Best National Banks, 2018

Large banks have the resources to serve up a variety of deposit accounts and loans, as well as financial planning, investing and wealth-management services.

A mature couple receives an application at a bank.
(Image credit: Getty Images)

Large banks have the resources to serve up a variety of deposit accounts and loans, as well as financial planning, investing and wealth-management services. They also tend to have robust digital and mobile tools.

For example, many big banks--including our winner and runner-up--offer Zelle, a peer-to-peer payment service that allows users to send money to customers of other participating banks in minutes.

Here's a look at our top picks for national banks.

Disclaimer

All rates as of June 22, 2018.

Lisa Gerstner
Editor, Kiplinger Personal Finance magazine

Lisa has been the editor of Kiplinger Personal Finance since June 2023. Previously, she spent more than a decade reporting and writing for the magazine on a variety of topics, including credit, banking and retirement. She has shared her expertise as a guest on the Today Show, CNN, Fox, NPR, Cheddar and many other media outlets around the nation. Lisa graduated from Ball State University and received the school’s “Graduate of the Last Decade” award in 2014. A military spouse, she has moved around the U.S. and currently lives in the Philadelphia area with her husband and two sons.