Kiplinger’s Personal Finance

Kiplinger's Personal Finance

August 2015

August issue of KPFM

Cover Story

10 Great Places to Retire in the U.S.

We came up with 10 great spots from coast to coast so you can choose the one with the features you value most.


Table of Contents


From the Editor

Our best advice for kids, by Janet Bodnar

Get a Degree on the Boss's Dime

Employers are offering tuition perks to get and keep workers.

Making Sense of Negative Yields

Will you have to pay someone to hold your cash? Probably not.

Listen Up! Free Cell Phone Plans

If you have Wi-Fi, you can cut your monthly mobile bill to nothing.

Fewer Big Sales, More Custom Deals for Shoppers

Stores reward loyalty by tailoring their discounts to your shopping habits.

Money & Ethics

Is it ethical for a company to terminate its pension plan? by Knight Kiplinger

Small Business Success Story: Black Girls Code

A former engineer introduces young women to computer coding.

Opening Shot

Investing in a tepid economy, by James K. Glassman

Your Mind and Your Money

Sometimes It's okay to spend, by Anne Kates Smith

How You May Be Getting Shortchanged on Your Credit Card Rewards

Transactions made through third parties like PayPal and Groupon may not be earning credit card reward points.


10 Great Stocks from Around the World

We expect our picks to generate superior earnings growth, which should translate into market-beating returns.

Is a Robo Adviser Right for You?

If you're a novice, computerized advice may make sense. For others, it's a tougher call.

Going Long

Bursting the talk of a stock market bubble, by Jeremy Siegel

Stock Watch

Upcoming spin-offs worth investing in, by Nellie S. Huang

Practical Investing

Beware investment-newsletter hype, by Kathy Kristof

Fund Watch

This ETF prospers from fast-growing small caps, by Ryan Ermey

Income Investing

A municipal bond sideshow, by Jeffrey R. Kosnett

Kiplinger 25 Update

Be patient with this quirky fund.

Fund Watch

A China fund that favors Hong Kong, by Miriam Cross


10 Great Places to Retire in the U.S.

We came up with 10 great spots from coast to coast so you can choose the one with the features you value most.

8 Rules for Raising Money Smart Kids

It's more challenging in a digital world. Use these eight rules to teach your children money skills and financial values.

Guide to Buying Life Insurance at Every Stage of Life

Your life insurance needs are different when you’re starting a family and when you’re about to retire.

Credit Unions Anyone Can Join

Take Advantage of their high-yielding checking and savings accounts.

Shopping for Discounts on Student Bank Accounts

Don't fall for school-promoted cards. Instead, look for free or low-fee options from credit unions and some national banks.


Money-Smart Reasons to Install Solar Panels at Your Home Now

Prosper from the move to solar power thanks to falling prices, flexible financing and a generous federal tax break.

The Mysteries of Cloud Storage Explained

We demystify the cloud, your virtual hard drive in the sky.

Vacations That Give Back

Take a “voluntourism” trip and you’ll see the world from a fresh perspective.


6 things you must know about class-action lawsuits.

Then and Now

The Estapa Family: After Katrina, a new life.