Latest articles by Seychelle Thomas
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What Is a 403(b) Retirement Plan?
Many teachers and other non-profit workers are offered 403(b) plans, rather than a 401(k). But what is a 403(b)?
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SIMPLE IRA: What It Is and How It Works
A SIMPLE IRA allows self-employed and small business owners to contribute funds toward their employees' and their own retirement savings.
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Do You Really Need Home Insurance?
Homeowners insurance is required by most mortgage lenders, and is included in your mortgage payment.
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Credit Cards for Kids and Teens: Make Your Child an Authorized User
Kids and teens can access credit cards by becoming authorized users on your account. Here's what I learned when I signed up my own kids for cards.
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What Is Escrow?
Escrow is a type of account used to stash money for a home purchase. A third party holds the account on behalf of the parties negotiating a deal.
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Most Americans Expect to Reach Financial Prosperity. Do You?
Most middle-class Americans expect to reach financial prosperity within the next decade, Santander study shows.
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Senior Living Costs Continue Rising, but Residents Aren’t Satisfied with Value
New study reveals that senior living facilities have rebounded from their pandemic staffing struggles but instead battle with matching added value to increased prices.
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Are You Planning to Splurge? Most Holiday Shoppers Are
Holiday shoppers are planning to spend big despite inflation concerns, survey shows. Many plan to budget and look for deals, but 96% say they still expect to overspend.
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Cyber Monday Sales Could Eclipse Black Friday. When Will You Shop?
81% of consumers plan to shop on the three major holiday shopping events this year: Black Friday, Small Business Saturday, and Cyber Monday.
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The $600 Billion Dilemma: How to Help Family Caregivers
A new report found that caring for family members creates significant financial impacts for caregivers. Here's a look at why that is and how to help.
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Five Housing Markets On the Rise
Study shows homes in five markets are going under contract in less than two weeks, despite a broader national housing market slowdown. Which cities are bucking the trend and why?
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Where Do Homes Sell the Fastest?
Houses sell the fastest in Massachusetts and New Hampshire, new study shows, and slowest in Montana and New York.
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Gen Z Saves Less, Feels Better About Retirement, Study Shows
Gen Z saves less money than older groups due to inflation, but remains more optimistic about having enough to get by in retirement, study shows.
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Gen Z FOMO Fuels Big Spending Despite Inflation
Gen Z continues to spend on entertainment, while Millennials, Gen X, Boomers hold back due to worries about pricing pressures, new study shows.
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Hidden Fees Cost Americans Billions — New Proposal Could Stop That
A proposed junk fee ban from the FTC could save Americans billions of dollars, if it goes through. Here's what's at stake.
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5 Most Common Phone Scams You Need to Avoid Now
Americans receive an average of 14 spam calls per month, new study shows. Amazon, insurance, credit card, crypto, loved one in trouble among biggest scams.
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High Mortgage Rates Stunt Buying Power
The high-rate environment of today’s housing market leaves potential homebuyers with less purchasing power than last year, study shows.
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High-yield savings accounts are offering rates as high as 5.33%, drawing 3 in 5 Americans to save rather than spend, new survey shows.
High-yield savings accounts are offering rates as high as 5.33%, drawing 3 in 5 Americans to save rather than spend, new survey shows.
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Have You Saved Enough For Retirement?
At least half of workers surveyed by Bankrate think they haven't saved enough for retirement. One-third think they are significantly behind in their savings. Are you?
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Monthly Housing Payments Hit All-Time High, Study Shows
Monthly housing payments hit an all-time high in September, a report from Redfin shows, reflecting the multi-decade high for mortgage rates and continued rise in home prices.
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Credit Reports Are Now Permanently Free Weekly
Major credit reporting agencies Experian, Equifax, and Transunion have made a pandemic era program permanent, allowing consumers to check their credit weekly for free.
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CD or Money Market: Where to Stash Your Cash?
Both CDs and money market accounts offer good prospects right now. What's the difference and which should you choose?
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Walmart Delivery Goes Express
Both Walmart and Albertson's are offering express delivery options for consumers. Walmart to offer late-night deliveries at 4,000 stores nationwide.
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Will You Outlive Your Money?
Outliving your money is something current and future retirees worry about. A new study shows the majority of people underestimate how long they may live in retirement.
