Bio Marguerita M. Cheng, CFP

See All Authors »

Marguerita M. Cheng, CFP®

CEO, Blue Ocean Global Wealth

Phone: 301.502.5306
E-mail: mcheng@blueoceanglobalwealth.com
www.blueoceanglobalwealth.com

Marguerita M. Cheng is the Chief Executive Officer at Blue Ocean Global Wealth. She is often featured in national publications. Cheng is a CFP® professional, a Chartered Retirement Planning Counselor℠, Retirement Income Certified Professional and a Certified Divorce Financial Analyst. She helps educate the public, policymakers and media about the benefits of competent, ethical financial planning. She serves as a subject matter expert for the CFP Board, contributing to the development of examination questions for the CFP® Certification Examination. Cheng also volunteers for CFP Board Disciplinary and Ethics Commission (DEC) hearings. She is a past FPA National Board Member and a frequent speaker on financial planning, Social Security, diversity, elder care and retirement.

Latest Features

Building Wealth
December 2019

401(k), 403(b), TSP Contribution Limits Climb in 2020

Your nest egg could get even fatter in 2020, thanks to new retirement savings account limits set by the IRS. Take a look at what your new savings goal could be, and what's going on with IRA limits as well.

See More From: Building Wealth

Building Wealth
October 2019

The Best Impact Investing Apps

Investors need to know that they can make a difference, not just for themselves, but for the world, through impact investing. A number of apps and investing platforms are standing by to help lead the way.

See More From: Building Wealth

Building Wealth
April 2019

RMDs: When Do I Take Them and How Do I Calculate Them?

Required minimum distributions are a fact of life that most of us will have to face sooner or later. Demystify them by brushing up on the basics now.

See More From: Building Wealth

Building Wealth
February 2019

Financial Tips, Thanks to the Year of the Pig

Are you a pig? If so, congratulations, you're honest and kind. However, you might also be lazy, impulsive and naive. All of us can improve ourselves and our financial pictures by keeping these pig-inspired tips in mind.

See More From: Building Wealth

Building Wealth
November 2018

Make Time to Help a Caregiver Out (or Just Say Thanks)

Chances are pretty good that you know a caregiver who could use a break. As National Family Caregivers Month winds down, here are some practical ways you can show your support to these very important people.

See More From: Building Wealth

Building Wealth
November 2018

It's Giving Tuesday: How to Make Your Gift Really Count

Impact investing is a way to do more good with your money. With the season of giving upon us, here is how that works and some specific examples of how you can make a difference as you share your blessings.

See More From: Building Wealth

Building Wealth
October 2018

Respect Your Survivors By Creating a Will

It's hard to believe that with an estate worth $80 million, Aretha Franklin died without a will. Let that be a lesson to the rest of us.

See More From: Building Wealth

Building Wealth
October 2018

It's World National Financial Planning Day! Why Should You Care?

Sandwiched between National Name Your Car Day and National Cinnamon Roll Day is World Financial Planning Day. Here's how you should celebrate.

See More From: Building Wealth

Building Wealth
September 2018

My 15 Best Apps for Entrepreneurs and ‘Gigpreneurs’

When it comes to staying on top of work, schedules, files, calendars and travel, who couldn't use a little help? Here are 15 apps ready to boost your productivity, keep you organized and make your life easier.

See More From: Building Wealth

SLIDE SHOW
August 2018

8 Great Personal Finance Apps for Fun (and More)

Budgeting, saving and getting out of debt probably don’t sound like a lot of fun, but app designers are trying to change that with an array of mobile apps to help people better manage their money. Some ...

See More From: Budgeting

Building Wealth
August 2018

My 10 Best Financial Literacy Apps for Kids

Yes, learning about money management can be fun! Here are 10 apps that can help you teach your kids to save and spend wisely.

See More From: Building Wealth

Building Wealth
July 2018

8 Personal Finance Apps to Try for Fun (and More)

Managing money takes know-how, discipline and motivation. Traditional apps can help, but some new apps also use gamification to bring behavioral finance to life.

See More From: Building Wealth

Building Wealth
July 2018

Some of the Best Apps for Sending Money Internationally or Domestically

From Zelle to Venmo and TransferWise, after comparing the options, here are some of the top choices, based on fees, ease of use and transaction time.

See More From: Building Wealth

Building Wealth
June 2018

When to Claim Social Security: 3 Timing Scenarios

Early, late or right on time? Those are the three Social Security claiming options. Here are three different people who chose three different strategies, and why. Perhaps their decisions could help guide yours.

See More From: Building Wealth

Building Wealth
June 2018

Why Trading in Bitcoin or Other Cryptocurrencies is Playing with Fire

You're probably aware that investing in bitcoin is risky in general, but let's take a look at the specific reasons why you could get burned.

See More From: Building Wealth

Building Wealth
April 2018

Beyond Bitcoin: Promising Cryptocurrencies

In the crowded new world of cryptocurrencies, there are over a thousand altcoin options to consider (if you are the risk-taking type, that is). Here are seven worth watching.

See More From: Building Wealth

Building Wealth
April 2018

Crypto Trading 101: Identifying Safe (Or at Least Safer) Cryptocurrency Exchanges

Before you take the plunge, take the time to do a series of background checks on the exchange you're thinking of using. Some have much stronger protections and better reputations than others.

See More From: Building Wealth

Show More Stories