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Blue Ocean Global Wealth
Marguerita M. Cheng is the Chief Executive Officer at Blue Ocean Global Wealth. She is often featured in national publications. Cheng is a CFPÂ® professional, a Chartered Retirement Planning Counselorâ„ , Retirement Income Certified Professional and a Certified Divorce Financial Analyst. She helps educate the public, policymakers and media about the benefits of competent, ethical financial planning. She serves as a subject matter expert for the CFP Board, contributing to the development of examination questions for the CFPÂ® Certification Examination. Cheng also volunteers for CFP Board Disciplinary and Ethics Commission (DEC) hearings. She is a past FPA National Board Member and a frequent speaker on financial planning, Social Security, diversity, elder care and retirement.
Chinese culture portrays rats as ambitious and cunning, and anyone trying to get ahead in the world and in their finances can take a lesson from their character traits, whether good or bad.
See More From: Building Wealth
Your nest egg could get even fatter in 2020, thanks to new retirement savings account limits set by the IRS. Take a look at what your new savings goal could be, and what's going on with IRA limits as well.
Investors need to know that they can make a difference, not just for themselves, but for the world, through impact investing. A number of apps and investing platforms are standing by to help lead the way.
Required minimum distributions are a fact of life that most of us will have to face sooner or later. Demystify them by brushing up on the basics now.
Are you a pig? If so, congratulations, you're honest and kind. However, you might also be lazy, impulsive and naive. All of us can improve ourselves and our financial pictures by keeping these pig-inspired tips in mind.
Chances are pretty good that you know a caregiver who could use a break. As National Family Caregivers Month winds down, here are some practical ways you can show your support to these very important people.
Impact investing is a way to do more good with your money. With the season of giving upon us, here is how that works and some specific examples of how you can make a difference as you share your blessings.
It's hard to believe that with an estate worth $80 million, Aretha Franklin died without a will. Let that be a lesson to the rest of us.
Sandwiched between National Name Your Car Day and National Cinnamon Roll Day is World Financial Planning Day. Here's how you should celebrate.
When it comes to staying on top of work, schedules, files, calendars and travel, who couldn't use a little help? Here are 15 apps ready to boost your productivity, keep you organized and make your life easier.
Budgeting, saving and getting out of debt probably donâ€™t sound like a lot of fun, but app designers are trying to change that with an array of mobile apps to help people better manage their money. Some ...
See More From: Budgeting
Yes, learning about money management can be fun! Here are 10 apps that can help you teach your kids to save and spend wisely.
Managing money takes know-how, discipline and motivation. Traditional apps can help, but some new apps also use gamification to bring behavioral finance to life.
From Zelle to Venmo and TransferWise, after comparing the options, here are some of the top choices, based on fees, ease of use and transaction time.
Early, late or right on time? Those are the three Social Security claiming options. Here are three different people who chose three different strategies, and why. Perhaps their decisions could help guide yours.
You're probably aware that investing in bitcoin is risky in general, but let's take a look at the specific reasons why you could get burned.
In the crowded new world of cryptocurrencies, there are over a thousand altcoin options to consider (if you are the risk-taking type, that is). Here are seven worth watching.