of other topics, too, from retirement to health care to money concerns for millennials. She has shared her expertise as a guest on the Today Show, CNN, Fox, NPR, Cheddar and many other media outlets around the nation. Lisa graduated from Ball State University and received the school’s “Graduate of the Last Decade” award in 2014. A military spouse, she has moved around the U.S. and currently lives in the Philadelphia area with her husband and two sons.