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Investing
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Is Your Retirement Plan Built for 2026 — or Stuck in 2006?
It's time to move away from the 4% rule and the 60/40 portfolio to an adaptable, tax-diversified strategy focused on reliable income and longevity.
By Christopher C. Giambrone, CFP®, AIF® -
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Filed for Social Security Too Soon? 2 Ways to Get a Do-Over
If you've claimed Social Security too soon, two SSA rules allow a do-over. But be warned: Using them clumsily can lead to surprise repayments or lost benefits.
By Martha Shedden, CRPC®, RSSA® -

Have You Aligned Your Tax Strategy With These OBBBA Changes?
Individuals and businesses should work closely with their financial advisers to refine tax strategies this season in light of these five OBBBA changes.
By John Bute, CPA -

What to Look Out for in Economic Data This Week
The first week of February features several key economic reports on the state of the labor market, including the January jobs report.
By Karee Venema -

Stocks Close Down as Gold, Silver Spiral: Stock Market Today
A "long-overdue correction" temporarily halted a massive rally in gold and silver, while the Dow took a hit from negative reactions to blue-chip earnings.
By Karee Venema -

The Smart Way to Retire: 13 Habits to Steal From the Wealthy
Check out these practical strategies that anyone can adopt, not just the rich, and get closer to achieving your retirement dreams.
By Kathryn Pomroy -

5 Undervalued Stocks to Buy Now
There are plenty of high-quality undervalued stocks to buy right now, you just need to know where to look. Here, we highlight five of our top picks.
By Kyle Woodley
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Retirement
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5 Best Splurge Cruises for Retirees in 2026
Embrace smaller, luxury ships for exceptional service, dining and amenities. You'll be glad you left the teeming hordes behind.
By Drew Limsky -
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5 Bob Dylan Quotes Every Retiree Should Live By
This legendary songwriter’s lyrics provide the perfect roadmap for finding passion and purpose in retirement.
By Donna Fuscaldo -

Is Your Retirement Plan Built for 2026 — or Stuck in 2006?
It's time to move away from the 4% rule and the 60/40 portfolio to an adaptable, tax-diversified strategy focused on reliable income and longevity.
By Christopher C. Giambrone, CFP®, AIF® -

Filed for Social Security Too Soon? 2 Ways to Get a Do-Over
If you've claimed Social Security too soon, two SSA rules allow a do-over. But be warned: Using them clumsily can lead to surprise repayments or lost benefits.
By Martha Shedden, CRPC®, RSSA® -

Inherited an IRA? Avoid These Expensive Mistakes
Don't get hit with a big tax bill thanks to an inherited IRA. Learn the rules and save.
By Donna Fuscaldo -

The Smart Way to Retire: 13 Habits to Steal From the Wealthy
Check out these practical strategies that anyone can adopt, not just the rich, and get closer to achieving your retirement dreams.
By Kathryn Pomroy -

10 Best Free (or Cheap) Online Classes for Seniors and Retirees
Boost your skills with these free or nearly-free online classes — perfect for knowledge-seeking retirees
By Kathryn Pomroy
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Meet Kiplinger's experts
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Alexandra Svokos
Digital Managing Editor
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Karee Venema
Senior Investing Editor
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Kelley R. Taylor
Senior Tax Editor
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Alexandra Twin
Senior Retirement Editor
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David Dittman
Investing Editor
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Ellen Kennedy
Retirement Editor
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Carla Ayers
Personal Finance Editor
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Donna LeValley
Retirement Writer
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Kate Schubel
Tax Writer
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Sean Jackson
Personal Finance Writer
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Donna Fuscaldo
Retirement Writer
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Rachael Green
Personal Finance Writer
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Ben Demers
Audience Engagement Manager
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Dan Burrows
Senior Investing Writer
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Taxes
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Have You Aligned Your Tax Strategy With These OBBBA Changes?
Individuals and businesses should work closely with their financial advisers to refine tax strategies this season in light of these five OBBBA changes.
By John Bute, CPA -
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Ask the EditorAsk the Tax Editor: Taxation of Social Security Benefits
In this week's Ask the Editor Q&A, Joy Taylor answers questions on the taxation of Social Security benefits
By Joy Taylor -
Tax TipsDon't Overpay the IRS: 6 Tax Mistakes That Could Be Raising Your Bill
Is your income tax bill bigger than expected? Here's how you should prepare for next year.
By Kate Schubel -
State Tax9 States Without Income Tax in 2026
Your hard-earned money is safe from state income tax if you live in one of these states but watch out for other state and local taxes.
By Gabriella Cruz-Martínez
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Personal Finance
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Why Your Home Insurance Might Not Protect You If Someone Else Lives There
Letting a relative stay in a second home or inherited property can quietly change your insurance coverage and leave you exposed to costly liability claims.
By Paige Cerulli -

Who Counts as Family on a Mobile Phone Plan?
Family phone plans aren’t just for parents and kids anymore. Here’s who can share a plan, how much you can save and what to watch out for before you bundle.
By Paige Cerulli -

My First $1 Million: Retired Aerospace Manager, 58, Denver
"Making $1 million was never a goal, but maybe it should have been. I simply wanted to be debt-free and never worry about money."
By Joyce Lamb -

5 Best Splurge Cruises for Retirees in 2026
Embrace smaller, luxury ships for exceptional service, dining and amenities. You'll be glad you left the teeming hordes behind.
By Drew Limsky -

Have You Aligned Your Tax Strategy With These OBBBA Changes?
Individuals and businesses should work closely with their financial advisers to refine tax strategies this season in light of these five OBBBA changes.
By John Bute, CPA -

Pay-As-You-Go vs. Monthly Plans: Which Saves More for Light Phone Users?
Light phone users may be paying for data they never use. Here's how pay-as-you-go and low-cost monthly plans really compare.
By Choncé Maddox
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Real Estate
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Have You Aligned Your Tax Strategy With These OBBBA Changes?
Individuals and businesses should work closely with their financial advisers to refine tax strategies this season in light of these five OBBBA changes.
By John Bute, CPA -
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Upsizing in Retirement: Why You Should (and Shouldn't) Do It
Upsizing, or buying a bigger home, can make your retirement feel more luxurious. There's room for grandkids and projects, but run the numbers carefully.
By Maurie Backman -

Find the Best 30-Year Mortgage Rates
Here are some of the best 30-year mortgage rates today as they've started slowly going down.
By Carla Ayers -
ToolsFind Your Monthly Payment With This Mortgage Calculator
With our mortgage calculator, you can easily determine your monthly mortgage payment.
By Carla Ayers
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Travel
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5 Best Splurge Cruises for Retirees in 2026
Embrace smaller, luxury ships for exceptional service, dining and amenities. You'll be glad you left the teeming hordes behind.
By Drew Limsky -
credit cardsThe Best Travel Rewards Credit Cards for You
Pack your bags and earn rewards for traveling. We chose the best cards for airline, hotel and other perks to help you save money.
By Sean Jackson -

Credit Cards With No Foreign Transaction Fees
Enjoy traveling abroad? Find a credit card with no foreign transaction fees or your spending could add up to a big chunk of change.
By Sean Jackson -

Best Airline Credit Card Bonuses That Come with Free Companion Tickets
We’ve rounded up the two best airline credit card bonuses worth up to $720 to help you rack up miles, earn a companion pass and pay for your next big vacation.
By Sean Jackson -
Travel SmartWhy You Should Book a Winter Vacation
In the early months of the year, travel demand dips — and so do prices.
By Emma Patch -

My wife says our $4.3 million savings are 'our grandkids' inheritance.'
I want to travel while we are still healthy, but my wife wants to pass down our wealth. Who is right?
By Maurie Backman
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Economic Forecasts
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The Kiplinger LetterThe U.S. Economy Will Gain Steam This Year
The Letter editors review the projected pace of the economy for 2026. Bigger tax refunds and resilient consumers will keep the economy humming in 2026.
By David Payne -
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ForecastsKiplinger Interest Rates Outlook: Fed Pauses Rates Cuts
The Fed suggests that it is not likely to cut rates further unless the jobs market weakens more.
By David Payne -
The Kiplinger LetterTrump Reshapes Foreign Policy
The President starts the new year by putting allies and adversaries on notice.
By Matthew Housiaux -
The Kiplinger LetterCongress is Set for a Busy Winter
The Letter editors review the bills Congress will decide on this year. The government funding bill is paramount, but other issues vie for lawmakers’ attention.
By Sean Lengell -
Economic ForecastsKiplinger Inflation Outlook: Inflation Looks to Stay Moderate for a While
Twelve-month inflation rates will decline in the next few months, but some of this decline will be illusory.
By David Payne -
Economic ForecastsKiplinger Jobs Outlook: Hiring Continuing at Reduced Levels
Kiplinger's monthly jobs round-up covers the latest changes in the labor market, from job gains to wage fluctuations.
By David Payne -
The Kiplinger LetterThe Kiplinger Letter's 10 Forecasts for 2026
Here are some of the biggest events and trends in economics, politics and tech that will shape the new year.
By Letter Editors
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More from Kiplinger
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5 Best Splurge Cruises for Retirees in 2026
Embrace smaller, luxury ships for exceptional service, dining and amenities. You'll be glad you left the teeming hordes behind.
By Drew Limsky
-

Have You Aligned Your Tax Strategy With These OBBBA Changes?
Individuals and businesses should work closely with their financial advisers to refine tax strategies this season in light of these five OBBBA changes.
By John Bute, CPA
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Trump Nominates Kevin Warsh to Fed Chair. How Will This Impact Savers?
Here's a look at how Warsh could influence future Fed policy if he's confirmed.
By Sean Jackson
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Why You Should Book a Winter Vacation
Travel Smart In the early months of the year, travel demand dips — and so do prices.
By Emma Patch
Travel Smart -

My wife says our $4.3 million savings are 'our grandkids' inheritance.'
I want to travel while we are still healthy, but my wife wants to pass down our wealth. Who is right?
By Maurie Backman
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Will IRS Budget Cuts Disrupt Tax Season? What You Need to Know
Taxes The 2026 tax season could be an unprecedented one for the IRS. Here’s how you can be proactive to keep up with the status of your return.
By Roxanne Bland
Taxes



