New Jersey ANCHOR Benefit Letters Out Now: What to Know
Find out how much the ANCHOR benefit is worth — plus, apply for New Jersey property tax relief before it's too late.


It's time once again for many New Jersey residents to claim property tax relief. Thanks to the Affordable New Jersey Communities for Homeowners and Renters (ANCHOR) program, potentially millions of eligible taxpayers will receive billions in payments.
The state’s ANCHOR program is designed to provide property tax relief for renters and homeowners, with this year's application period starting in August.
But there may be a new way to apply for this year's ANCHOR benefits.
From just $107.88 $24.99 for Kiplinger Personal Finance
Be a smarter, better informed investor.

Sign up for Kiplinger’s Free Newsletters
Profit and prosper with the best of expert advice on investing, taxes, retirement, personal finance and more - straight to your e-mail.
Profit and prosper with the best of expert advice - straight to your e-mail.
We’ll cover the details surrounding the new ANCHOR application process and go over what you need to know about the property tax relief you could receive this year.
Related: New Jersey's "Senior Freeze" payments are on the way to mailboxes.
Key Points
- The New Jersey ANCHOR program is designed to provide property tax relief for eligible renters and homeowners.
- The PAS-1 application replaces the old application method for some applicants moving forward.
- ANCHOR benefit letters are already being issued for 2025.
FAQs
What is the NJ ANCHOR program?
The ANCHOR program is a tax rebate for New Jersey-eligible residents renting or owning homes. The bill was signed into law about three years ago. Since then, millions in the Garden State have been provided property tax relief.
Many taxpayers who applied for ANCHOR last filing season are automatically enrolled for this year’s filing season.
However, if you are 65 or older or on Social Security disability payments, you will need to complete a PAS-1 application. This is a "one-stop shop" to apply for ANCHOR and other property tax relief programs, NJ "Senior Freeze," and Stay NJ.
- Applicants will fill out a single “PAS-1” application for all property tax relief (ANCHOR, “Senior Freeze,” Stay NJ).
- Applications can be mailed in, OR
- Applicants can file online.
- The deadline to apply for PAS-1 is October 31, 2025.
But if you don't qualify for "Senior Freeze" or Stay NJ, the PAS-1 application may not be right for you. Eligible applicants under 65 or who are not receiving Social Security Disability benefits should receive a letter from the state’s Division of Taxation confirming their eligibility by the end of September 2025.
If you don't receive an ANCHOR benefit letter but believe you are eligible for the program, you may apply online here.
How much is the ANCHOR benefit in NJ?
This year’s ANCHOR payment is based on 2024 income limits. That means if you have been a New Jersey homeowner since 2024...
- With $150k in gross income or less, you will receive $1,500.
- With $150k to $250k in gross income, you will receive $1,000.
...and if you have been a renter in New Jersey since 2024, you will receive $450.
Any ANCHOR program residents aged 65 or older will receive a bonus of $250 in addition to the above applicable payment.
What are the NJ ANCHOR program eligibility requirements?
The deadline to apply for ANCHOR is October 31, 2025.
There are several eligibility requirements for the ANCHOR program, including:
- Being a New Jersey resident since October of last year.
- Your 2024 gross income was not more than $250k as a homeowner and $150k as a renter.
- You owned or rented your main home since Oct. 1, 2024, and property taxes were paid on the home, or your rental was subject to property taxes.
- If you are a renter, your name was on the lease, and you paid the rent.
Starting this year, eligible ANCHOR homeowners will no longer need an Identification Number and PIN to file for benefits. Instead, all applicants will use ID.me to verify their identity through the online application.
When can I expect my NJ ANCHOR rebate check?
Most will receive their payment about 90 days after application.
This year's payments are expected to go out as early as September 15, 2025. If you need to change your banking details or want to request a paper check, you will have to file a new application by this deadline in order to update that information.
How do I check the status of my NJ ANCHOR tax refund?
To check the status of your payment or for general New Jersey property tax relief questions, call 1-888-238-1233.
Last year, the state’s Division of Taxation hired more agents to assist callers with the hotline. There is also an automatic callback feature, allowing you to be placed in a queue rather than wait on hold.
You can also visit one of the state’s Regional Information Centers in person for more information.
More on New Jersey
Profit and prosper with the best of Kiplinger's advice on investing, taxes, retirement, personal finance and much more. Delivered daily. Enter your email in the box and click Sign Me Up.

Kate is a CPA with experience in audit and technology. As a Tax Writer at Kiplinger, Kate believes that tax and finance news should meet people where they are today, across cultural, educational, and disciplinary backgrounds.
-
4 Career Moves to Make Now if You're Worried About a Recession
Worried about a recession? These steps to protect your job prospects will help you professionally whether a downturn develops or not.
-
How StoryCorps Works and How You Can Tell Your Story
StoryCorps has recorded conversations between thousands of people, and anyone can participate. National facilitator Alan Jinich explains how to share your story.
-
New Trump Tax Bill: Five Changes Homeowners Need to Know Now
Tax Changes Trump’s new tax legislation is reshaping how tax breaks for homeowners work.
-
Ten Cheapest Places to Live in Tennessee
Property Tax Moving to Tennessee might be within your reach. Homeowners in these counties pay some of the lowest property tax bills in the state.
-
Stay NJ Could Give You $6,500: The Deadline You Can't Miss
Property Taxes New Jersey has a new property tax relief program for 2025. The application deadline is approaching fast.
-
The Fall Garden Tax? What to Plant and How to Prepare
Tax Tips Fall gardening could increase your taxes this season. Here’s what to know while planting in 2025.
-
Texas Sales Tax-Free Weekend 2025
Tax Holiday Here's what you needed to know about the Texas sales tax holiday.
-
Retirees Should Watch These Four Key Tax Changes in 2025
Tax Changes This year brings key tax changes that could affect your retirement taxes and income.
-
The Most Tax-Friendly State for Retirement in 2025: Here It Is
Retirement Tax How do you retire ‘tax-free’? This state doesn’t tax retirement income, has a low median property tax bill, and even offers savings on gas. Are you ready for a move?
-
Georgia Could Be Latest State to Eliminate Income Taxes
State Tax Eliminating the Georgia state income tax: Last-minute summer trend or permanent policy?