Most Americans Expect to Reach Financial Prosperity. Do You?

Reaching financial prosperity within the next decade is an expectation for most middle-class Americans, Santander study shows.

A wealthy retired couple on the beach.
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Americans face unprecedented financial pressures from inflation, high interest rates, and resuming student loan payments. Roughly 77% still think they’ll overcome the challenges to achieve financial prosperity. 

The financial squeeze many Americans feel is fueled by an extended period of inflation, student loan payments, and elevated interest rates. Despite the hardships, middle-income Americans remain resilient in their pursuit of prosperity. In a survey released by Santander last month, 77% of respondents with incomes between $47,000 to $142,000 annually believe they’ll achieve financial prosperity within the next 10 years. 

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Seychelle Thomas
Contributing Writer

Seychelle is a seasoned financial professional turned personal finance writer. She’s passionate about empowering people to make smart financial decisions by combining 10 years of finance industry experience with solid research and a wealth of knowledge. Seychelle is also a Nav-certified credit and lending expert who has explored money topics such as debt consolidation, budgeting, credit, and lending in her work for publications including GOBankingRates, LendEDU, and Credible.