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Pat Mertz Esswein

Associate Editor
Kiplinger's Personal Finance

Esswein joined Kiplinger in May 1984 as director of special publications and managing editor of Kiplinger Books. In 2004, she began covering real estate for Kiplinger's Personal Finance. She writes about the housing market, buying and selling a home, getting a mortgage, and home improvement. Prior to joining Kiplinger, Esswein wrote and edited for Empire Sports, a monthly magazine covering sports and recreation in upstate New York. She holds a BA degree from Gustavus Adolphus College, in St. Peter, Minn., and an MA in magazine journalism from the S.I. Newhouse School at Syracuse University.

Latest Features

Buying & Selling a Home
December 2017

How to Shop for a Continuing Care Retirement Community

A continuing care retirement community will handle all your needs for the rest of your life -- at a hefty price. Here's how to shop for one.

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Small Business
December 2017

Small-Business Success Story: Cops & Doughnuts

Nine policemen buy a doughnut shop and help revive their hometown's main street.

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Small Business
November 2017

Small-Business Success Story: The BattleAxe

This retired Navy pilot teaches her civilian clients how to take command.

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Home Remodeling & Maintenance
October 2017

How to Remodel Your Home

Transform your home the way you want, on time and on budget.

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Mortgages & Refinancing
September 2017

Reverse Mortgages That Work

A path to provide retirees with financial flexibility and security.

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Buying & Selling a Home
August 2017

How Home Buyers Can Overcome Tough Competition

To win in a hot market, take advantage of tech to find homes as soon as they are listed.

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Small Business
August 2017

Small-Business Success Story: Learners Chess Academy

His nonprofit uses chess to help kids succeed in and out of school.

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SLIDE SHOW
July 2017

10 Great Places to Retire

When ticking off desirable features for places to live, millennials and retirees have a lot in common. Affordable homes? Check. A selection of good restaurants? Absolutely. A vibrant arts scene? Sure. ...

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Mortgages & Refinancing
July 2017

Mortgage Help for Debt-Saddled Grads

New rules make it easier to qualify for a home loan or to use a refi to pay off college debt.

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Best Cities, States & Places
July 2017

10 Great Places To Retire, 2017

Our picks offer a laid-back lifestyle, but they're only a short hop from big-city attractions.

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Small Business
July 2017

Small-Business Success Story: Spikeball Inc.

This entrepreneur revived Spikeball and turned it into a multimillion-dollar business.

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Best Cities, States & Places
July 2017

Why Northfield, Minn., Is a Great Place to Retire

Just outside the Twin Cities, Northfield is a welcoming college town enveloped by pristine nature.

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Best Cities, States & Places
July 2017

Why Easton, Md., Is a Great Place to Retire

In Easton, you don't have to own waterfront property to enjoy the majestic Chesapeake Bay.

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Best Cities, States & Places
July 2017

Why Hickory, N.C., Is a Great Place to Retire

Flanked by the Appalachian Mountains, Hickory's milder weather makes it pleasant to live in year-round.

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Home Remodeling & Maintenance
June 2017

5 Myths Keeping You From Getting Rid of Your Stuff

Don’t let these common but misguided notions derail your goal to declutter and lighten up.

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Home Remodeling & Maintenance
June 2017

Can Tidying Up Change Your Life?

Followers of the KonMari Method say it can drastically change your life. So, we gave it a try.

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Small Business
June 2017

Small-Business Success Story: Molly Moon's Homemade Ice Cream

She uses local ingredients in her ice cream and offers generous benefits to employees.

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