Kiplinger's Personal Finance

May 2010

May issue of KPFM

Cover Story

Financial Fixes in 15 Minutes (or Less)

You’ll be surprised how much you can accomplish in so little time.

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Table of Contents

AHEAD

From The Editor

There’s no such thing as a free lunch – or a risk-free investment.

The Illusion of Guaranteed Gains

A new breed of funds promises more than we think they'll deliver.

There's Gold in the Fine Print

Mine reports to uncover inside details and company hyperbole.

Money & Ethics

We’re leaving our children a shameful legacy, by Knight Kiplinger

As Seen on TV: Home Work Flunks

It’s tough to get rich toiling at your kitchen table.

Little Banks, Better Deals

Stay close to home for lower fees, higher yields and easier loans.

Patients Pay Extra for Premium Care

Some cash upfront can get you to the head of the line.

Opening Shot

Everyone needs bonds, by James K. Glassman

Your Mind and Your Money

Don’t fall for the halo, by Robert Frick

INVESTING

The Kiplinger 25: Our 25 Favorite No-Load Funds

What a difference a year makes. But if recent experience has you craving diversification, we couldn't agree more. We've tweaked our list to include two new funds that should zig when other funds zag.

The Hunt for Dividends

We found 15 companies that are committed to sharing the wealth with stockholders.

Promised Land

A blog worth reading, by Andrew Feinberg

Big Pharma at a Discount

The prognosis for these five drug makers is promising.

Load Funds Without the Load?

A new site attempts to charge a modest annual fee to give investors a new world of choices.

Core Values Reward Investors

A Wall Street aristocrat delivers steady results by investing in firms with loyal customers.

Mutual Funds

Get in while you can, by Russel Kinnel

MONEY

Financial Fixes in 15 Minutes (or Less)

You’ll be surprised how much you can accomplish in so little time.

Lock In Your Retirement Income

Three strategies that use annuities to guarantee monthly paychecks for life.

Cracking the Financial Aid Code

We watched one college hand out money — and discovered why some families get a larger share.

The Case for Travel Insurance

You might want to pack a policy for your big-ticket vacation.

CD Penalties Are Not Created Equal

No one expects to withdraw funds early, but emergencies occur.

Ask Kim

Kimberly Lankford suggests ways to make good use of a tax refund.

401(k) Tuneup

Try these tactics to maximize your savings.

LIVING

Now’s the Time to Buy a Home

Prices are near bottom, rates are cheap and there are plenty of houses to choose from.

Shop Smart for Your Next Home

Start your search by looking at homes at the bottom of your price range, giving you room to make a higher offer.

Home Buying for Beginners

With the tax-credit deadline looming, our reporter decides whether to jump in now or bide his time.

How to Clinch the Deal on a New Home

Before you make an offer, know how motivated the sellers are.

Nab a Deal on a Big-Screen TV

The old sets aren’t much different than the new ones — and they’re cheaper.

Drive Time

In search of the real dealer cost, by Jessica Anderson

The Lowdown

What you need to know about moving.

My Story: It’s a Money-Smart World After All

Disney Imagineer Joe Tankersley helped design Epcot Center's The Great Piggy Bank Adventure, a game that aims to make personal finance fun.