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Jerry Golden, Investment Adviser Representative
President, Golden Retirement Advisors Inc.

Jerry Golden is a nationally recognized advocate for consumers planning their retirement. As an innovator, Jerry has often had to challenge the accepted wisdom of the insurance, annuity and retirement industries, and drive regulatory change where necessary. He holds two patents on the design and integration of income annuities into retirement portfolios.

Jerry is now focused on delivering his expertise to consumers by helping them create retirement plans that provide income that cannot be outlived. As a result, he founded Go2income.com, a site where consumers can explore all types of income annuity options, anonymously and at no cost.

Leading financial publications have featured Jerry's research and ideas, including Bloomberg Online, Huffington Post, MarketWatch and NextAvenue, along with numerous trade publications and daily newspapers, and his blog, Jerry Golden on Retirement, has been rated one of the top 100 retirement blogs.

Jerry held executive positions at AXA Equitable and MassMutual, was the founder of Golden American Life Insurance Company and is president of Golden Retirement Inc.

Phone: 877.263.5576 E-mail: info@goldenretirement.com Golden Retirement Advisors Inc., jerrygoldenretirement.com Go2income.com, www.go2income.com Facebook: www.facebook.com/GoldenRetirementcom

How to Fill that Hole in Your Retirement Income
retirement

How to Fill that Hole in Your Retirement Income

With a great many investment portfolios down a good 15% or so, what can retirees do to make up for that lost source of income?
May 7, 2020
End of Decade Closes with 3 Surprises for Retirement
retirement

End of Decade Closes with 3 Surprises for Retirement

A trio of unexpected occurrences all point to one conclusion: When it comes to a successful retirement, income reigns as king.
February 11, 2020
Prepare for Detours in the Market: Manage Your Plan in Real-Time
investing

Prepare for Detours in the Market: Manage Your Plan in Real-Time

When the stock market takes a dive, retirees with resilient income allocation plans still get by swimmingly. Here's what that looks like.
January 17, 2020
How to Crunch the Numbers on When to Claim Social Security
retirement

How to Crunch the Numbers on When to Claim Social Security

What's the smartest way to claim benefits? Well, don't believe those who say you're stupid if you claim early or that age 70 is always the way to go. …
December 23, 2019
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How to Cut Your Investment Fees in Half
retirement

How to Cut Your Investment Fees in Half

A 1 percent fee may not sound like much at first, but don't let that fool you. It may be much more costly than you realize.
December 4, 2019
Don't Bet Your Retirement on Monte Carlo Models
retirement

Don't Bet Your Retirement on Monte Carlo Models

They measure market risk but don’t eliminate it, and they don't consider all the twists and turns life can take. Instead, build a plan to create a sta…
November 15, 2019
How to Reduce Taxable RMDs and Improve Your Retirement Income Plan at the Same Time
retirement

How to Reduce Taxable RMDs and Improve Your Retirement Income Plan at the Same Time

Adding annuity payments to your IRA withdrawals could save on taxes and help ensure a stable cash flow throughout your retirement. With that in mind, …
November 4, 2019
What Happens to Your Retirement Plan Now That the Fed Lowered Interest Rates?
retirement

What Happens to Your Retirement Plan Now That the Fed Lowered Interest Rates?

As you design your retirement income plan, you might think that the Fed's cut in interest rates will force you to switch gears. But remember: Whether …
August 9, 2019
How to Lower Your Retirement Tax Rate to Less Than 10%
retirement

How to Lower Your Retirement Tax Rate to Less Than 10%

Managing your income by using the right mix of investments and annuities in retirement could help you trim your retirement tax rate to under 10% ... e…
July 17, 2019
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5 Ways to Increase Your After-Tax Spendable Income - and Legacy
retirement

5 Ways to Increase Your After-Tax Spendable Income - and Legacy

Did you enjoy writing a check to Uncle Sam on April 15? No? Well, then try these strategies to increase your spendable after-tax income (and leave mor…
May 16, 2019
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Retirement Planning Reinvented
retirement

Retirement Planning Reinvented

To help maximize your income and reduce your risk, try building your retirement on the allocation of income among dividends, interest, annuity payment…
April 2, 2019
Are Income Annuities Fair?
retirement

Are Income Annuities Fair?

An off-kilter idea of fairness may be getting in the way of some people's long-term plans for guaranteed income.
March 19, 2019
2019 New Year's Resolution: Fix My Retirement Plan
retirement

2019 New Year's Resolution: Fix My Retirement Plan

A five-step plan to map out your retirement income potential, create a budget and help put your long-term goals safely in reach.
January 14, 2019
How SHOULD Income Annuities Be Taxed?
retirement

How SHOULD Income Annuities Be Taxed?

Here's a tax idea to increase income for retirees while reducing the deficit.
January 8, 2019
How Income Annuities are Taxed – and Why
retirement

How Income Annuities are Taxed – and Why

The guaranteed payments for life that income annuities deliver offer retirees a great sense of security. What people might not realize is that how tho…
December 18, 2018
Keeping Up to Date on Your Income Annuity Quotes
retirement

Keeping Up to Date on Your Income Annuity Quotes

Food comes with expiration dates, and so should your retirement plan. If you think you know what type of guaranteed annuity payments you qualify for b…
October 23, 2018
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How to Boost Retirement Income by Making It Safer
retirement

How to Boost Retirement Income by Making It Safer

Which sources of retirement income are the safest, and how do they fit into your overall income plan?
October 4, 2018
How to Eliminate Several Risks While Generating More Retirement Income
retirement

How to Eliminate Several Risks While Generating More Retirement Income

In today's low-rate environment, it’s tough for retirees to earn much on their investments without amping up risk. Here's one strategy to try.
August 23, 2018
YOU Are the Biggest Threat to Your Retirement Plan
retirement

YOU Are the Biggest Threat to Your Retirement Plan

When the going gets tough in the market, people invested in stocks have the natural impulse to pull out to cut their losses. By using an income alloca…
August 14, 2018
A Different Kind of Diversification Pays Off for Retirees
retirement

A Different Kind of Diversification Pays Off for Retirees

Retirement savers can get more income with less volatility using income allocation instead of asset allocation.
July 31, 2018
Don’t Play Favorites on Your Financial Team
investing

Don’t Play Favorites on Your Financial Team

Bet you have one member of your team who you listen to more than the others, but is it the right person, and for the right reasons? Here’s the one you…
June 7, 2018
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The Million-Dollar Retirement Question is All Wrong
retirement

The Million-Dollar Retirement Question is All Wrong

Focusing on how much you need to save and how far it'll go doesn’t exactly ensure you will have enough income to last you for life.
May 15, 2018
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Annuities: The 'Bad,' the 'Good' and the 'Misunderstood'
retirement

Annuities: The 'Bad,' the 'Good' and the 'Misunderstood'

Let me set the record straight on the two main types of annuities for you.
April 16, 2018
3 Steps Toward Building a Retirement Income Plan
retirement

3 Steps Toward Building a Retirement Income Plan

Switching gears from saving for retirement to turning that savings into a retirement paycheck is a tricky proposition. Taking these steps can help bri…
March 20, 2018
Stock Fear? A Solid Income Plan Helps Keep Retirees Safe
retirement

Stock Fear? A Solid Income Plan Helps Keep Retirees Safe

If your retirement income relies on the stock market, a plunge isn't just "paper losses" to you. Here's the income plan my wife and I use that takes t…
February 23, 2018
How to Turn ‘Found’ Money into a Retirement Income Stream
retirement

How to Turn ‘Found’ Money into a Retirement Income Stream

Would you rather spend that extra cash or make it last a lifetime?
February 20, 2018
The Problem with Your 'Magic' Retirement Number
retirement

The Problem with Your 'Magic' Retirement Number

Calculating how much to save for a secure retirement has one major flaw: To do the math, you have to rely on averages. The problem? You aren’t average…
February 9, 2018