Are You a Money Dummy? Here’s How to Fix That

Lots of us didn’t learn about finances in school (or at home). No worries. To get ahead, you just need to dive right in and get started.

A man scratches his head, looking unsure.
(Image credit: Getty Images)

Financial freedom is a goal many Americans spend decades working to achieve. Being liberated from debt while sustaining the lifestyle you crave can be an amazing feeling, however, getting there isn’t easy.

Finances can be confusing, and unfortunately, a majority of us weren’t properly taught about them in school. According to a recent survey from Experian, 3 in 5 adults feel their limited understanding of credit and personal finance has led them to make financial mistakes, setting them back $1,000 or more. To avoid making these costly mistakes, you must become financially educated.

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This article was written by and presents the views of our contributing adviser, not the Kiplinger editorial staff. You can check adviser records with the SEC or with FINRA.

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Mindy J. Oglesby, CFP®, NSSA®, IRMAACP
Principal, Oglesby Wealth Strategies LLC

For over 20 years, Mindy Oglesby has been a stalwart in the realm of finance, illuminating the paths of countless individuals and families through the complexities of personal wealth management. With an unwavering dedication to excellence and a fervent commitment to client prosperity, Mindy has become a trusted beacon in the financial planning landscape. Mindy specializes in retirement planning, investment management, tax optimization and estate planning. With a keen interest in sustainable investing and philanthropic strategies, she helps clients align their financial goals with their values, creating a legacy that extends beyond wealth accumulation.