Retirement
News, insights and expert analysis on retirement from the team at Kiplinger.
Explore Retirement
Latest
-
Should I borrow from my $1.5 million 401(k) for home improvement?
We asked a wealth planner if borrowing from a 401(k) will throw a retirement plan off course. The answer may surprise you.
By Donna Fuscaldo
-
Don't Let Low Tax Rates Lull You Into the Torpedo Zone
The Social Security provisional income threshold can create a "tax torpedo" for disciplined savers, raising your effective marginal tax rate to 40.7% or more.
By Ray R. Harris, MBA, RSSA®
-
Income and Life Expectancy Not Adding Up? Consider An Annuity
Increasing longevity means you could outlive the money you've saved for retirement. Social Security may not bridge the gap, but an income annuity could help.
By Ken Nuss
-
The Surprising Monthly ‘Raise’ You Can Give Yourself Without Working Longer
social security You don't need to wait an entire year beyond your full retirement age to earn delayed retirement credits.
By Donna LeValley
social security -
The IRMAA Income Trap Quiz: What Really Counts?
From municipal bonds to Roth conversions — take our quiz to find out if you know which income streams push you into higher Medicare brackets.
By Donna LeValley
-
April Social Security Payment Schedule: When Is Your Check Arriving?
The date your April Social Security benefit arrives depends on the day of the month you were born.
By Kathryn Pomroy
-
Best States for Trusts: How to Choose a 'Trust-Worthy' One
To minimize taxes, protect assets and give you and your beneficiaries greater control, eight states stand above the rest when it comes to trust laws.
By Martin Baker, CFP®, CEPA®
-
Why Turning 60 is a Good Time to Start a New Career
Why going back to work after 60 is as much mental as it is practical, and often exactly what you need most.
By Kathryn Pomroy
-
We are 63 with $5.7 million. My wife wants long-term care insurance.
Even with our solid nest egg, it's not clear if we should self-insure or buy long-term care insurance.
By Maurie Backman
