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Pat Mertz Esswein

Associate Editor
Kiplinger's Personal Finance

Esswein joined Kiplinger in May 1984 as director of special publications and managing editor of Kiplinger Books. In 2004, she began covering real estate for Kiplinger's Personal Finance. She writes about the housing market, buying and selling a home, getting a mortgage, and home improvement. Prior to joining Kiplinger, Esswein wrote and edited for Empire Sports, a monthly magazine covering sports and recreation in upstate New York. She holds a BA degree from Gustavus Adolphus College, in St. Peter, Minn., and an MA in magazine journalism from the S.I. Newhouse School at Syracuse University.

Latest Features

Family Finances
October 2018

Operation Turbo Says Thanks to Service Members

These care packages let deployed service members know they are appreciated.

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SLIDE SHOW
November 2018

Best Phone Plans for Every Type of User, 2018

When choosing a phone plan, talk and text are the least of your concern; your cost will largely depend on how many users (lines) you choose and how much data you expect to use. If you’re switching ...

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Smart Buying
November 2018

Best Money Software and Web Sites

Here's how to save more the next time you shop for household goods, buy auto insurance, purchase prescription drugs plus more.

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Careers
October 2018

Wages Are Finally Set to Rise in 2019

If you’re not switching jobs, smart negotiating could help you get ahead of the trend.

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SLIDE SHOW
October 2018

Retirement Tips for Snowbirds

Pat and Pete Engel of Glendale, N.Y., are seasoned snowbirds, having spent every winter since 1995 in Florida. “After two bad blizzards within two years, I realized I never wanted to see another snowflake ...

See More From: Making Your Money Last

Saving Money
October 2018

Savings Strategies for Snowbirds

If you’re planning to head south to escape winter, proper preparation will avoid a lot of woe.

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Financial Planning
August 2018

Small-Business Success Story: No-Strings Financial Advice

This financial planner charges by the hour and gives investors tools to better manage their money.

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Smart Buying
August 2018

Need New Contact Lenses? Warehouse Clubs Offer Better Deals

You'll find deeper discounts at Costco and Sam's Club compared to traditional eyewear retailers and drugstore pharmacies.

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SLIDE SHOW
August 2018

10 Small Home Projects That Pay Off Big

The home-improvement boom shows no signs of slowing. Half of homeowners recently polled by Houzz.com, a design and remodeling site, say they plan to start or continue renovations at a median cost of $10,000. ...

See More From: Home Remodeling & Maintenance

Family Finances
August 2018

Funding the Fight Against Alzheimer’s

Jennifer DiVittorio donated $300,000 in her parents’ names for research into neurological diseases.

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Saving for Retirement
July 2018

Lancaster City, Pa.: A Great Place to Retire for Your Health

Lancaster offers bucolic charm, urban amenities, and health centers affiliated with the state’s biggest universities. Plus, Pennsylvania takes it very easy on retirees’ income.

See More From: Saving for Retirement

Saving for Retirement
July 2018

Richland, Wash.: A Great Place to Retire for Your Health

This Washington city has sunny weather that makes for good wine, along with access to three large hospital systems.

See More From: Saving for Retirement

Kip Tips
July 2018

Best Bets for Grocery Deliveries

We've picked the best deals for home delivery of groceries given three scenarios.

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Kip Tips
July 2018

Get the Best Price on the Instant Pot

This pressure cooker has an online fan club and claims to cook food 70% faster than other methods.

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Kip Tips
July 2018

Deals on Used (and Verified) Luxury Goods

Fill your wardrobe with luxury clothes without emptying your wallet.

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Home Insurance
June 2018

Why You Need an Umbrella Insurance Policy

If you're hit with a lawsuit, your auto or homeowners insurance may not fully cover you.

See More From: Home Insurance

Small Business
June 2018

Small-Business Success Story: Bryson City Bicycles

Opening a bike shop let this couple turn their passion into a new career.

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