Track Your Stimulus Check with the "Get My Payment" Tool

Tax Tips

Where's My Stimulus Check? Use the IRS's "Get My Payment" Portal to Get an Answer

The IRS has a stimulus check portal that lets you track the status of your payment. You can also enter your bank account information to get your payment by direct deposit (but you need to act quickly).

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(NOTE: The IRS is urging people who are currently scheduled to receive a paper stimulus check to go on the "Get My Payment" website by noon on May 13, 2020, and provide their bank account information. That will enable the IRS to directly deposit your payment into your bank account. For more information, see Deadline Alert: Use the "Get My Payment" Portal NOW to Get Your Stimulus Check Faster.)

Well over 100 million stimulus check payments have already been delivered—mostly by direct deposit, but several million paper checks have already been mailed, too. But if you're still waiting to get paid, the IRS has an online tool that lets you check the status of your stimulus check. It's called the "Get My Payment" portal, and you can find it on the IRS website at irs.gov/coronavirus/get-my-payment. (To find out how much money you will get, use our Stimulus Check Calculator.)

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SEE ALSO: Your 2020 Stimulus Check: How Much? When? And Other Questions Answered

What Does the Stimulus Check Portal Do?

The "Get My Payment" tool lets you:

  • Check the status of your stimulus payment;
  • Confirm your payment type (paper check or direct deposit);
  • Get a projected direct deposit or paper check delivery date (or find out if a payment hasn't been scheduled); and
  • Enter your bank account information for direct deposit if the IRS doesn't have your direct deposit information and they haven't sent your payment yet.

The portal is updated no more than once daily, typically overnight. As a result, there's no reason to check the portal more than once per day.

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What Information Will You Need?

For starters, you'll be asked to provide a:

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  • Social Security Number (SSN) or Individual Tax ID Number (ITIN);
  • Date of birth;
  • Street address; and
  • Five-digit ZIP or postal code.

SEE ALSO: Are We Going to Get a Second Round of Stimulus Checks for $2,000 Each Month?

If you file a joint tax return, either spouse can access the portal by providing their own information for the security questions used to verify a taxpayer's identity. Once verified, the same payment status will be shown for both spouses.

If you need to add bank account information to get your stimulus check directly deposited into your account, you will also need to provide:

  • Your adjusted gross income from the most recent tax return you filed (either your 2019 or 2018 return);
  • The refund or amount owed from your latest filed tax return;
  • The type of your bank account (e.g., savings or checking); and
  • Your bank account and routing numbers.

The "Get My Payment" portal cannot update bank account information after your stimulus check has been scheduled for delivery. To help protect against potential fraud, the tool also doesn't allow people to change bank account information already on file with the IRS.

SEE ALSO: Who's Not Getting a Stimulus Check

If you enter your bank information any day before noon on Tuesday, your payment date will be available in the portal beginning the following Saturday. If you enter the information after noon on a Tuesday, your payment date should be available beginning the Saturday after next.

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For additional tips on entering data into the "Get My Payment" portal, see the IRS' FAQ page.

What Will the Status Report Look Like?

The "Get My Payment will display one of the following:

1. Payment Status. Either (A) a payment has been processed, a payment date is available, and payment is to be sent either by direct deposit or mail; or (B) you are eligible, but a payment has not been processed and a payment date is not available.

2. Need More Information. You are eligible for a payment, but the IRS doesn't have your direct deposit information. You will be given the opportunity to provide your bank information once you have properly verified your identity. Direct Deposit is the fastest way to get your payment.

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3. Payment Status Not Available.The IRS can't determine your eligibility for a payment at that time. For example, if you didn't file either a 2018 or 2019 tax return, or you recently filed but the return hasn't been fully processed.

Can You Use the Portal if You Didn't File a Tax Return?

You can use the "Get My Payment" portal to track the status of your payment if you're not required to file a 2018 or 2019 federal income tax return, but you might first have to use the online "Non-Filers: Enter Payment Info Here" tool to supply the IRS with the information it needs to process your payment. You don't need to use the non-filers tool if you receive:

If, however, you receive any of these government benefits and have a dependent child 16 years old or younger, you can use the non-filers tool to provide information about the child. If you act before the deadline, you can get an additional $500-per-child added to your stimulus check. (For most Social Security and Railroad Retirement benefits, the deadline is April 22; for veterans and SSI benefits, it's May 5.)

For more information, see How to Get a Stimulus Check if You Don't File a Tax Return.

SEE ALSO: How to Invest Your Stimulus Check