Jerry Golden, Investment Adviser Representative

Jerry Golden, Investment Adviser Representative

President, Golden Retirement Advisors Inc.

Jerry Golden is a nationally recognized advocate for consumers planning their retirement. As an innovator, Jerry has often had to challenge the accepted wisdom of the insurance, annuity and retirement industries, and drive regulatory change where necessary. He holds two patents on the design and integration of income annuities into retirement portfolios.

Jerry is now focused on delivering his expertise to consumers by helping them create retirement plans that provide income that cannot be outlived. As a result, he founded Go2income.com, a site where consumers can explore all types of income annuity options, anonymously and at no cost.

Leading financial publications have featured Jerry's research and ideas, including Bloomberg Online, Huffington Post, MarketWatch and NextAvenue, along with numerous trade publications and daily newspapers, and his blog, Jerry Golden on Retirement, has been rated one of the top 100 retirement blogs.

Jerry held executive positions at AXA Equitable and MassMutual, was the founder of Golden American Life Insurance Company and is president of Golden Retirement Inc.

Phone: 877.263.5576
E-mail: info@goldenretirement.com
Golden Retirement Advisors Inc., jerrygoldenretirement.com
Go2income.com, www.go2income.com
Facebook: www.facebook.com/GoldenRetirementcom

Don’t Move to Another State Just to Reduce Your Taxes
Two women hug at the bottom of a staircase with a moving box sitting on the steps.
retirement

Don’t Move to Another State Just to Reduce Your Taxes

If you’re retired or near retirement, maybe a smarter plan for retirement income will allow you to stay put. Yes, your state income tax rate may be hi…
May 21, 2022
Choppy Market Impacting Your Retirement Income Plan?
A sailboat crashes through rough seas.
retirement planning

Choppy Market Impacting Your Retirement Income Plan?

Find calmer seas with a retirement plan that includes safe income and eliminates the sour stomach that comes with market corrections.
April 25, 2022
Fed Is Raising Interest Rates. How Do Retirees Benefit?
A man rests his chin on his hand and looks up as he makes a decision.
annuities

Fed Is Raising Interest Rates. How Do Retirees Benefit?

Some sectors of the population may feel the pain of interest rate hikes, while current retirees, and those near retirement, could actually benefit.
April 6, 2022
Annuity Payments Don’t Make Your Retirement: They Make It Better
Comparing two ice cream cones: One with one scoop and one with three.
annuities

Annuity Payments Don’t Make Your Retirement: They Make It Better

Answers to frequently asked questions about how annuities work, what they can do for retirees, how they are taxed and how inflation affects them.
February 25, 2022
Factoring Inflation Into Your Retirement Plan
Dollar signs float above arrows pointing up, on a background of a spreadsheet and coins.
retirement planning

Factoring Inflation Into Your Retirement Plan

How much should you be worried about inflation’s impact on your retirement income plan? If you plan right, you shouldn’t have to worry at all.
January 10, 2022
What’s Your Retirement Number? Don’t Just Go by the 4% Rule
Two fish bowls sit side by side: One has four small fish, and one has one big fish.
retirement planning

What’s Your Retirement Number? Don’t Just Go by the 4% Rule

To help make sure your retirement income covers your needs and lasts for a lifetime, you need a custom plan. The 4% rule of thumb is a handy starting…
December 1, 2021
Even the Experts Can’t Figure Out How to Plan for Retirement Income
A woman stands in front of a chalkboard with a math formula on it.
retirement planning

Even the Experts Can’t Figure Out How to Plan for Retirement Income

Why? The old asset allocation model of retirement planning focuses on the wrong part of the equation. Instead, Income Allocation offers a better road …
October 10, 2021
Lower Your Future Income Risk by Taking Action Now
A life preserver.
Making Your Money Last

Lower Your Future Income Risk by Taking Action Now

Your investment portfolio is doing great these days, but you can’t count on that forever. Before the next stock market correction, build a safer incom…
August 23, 2021
Fill Your Retirement Income Gaps – and Then Some
A woman pulls money out of a red wallet.
retirement planning

Fill Your Retirement Income Gaps – and Then Some

When drawing up your retirement income plan, you need to be prepared to cover these three different income gaps. If you don’t, you’d better be ready t…
August 9, 2021
How to Generate an Extra $20,000 a Year in Retirement
Looking through a magnifying glass at a $100 dollar bill hiding in grass
Investing for Income

How to Generate an Extra $20,000 a Year in Retirement

That amount of money could change your life. Let me help.
June 26, 2021
Retirement Income Plan – Better Than a Pension?
A retired couple walk arm in arm on the beach
annuities

Retirement Income Plan – Better Than a Pension?

A pension’s security is reassuring, but there are some advantages to creating your own plan for retirement income using income allocation planning ins…
April 25, 2021
Name Your Plan – Select Both Retirement Income & Legacy Target
A ladder leads right to the bull's-eye of a target.
retirement planning

Name Your Plan – Select Both Retirement Income & Legacy Target

You know how much income you need and what kind of legacy you want to leave, but what you don’t know is if you might be able to hit those targets. Her…
March 21, 2021
The Cost of Retirement Has Tripled! But a New Way of Planning Can Help
Burlap sacks of money lined up in order as they get progressively bigger.
retirement planning

The Cost of Retirement Has Tripled! But a New Way of Planning Can Help

With today’s low interest rates and paltry dividends, the old way of saving for your retirement and living off your dividends and income to preserve y…
March 5, 2021
Income Planning to Help You Win the Retirement Trifecta
A jockey and horse win a race.
retirement planning

Income Planning to Help You Win the Retirement Trifecta

With a retirement income plan that focuses on the allocation of income, and delivers lower fees and taxes, you can increase your income with less risk…
January 26, 2021
A New Approach to Retirement Income Planning for Women
A female jeweler at work.
retirement planning

A New Approach to Retirement Income Planning for Women

Focusing on income, rather than savings, is important for anyone planning to retire. But it’s even more important for women, in particular. To reduce …
December 11, 2020
How to Turn Your Retirement Savings into Retirement Income
Eggs in a basket.
retirement

How to Turn Your Retirement Savings into Retirement Income

Your retirement income plan starts with a primer on Income Allocation planning, my method of creating a reliable stream of income big enough and stead…
November 27, 2020
Find the Income to Insure Against Retirement Risks
Woman carefully holding a piggy bank
retirement

Find the Income to Insure Against Retirement Risks

When money gets tight, it can be tempting to ditch some insurance coverage to balance your budget. However, that could leave you high and dry. Instead…
November 4, 2020
When Retirees Question More Retirement Income
A red arrow rising above a sea of white arrows
annuities

When Retirees Question More Retirement Income

What would you say if I told you that you could safely get significantly more retirement income from your retirement savings? That’s what I call an In…
October 20, 2020
Become Your Own Pension Manager
A woman chews on a pen and thinks.
annuities

Become Your Own Pension Manager

To build your own pension, follow the playbook that corporate pension managers use.
August 16, 2020
With Interest Rates Near Zero, Annuities Help Pick Up the Slack
A zero percent sign.
annuities

With Interest Rates Near Zero, Annuities Help Pick Up the Slack

What do retirees do with their money when interest rates are next to nothing? Here’s how pulling annuities into the mix can help.
July 23, 2020
End of Decade Closes with 3 Surprises for Retirement
A person sitting at a desk, holding a pen, with a calculator, piggy bank and a stack of coins
retirement

End of Decade Closes with 3 Surprises for Retirement

A trio of unexpected occurrences all point to one conclusion: When it comes to a successful retirement, income reigns as king.
February 11, 2020
Prepare for Detours in the Market: Manage Your Plan in Real-Time
investing

Prepare for Detours in the Market: Manage Your Plan in Real-Time

When the stock market takes a dive, retirees with resilient income allocation plans still get by swimmingly. Here's what that looks like.
January 17, 2020
How to Crunch the Numbers on When to Claim Social Security
A person sitting at a desk, holding a pen, with a calculator, piggy bank and a stack of coins
retirement

How to Crunch the Numbers on When to Claim Social Security

What's the smartest way to claim benefits? Well, don't believe those who say you're stupid if you claim early or that age 70 is always the way to go. …
December 23, 2019
How to Cut Your Investment Fees in Half
Making Your Money Last

How to Cut Your Investment Fees in Half

A 1 percent fee may not sound like much at first, but don't let that fool you. It may be much more costly than you realize.
December 4, 2019
Don't Bet Your Retirement on Monte Carlo Models
Making Your Money Last

Don't Bet Your Retirement on Monte Carlo Models

They measure market risk but don’t eliminate it, and they don't consider all the twists and turns life can take. Instead, build a plan to create a sta…
November 15, 2019
How to Reduce Taxable RMDs and Improve Your Retirement Income Plan at the Same Time
retirement

How to Reduce Taxable RMDs and Improve Your Retirement Income Plan at the Same Time

Adding annuity payments to your IRA withdrawals could save on taxes and help ensure a stable cash flow throughout your retirement. With that in mind, …
November 4, 2019
What Happens to Your Retirement Plan Now That the Fed Lowered Interest Rates?
Making Your Money Last

What Happens to Your Retirement Plan Now That the Fed Lowered Interest Rates?

As you design your retirement income plan, you might think that the Fed's cut in interest rates will force you to switch gears. But remember: Whether …
August 9, 2019