Credit & Debt
News, insights and expert analysis on credit & debt from the team at Kiplinger.
Latest
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How High Earners Can Pay Off Student Loan Debt in 5 YearsBeing disciplined at the start of your career means you won't be carrying those financial burdens forever.
By Stephen B. Dunbar III, JD, CLU
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Top Cash Back Credit Cards: Maximizing Your Rewards in 2026Credit Cards Whether you crave plentiful travel perks, basic cash back, or a high rebate on groceries and gas, you’ll find a card here that suits your tastes.
By Sean Jackson
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I Want to Pay Off Our Grandson's $45K Student Loan DebtWe're 73, with $2.1 million and $4k a month in Social Security. My husband says we can't afford to help our grandson. Who's right?
By Maurie Backman
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What High Earners Miss by Refinancing Student Loans Too SoonHigh-earning young professionals often rush to get a better rate on student loans as soon as they're able. But it can pay to leave the options open for a while.
By Sravani Atluri
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One Financial Detail That Can Cost You After a DivorceDivorce does not separate credit card debt. Here is what can follow you and how to protect your credit.
By Choncé Maddox
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The Hidden Costs of the Fed's Rate PauseThe Federal Reserve didn't cut rates. While this benefits savers, learn how it impacts you when you need to borrow money.
By Sean Jackson
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Which American Express Credit Card is Right for You?These three American Express cards offer different perks, perfect for the avid traveler, foodie and more.
By Sean Jackson
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Best Rewards Credit CardsThe best rewards credit cards provide generous perks on everyday purchases, helping you protect your money from rising prices. Here are Kiplinger's top picks.
By Sean Jackson
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16 Retirement Mistakes You Will Regret ForeverFrom saving too little to claiming Social Security too early, there are plenty of ways that current and future retirees can sabotage their golden years.
By Bob Niedt
