Last-minute Gifts That Save Money All Year

Supply chain issues may not have motivated you to buy early and now you’re panicked. No need to worry; we’ve got you covered.

Smiling woman carrying very large present
(Image credit: Getty Images)

Sure, you’ve heard the warnings about shopping early because of supply chain issues this year, but chances are there are still some folks on your gift list who you haven’t yet figured out what to get. Have no fear. Even in the 11th hour of the holiday season, you can pull a great idea out of your Santa hat. Plus, you can give the gift of purchasing power in a way that’s more fun, thoughtful (and prudent) than a stocking full of cash.

Most of the items on our annual list of personal gifts will save the recipients money in the long run—either by eliminating some of their recurring expenses or boosting their earning power. Your friends and family will be sure to remember your generosity all year long as the savings keep rolling in.

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Stacy Rapacon
Online Editor,

Rapacon joined Kiplinger in October 2007 as a reporter with Kiplinger's Personal Finance magazine and became an online editor for in June 2010. She previously served as editor of the "Starting Out" column, focusing on personal finance advice for people in their twenties and thirties.

Before joining Kiplinger, Rapacon worked as a senior research associate at b2b publishing house Judy Diamond Associates. She holds a B.A. degree in English from the George Washington University.