How to Add Home Equity to Your Retirement Income Planning

Home equity is sometimes overlooked as a viable resource in retirement. You don’t have to sell your home to find income and liquidity.

A smiling older couple dance together in their kitchen.
(Image credit: Getty Images)

With more retirees than ever choosing to age in place, the idea of selling your home to downsize may no longer be part of your plans.

That’s smart, because you don’t have to sell the homestead to produce retirement income and help cover the costs associated with a critical health crisis, or just the effects of aging that require outside care.

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Jerry Golden, Investment Adviser Representative
President, Golden Retirement Advisors Inc.

Jerry Golden is the founder and CEO of Golden Retirement Advisors Inc. He specializes in helping consumers create retirement plans that provide income that cannot be outlived. Find out more at, where consumers can explore all types of income annuity options, anonymously and at no cost.