Where's My Stimulus Check? Use the IRS's "Get My Payment" Portal to Get an Answer

The IRS has a stimulus check portal that lets you track the status of your payment. You can also enter your bank account information to get your payment by direct deposit (but you need to act quickly).

Over 160 million stimulus check payments have already been delivered—mostly by direct deposit, but several million paper checks and debit cards have already been mailed, too. But if you're still waiting to get paid, the IRS has an online tool that lets you check the status of your stimulus check. It's called the "Get My Payment" portal, and you can find it on the IRS website at (To find out how much money you will get, use our Stimulus Check Calculator.)

What Does the Stimulus Check Portal Do?

The "Get My Payment" tool lets you:

  • Check the status of your stimulus payment;
  • Confirm your payment type (paper check or direct deposit);
  • Get a projected direct deposit or paper check delivery date (or find out if a payment hasn't been scheduled); and
  • Enter your bank account information for direct deposit if the IRS doesn't have your direct deposit information and they haven't sent your payment yet.

The portal is updated no more than once daily, typically overnight. As a result, there's no reason to check the portal more than once per day.

What Information Will You Need?

For starters, you'll be asked to provide a:

  • Social Security Number (SSN) or Individual Tax ID Number (ITIN);
  • Date of birth;
  • Street address; and
  • Five-digit ZIP or postal code.

If you file a joint tax return, either spouse can access the portal by providing their own information for the security questions used to verify a taxpayer's identity. Once verified, the same payment status will be shown for both spouses.

If you need to add bank account information to get your stimulus check directly deposited into your account, you will also need to provide:

  • Your adjusted gross income from the most recent tax return you filed (either your 2019 or 2018 return);
  • The refund or amount owed from your latest filed tax return;
  • The type of your bank account (e.g., savings or checking); and
  • Your bank account and routing numbers.

The "Get My Payment" portal cannot update bank account information after your stimulus check has been scheduled for delivery. To help protect against potential fraud, the tool also doesn't allow people to change bank account information already on file with the IRS. (The IRS urged people to go on the "Get My Payment" website by noon on May 13, 2020, to provide their bank account information.)

If you enter your bank information any day before noon on Tuesday, your payment date will be available in the portal beginning the following Saturday. If you enter the information after noon on a Tuesday, your payment date should be available beginning the Saturday after next.

For additional tips on entering data into the "Get My Payment" portal, see the IRS' FAQ page.

What Will the Status Report Look Like?

The "Get My Payment will display one of the following:

1. Payment Status. Either (A) a payment has been processed, a payment date is available, and payment is to be sent either by direct deposit or mail; or (B) you are eligible, but a payment has not been processed and a payment date is not available.

2. Need More Information. You are eligible for a payment, but the IRS doesn't have your direct deposit information. You will be given the opportunity to provide your bank information once you have properly verified your identity. Direct Deposit is the fastest way to get your payment.

3. Payment Status Not Available.The IRS can't determine your eligibility for a payment at that time. For example, if you didn't file either a 2018 or 2019 tax return, or you recently filed but the return hasn't been fully processed.

Can You Use the Portal if You Didn't File a Tax Return?

You can use the "Get My Payment" portal to track the status of your payment if you're not required to file a 2018 or 2019 federal income tax return, but you might first have to use the online "Non-Filers: Enter Payment Info Here" tool to supply the IRS with the information it needs to process your payment. You don't need to use the non-filers tool if you receive:

If, however, you receive any of these government benefits and have a dependent child 16 years old or younger, you could have used the non-filers tool to provide information about the child. If you acted before the deadline, you should get an additional $500-per-child added to your stimulus check. (For most Social Security and Railroad Retirement benefits, the deadline was April 22; for veterans and SSI benefits, it was May 5.)

For more information, see How to Get a Stimulus Check if You Don't File a Tax Return.

Most Popular

Is the Stock Market a House of Cards?

Is the Stock Market a House of Cards?

The stock market volatility we’ve been experiencing and the apparent disconnect with the broader economy have some investors wondering just that. But …
October 12, 2020
Stock Market Holidays in 2020

Stock Market Holidays in 2020

Is the stock market open today? Take a look at which days the NYSE, Nasdaq and bond markets take off in 2020.
October 12, 2020
7 Small-Cap Tech Stocks That Pack a Punch
tech stocks

7 Small-Cap Tech Stocks That Pack a Punch

Small-cap technology stocks might be a rollercoaster ride to hold, but their oversized upside potential makes them worth exploring.
October 16, 2020


What's the Standard Deduction for 2020 vs. 2021?
Tax Breaks

What's the Standard Deduction for 2020 vs. 2021?

Most Americans claim the standard deduction on their tax return instead of itemized deductions.
October 27, 2020
IRS Releases Income Tax Brackets for 2021
tax brackets

IRS Releases Income Tax Brackets for 2021

The tax rates didn't change, but the tax bracket income ranges for the 2021 tax year are adjusted to account for inflation.
October 27, 2020
What Are the Income Tax Brackets for 2020?
tax brackets

What Are the Income Tax Brackets for 2020?

Depending on your taxable income, you can end up in one of seven different federal income tax brackets – each with its own marginal tax rate.
October 27, 2020
States With Scary Death Taxes

States With Scary Death Taxes

Federal estate taxes are no longer a problem for all but the extremely wealthy, but several states have their own estates taxes and inheritances taxes…
October 19, 2020