Stay NJ Could Give You $6,500: The Deadline You Can't Miss
New Jersey has a new property tax relief program for 2025. The application deadline is approaching fast.
What’s better than two property tax relief programs? Three. New Jersey residents have recently received their third through Stay NJ.
The new program is designed to assist eligible homeowners age 65 or older (or those with disabilities) with their property taxes. Payouts are expected to roll out as early as next year. The relief might just be in the nick of time.
A recent AARP report shows that 41% of New Jerseyans age 50 or older have considered leaving the state, with 83% of respondents stating they’d likely do so for lower state taxes and cost of living elsewhere.
From just $107.88 $24.99 for Kiplinger Personal Finance
Become a smarter, better informed investor. Subscribe from just $107.88 $24.99, plus get up to 4 Special Issues
Sign up for Kiplinger’s Free Newsletters
Profit and prosper with the best of expert advice on investing, taxes, retirement, personal finance and more - straight to your e-mail.
Profit and prosper with the best of expert advice - straight to your e-mail.
Stay NJ is supposed to encourage older homeowners to maintain roots in New Jersey. Will it motivate you to “stay?" Read on for eligibility requirements, the application process and how much you could receive if you don’t miss the deadline.
Key Points
- The New Jersey Stay NJ program is designed to provide property tax relief for eligible homeowners.
- You can apply for Stay NJ with the PAS-1 application (PDF).
- The application deadline for Stay NJ is in October 2025.
FAQs
Stay NJ program: Who is eligible for property tax relief in New Jersey?
New Jersey’s Stay NJ property tax relief program is intended to help eligible homeowners with their property tax bills.
Here are the eligibility requirements for residents to meet for Stay NJ:
- Homeowners must be at least age 65 (mobile homeowners and renters don't qualify).
- You must have lived and owned your home for 12 months of the tax year.
- Your income can’t be more than $500,000.
Suppose you made Payments-in-Lieu-of-Tax (PILOT) (PDF) (payments made when the property is partially or fully tax-exempt) to your municipality. Those would also count toward eligibility for the Stay NJ benefit.
How do you submit the Stay NJ application?
Eligible homeowners must fill out the PAS-1 application to receive a Stay NJ payout.
PAS-1 is the new streamlined process for applying to various New Jersey property tax relief programs (if you are 65 or older or on Social Security disability).
Here are the steps for applying to Stay NJ using the PAS-1 application:
- Go to the New Jersey State Division of Taxation website to fill out an application online.
- You’ll need to verify your identity using your driver’s license, state ID or passport.
- Have on hand your latest property tax bill or property information from the state Tax Assessor’s office.
- Have your gross income from your most recent state income tax return.
- If you prefer to complete the application process by mail, you can print a paper PAS-1 application (PDF) and mail it to the New Jersey Division of Taxation.
New Jersey residents who are eligible for PAS-1 might use the application for ANCHOR, “Senior Freeze,” and Stay NJ in 2025.
However, applicants under age 65 or those who aren’t receiving Social Security Disability benefits (PDF) can't use PAS-1 and are not eligible for Stay NJ.
How much is Stay NJ?
Stay NJ reimburses eligible applicants up to 50% on their property tax bills, with a maximum of $13,000. This means you could get a rebate worth up to $6,500 for your property taxes paid during the tax year.
However, there’s one important caveat to the Stay NJ amount:
- Stay NJ payouts are determined after calculating ANCHOR and “Senior Freeze” benefits.
- This means the amount you could receive is the net of any relief you already gained from other New Jersey property tax programs.
When will I get my Stay NJ payment?
Stay NJ checks are expected to go out in early 2026. This is typically after the “Senior Freeze” and ANCHOR program payments have been sent.
To check the status of your Stay NJ payment or for general New Jersey property tax relief questions, call 1-888-238-1233. You can also visit one of the state’s Regional Information Centers in person for more information.
More on New Jersey
Profit and prosper with the best of Kiplinger's advice on investing, taxes, retirement, personal finance and much more. Delivered daily. Enter your email in the box and click Sign Me Up.

Kate is a CPA with experience in audit and technology. As a Tax Writer at Kiplinger, Kate believes that tax and finance news should meet people where they are today, across cultural, educational, and disciplinary backgrounds.
-
The Met Opera May Sell Its Iconic Paintings. Is it a Good Investment?Buying the Marc Chagall murals would come with a big stipulation attached.
-
Do You Really Need All Those Phone Plan Perks?Unlimited data plans now come bundled with streaming, travel perks and device deals — but many people pay for extras they rarely use.
-
The New Average Divorce Rate By Age: Are You in the Risk Zone?While the overall divorce rate has seen a small but steady decline, gray divorces have been on the rise since the 1990s.
-
Oregon Tax Kicker in 2026: What's Your Refund?State Tax The Oregon kicker for 2025 state income taxes is coming. Here's how to calculate your credit and the eligibility rules.
-
Will IRS Budget Cuts Disrupt Tax Season? What You Need to KnowTaxes The 2026 tax season could be an unprecedented one for the IRS. Here’s how you can be proactive to keep up with the status of your return.
-
3 Retirement Changes to Watch in 2026: Tax EditionRetirement Taxes Between the Social Security "senior bonus" phaseout and changes to Roth tax rules, your 2026 retirement plan may need an update. Here's what to know.
-
Tax Season 2026 Is Here: 8 New Tax Changes to Know Before You FileTax Season Due to several major tax rule changes, your 2025 return might feel unfamiliar even if your income looks the same.
-
Do You Pay Property Taxes in Tennessee? What You Need to Know in 2026Property Taxes State lawmakers are moving to ban state property taxes, but can they stop the local rate spike? Here's how 2026 could lower your Tennessee property tax bill.
-
12 Tax Strategies Every Self-Employed Worker Needs in 2026Your Business Navigating the seas of self-employment can be rough. We've got answers to common questions so you can have smoother sailing.
-
A Free Tax Filing Option Has Disappeared for 2026: Here's What That Means for YouTax Filing Tax season officially opens on January 26. But you'll have one less way to submit your tax return for free. Here's what you need to know.
-
Georgia Tax Rebate And Income Elimination? What 2026 Could Mean For YouState Tax We break down how lawmakers aim to axe the state income tax and how much you could get in a Georgia tax refund in 2026.