Jerry Golden, Investment Adviser Representative
President, Golden Retirement Advisors Inc.
Jerry Golden is a nationally recognized advocate for consumers planning their retirement. As an innovator, Jerry has often had to challenge the accepted wisdom of the insurance, annuity and retirement industries, and drive regulatory change where necessary. He holds two patents on the design and integration of income annuities into retirement portfolios.
Jerry is now focused on delivering his expertise to consumers by helping them create retirement plans that provide income that cannot be outlived. As a result, he founded Go2income.com, a site where consumers can explore all types of income annuity options, anonymously and at no cost.
Leading financial publications have featured Jerry's research and ideas, including Bloomberg Online, Huffington Post, MarketWatch and NextAvenue, along with numerous trade publications and daily newspapers, and his blog, Jerry Golden on Retirement, has been rated one of the top 100 retirement blogs.
Jerry held executive positions at AXA Equitable and MassMutual, was the founder of Golden American Life Insurance Company and is president of Golden Retirement Inc.
Phone: 877.263.5576
E-mail: info@goldenretirement.com
Golden Retirement Advisors Inc., jerrygoldenretirement.com
Go2income.com, www.go2income.com
Facebook: www.facebook.com/GoldenRetirementcom
Name Your Plan – Select Both Retirement Income & Legacy Target
retirement planning
Name Your Plan – Select Both Retirement Income & Legacy Target
You know how much income you need and what kind of legacy you want to leave, but what you don’t know is if you might be able to hit those targets. Her…
March 21, 2021
The Cost of Retirement Has Tripled! But a New Way of Planning Can Help
retirement planning
The Cost of Retirement Has Tripled! But a New Way of Planning Can Help
With today’s low interest rates and paltry dividends, the old way of saving for your retirement and living off your dividends and income to preserve y…
March 5, 2021
Income Planning to Help You Win the Retirement Trifecta
retirement planning
Income Planning to Help You Win the Retirement Trifecta
With a retirement income plan that focuses on the allocation of income, and delivers lower fees and taxes, you can increase your income with less risk…
January 26, 2021
A New Approach to Retirement Income Planning for Women
retirement planning
A New Approach to Retirement Income Planning for Women
Focusing on income, rather than savings, is important for anyone planning to retire. But it’s even more important for women, in particular. To reduce …
December 11, 2020
How to Turn Your Retirement Savings into Retirement Income
retirement
How to Turn Your Retirement Savings into Retirement Income
Your retirement income plan starts with a primer on Income Allocation planning, my method of creating a reliable stream of income big enough and stead…
November 27, 2020
Find the Income to Insure Against Retirement Risks
retirement
Find the Income to Insure Against Retirement Risks
When money gets tight, it can be tempting to ditch some insurance coverage to balance your budget. However, that could leave you high and dry. Instead…
November 4, 2020
When Retirees Question More Retirement Income
annuities
When Retirees Question More Retirement Income
What would you say if I told you that you could safely get significantly more retirement income from your retirement savings? That’s what I call an In…
October 20, 2020
Become Your Own Pension Manager
annuities
Become Your Own Pension Manager
To build your own pension, follow the playbook that corporate pension managers use.
August 16, 2020
With Interest Rates Near Zero, Annuities Help Pick Up the Slack
annuities
With Interest Rates Near Zero, Annuities Help Pick Up the Slack
What do retirees do with their money when interest rates are next to nothing? Here’s how pulling annuities into the mix can help.
July 23, 2020
How to Fill that Hole in Your Retirement Income
Making Your Money Last
How to Fill that Hole in Your Retirement Income
With a great many investment portfolios down a good 15% or so, what can retirees do to make up for that lost source of income?
May 7, 2020
End of Decade Closes with 3 Surprises for Retirement
retirement
End of Decade Closes with 3 Surprises for Retirement
A trio of unexpected occurrences all point to one conclusion: When it comes to a successful retirement, income reigns as king.
February 11, 2020
Prepare for Detours in the Market: Manage Your Plan in Real-Time
investing
Prepare for Detours in the Market: Manage Your Plan in Real-Time
When the stock market takes a dive, retirees with resilient income allocation plans still get by swimmingly. Here's what that looks like.
January 17, 2020
How to Crunch the Numbers on When to Claim Social Security
retirement
How to Crunch the Numbers on When to Claim Social Security
What's the smartest way to claim benefits? Well, don't believe those who say you're stupid if you claim early or that age 70 is always the way to go. …
December 23, 2019
How to Cut Your Investment Fees in Half
retirement
How to Cut Your Investment Fees in Half
A 1 percent fee may not sound like much at first, but don't let that fool you. It may be much more costly than you realize.
December 4, 2019
Don't Bet Your Retirement on Monte Carlo Models
retirement
Don't Bet Your Retirement on Monte Carlo Models
They measure market risk but don’t eliminate it, and they don't consider all the twists and turns life can take. Instead, build a plan to create a sta…
November 15, 2019
How to Reduce Taxable RMDs and Improve Your Retirement Income Plan at the Same Time
retirement
How to Reduce Taxable RMDs and Improve Your Retirement Income Plan at the Same Time
Adding annuity payments to your IRA withdrawals could save on taxes and help ensure a stable cash flow throughout your retirement. With that in mind, …
November 4, 2019
What Happens to Your Retirement Plan Now That the Fed Lowered Interest Rates?
retirement
What Happens to Your Retirement Plan Now That the Fed Lowered Interest Rates?
As you design your retirement income plan, you might think that the Fed's cut in interest rates will force you to switch gears. But remember: Whether …
August 9, 2019
How to Lower Your Retirement Tax Rate to Less Than 10%
retirement
How to Lower Your Retirement Tax Rate to Less Than 10%
Managing your income by using the right mix of investments and annuities in retirement could help you trim your retirement tax rate to under 10% ... e…
July 17, 2019
5 Ways to Increase Your After-Tax Spendable Income - and Legacy
retirement
5 Ways to Increase Your After-Tax Spendable Income - and Legacy
Did you enjoy writing a check to Uncle Sam on April 15? No? Well, then try these strategies to increase your spendable after-tax income (and leave mor…
May 16, 2019
Retirement Planning Reinvented
retirement
Retirement Planning Reinvented
To help maximize your income and reduce your risk, try building your retirement on the allocation of income among dividends, interest, annuity payment…
April 2, 2019
Are Income Annuities Fair?
retirement
Are Income Annuities Fair?
An off-kilter idea of fairness may be getting in the way of some people's long-term plans for guaranteed income.
March 19, 2019
2019 New Year's Resolution: Fix My Retirement Plan
retirement
2019 New Year's Resolution: Fix My Retirement Plan
A five-step plan to map out your retirement income potential, create a budget and help put your long-term goals safely in reach.
January 14, 2019
How SHOULD Income Annuities Be Taxed?
retirement
How SHOULD Income Annuities Be Taxed?
Here's a tax idea to increase income for retirees while reducing the deficit.
January 8, 2019
How Income Annuities are Taxed – and Why
retirement
How Income Annuities are Taxed – and Why
The guaranteed payments for life that income annuities deliver offer retirees a great sense of security. What people might not realize is that how tho…
December 18, 2018
Keeping Up to Date on Your Income Annuity Quotes
retirement
Keeping Up to Date on Your Income Annuity Quotes
Food comes with expiration dates, and so should your retirement plan. If you think you know what type of guaranteed annuity payments you qualify for b…
October 23, 2018
How to Boost Retirement Income by Making It Safer
retirement
How to Boost Retirement Income by Making It Safer
Which sources of retirement income are the safest, and how do they fit into your overall income plan?
October 4, 2018
How to Eliminate Several Risks While Generating More Retirement Income
retirement
How to Eliminate Several Risks While Generating More Retirement Income
In today's low-rate environment, it’s tough for retirees to earn much on their investments without amping up risk. Here's one strategy to try.
August 23, 2018