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Pat Mertz Esswein

Associate Editor
Kiplinger's Personal Finance

Esswein joined Kiplinger in May 1984 as director of special publications and managing editor of Kiplinger Books. In 2004, she began covering real estate for Kiplinger's Personal Finance. She writes about the housing market, buying and selling a home, getting a mortgage, and home improvement. Prior to joining Kiplinger, Esswein wrote and edited for Empire Sports, a monthly magazine covering sports and recreation in upstate New York. She holds a BA degree from Gustavus Adolphus College, in St. Peter, Minn., and an MA in magazine journalism from the S.I. Newhouse School at Syracuse University.

Latest Features

Home Remodeling & Maintenance
May 2018

How to Disaster-Proof Your Home

Natural disasters are going to happen. Take steps to prepare—and see if you can get help with the costs.

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Small Business
May 2018

Small Business Success Story: Juppy Baby Walker

With the Juppy, adults don't have to strain their back to walk with young kids.

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Buying & Selling a Home
May 2018

How to Cut Moving Costs

The new tax law could make relocating more expensive.

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QUIZ
December 2016

How Smart a Home BUYER Are You?

The more you know about the home-buying process, the more money, time and hassle you'll save -- no matter what the current real estate market is doing.

Here are 10 questions to see how pr...

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Loans
April 2018

How to Sidestep Rising Rates on Your Home-Equity Loan

You may be able to rein in your loan payments before they go up.

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Travel
April 2018

What You Must Know About Flying With Your Pet

If you want Fluffy to come with you, get your paperwork ready — and prepare to pay.

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Smart Buying
April 2018

Trim the Cost of Pet Care

Your furry friends can run up a big tab over their lifetime, but we'll show you how to keep expenses in check.

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SLIDE SHOW
March 2018

12 Things Home Buyers Will Hate About Your House

As a home seller, you don't want to let the small stuff sabotage your sale. These 12 problems are among the biggest buyer turn-offs, according to industry studies and interviews with real estate agents ...

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Small Business
March 2018

Small-Business Success Story: Greenway Farms of Georgia

A former sheriff and assistant D.A. go back to their roots, raising livestock on 132 acres.

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Buying & Selling a Home
March 2018

Where Home Prices Are Headed in 2018

A tap on the brakes from the new tax law may be just what the market needs.

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Buying & Selling a Home
February 2018

Why Homeowners Are Richer Than Renters

The reason: You can't help but build savings as you pay down a mortgage.

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Buying & Selling a Home
December 2017

How to Shop for a Continuing Care Retirement Community

A continuing care retirement community will handle all your needs for the rest of your life -- at a hefty price. Here's how to shop for one.

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Small Business
December 2017

Small-Business Success Story: Cops & Doughnuts

Nine policemen buy a doughnut shop and help revive their hometown's main street.

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Small Business
November 2017

Small-Business Success Story: The BattleAxe

This retired Navy pilot teaches her civilian clients how to take command.

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Home Remodeling & Maintenance
September 2017

How to Remodel Your Home

Transform your home the way you want, on time and on budget.

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Mortgages & Refinancing
August 2017

Reverse Mortgages That Work

A path to provide retirees with financial flexibility and security.

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Buying & Selling a Home
July 2017

How Home Buyers Can Overcome Tough Competition

To win in a hot market, take advantage of tech to find homes as soon as they are listed.

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