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Pat Mertz Esswein

Associate Editor
Kiplinger's Personal Finance

Esswein joined Kiplinger in May 1984 as director of special publications and managing editor of Kiplinger Books. In 2004, she began covering real estate for Kiplinger's Personal Finance. She writes about the housing market, buying and selling a home, getting a mortgage, and home improvement. Prior to joining Kiplinger, Esswein wrote and edited for Empire Sports, a monthly magazine covering sports and recreation in upstate New York. She holds a BA degree from Gustavus Adolphus College, in St. Peter, Minn., and an MA in magazine journalism from the S.I. Newhouse School at Syracuse University.

Latest Features

Saving for Retirement
July 2018

Lancaster City, Pa.: A Great Place to Retire for Your Health

Lancaster offers bucolic charm, urban amenities, and health centers affiliated with the state’s biggest universities. Plus, Pennsylvania takes it very easy on retirees’ income.

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Saving for Retirement
July 2018

Richland, Wash.: A Great Place to Retire for Your Health

This Washington city has sunny weather that makes for good wine, along with access to three large hospital systems.

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Kip Tips
July 2018

Best Bets for Grocery Deliveries

We've picked the best deals for home delivery of groceries given three scenarios.

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Kip Tips
July 2018

Get the Best Price on the Instant Pot

This pressure cooker has an online fan club and claims to cook food 70% faster than other methods.

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Kip Tips
July 2018

Deals on Used (and Verified) Luxury Goods

Fill your wardrobe with luxury clothes without emptying your wallet.

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Home Insurance
June 2018

Why You Need an Umbrella Insurance Policy

If you're hit with a lawsuit, your auto or homeowners insurance may not fully cover you.

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Small Business
June 2018

Small-Business Success Story: Bryson City Bicycles

Opening a bike shop let this couple turn their passion into a new career.

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SLIDE SHOW
May 2018

How to Protect Your Home from Hurricanes

Hurricane season begins June 1, and scientists at Colorado State University expect 2018 to be another big year, forecasting seven hurricanes—three of them major. (In 2017, there were six major hurricanes, ...

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Buying & Selling a Home
May 2018

4 Things Home Buyers Will Hate About Your House

Know what could kill a sale before it does.

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Home Remodeling & Maintenance
May 2018

How to Disaster-Proof Your Home

Natural disasters are going to happen. Take steps to prepare—and see if you can get help with the costs.

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Small Business
May 2018

Small Business Success Story: Juppy Baby Walker

With the Juppy, adults don't have to strain their back to walk with young kids.

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Buying & Selling a Home
May 2018

How to Cut Moving Costs

The new tax law could make relocating more expensive.

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QUIZ
December 2016

How Smart a Home BUYER Are You?

The more you know about the home-buying process, the more money, time and hassle you'll save -- no matter what the current real estate market is doing.

Here are 10 questions to see how pr...

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Loans
April 2018

How to Sidestep Rising Rates on Your Home-Equity Loan

You may be able to rein in your loan payments before they go up.

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Travel
April 2018

What You Must Know About Flying With Your Pet

If you want Fluffy to come with you, get your paperwork ready — and prepare to pay.

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Smart Buying
April 2018

Trim the Cost of Pet Care

Your furry friends can run up a big tab over their lifetime, but we'll show you how to keep expenses in check.

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SLIDE SHOW
March 2018

12 Things Home Buyers Will Hate About Your House

As a home seller, you don't want to let the small stuff sabotage your sale. These 12 problems are among the biggest buyer turn-offs, according to industry studies and interviews with real estate agents ...

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