Early Retirement Cities: 21 Great Places Near the Mountains to Retire

Once you've made that difficult climb to achieve financial independence early, why not enjoy some literal climbs in your early retirement?

(Image credit: Getty Images)

Once you've made that difficult climb to achieve financial independence early, why not enjoy some literal climbs in your early retirement? America's mountain majesties can be found in many locations all over the country, and many provide a perfect setting for you to get outdoors, stay fit and gain some perspective on your new life. Plus, higher altitudes also give you cooler weather and less humidity.

We pinpointed 50 great places in the U.S. for early retirees—one in each state—focusing on living costs, median incomes and poverty rates for residents ages 45 to 64, as well as local tax environments and labor markets (just in case you want to dip back into the workforce and stretch your retirement savings further). Of our 50 picks, these 21 destinations offer the added benefit of nearby peaks and valleys to explore.

Disclaimer

The list is ordered alphabetically by state. See "How We Picked the Best Places for Early Retirement" at the end of the list for details on our data sources and methodology.

To continue reading this article
please register for free

This is different from signing in to your print subscription


Why am I seeing this? Find out more here

Stacy Rapacon
Online Editor, Kiplinger.com

Rapacon joined Kiplinger in October 2007 as a reporter with Kiplinger's Personal Finance magazine and became an online editor for Kiplinger.com in June 2010. She previously served as editor of the "Starting Out" column, focusing on personal finance advice for people in their twenties and thirties.

Before joining Kiplinger, Rapacon worked as a senior research associate at b2b publishing house Judy Diamond Associates. She holds a B.A. degree in English from the George Washington University.