Retirement News, insights and expert analysis on retirement from the team at Kiplinger. Got $2.5 Million Saved? Here Are the Huge RMDs You Must Take If you have $2.5 million saved for retirement, your RMDs will change every year. Find out exactly how much you must withdraw at ages 73, 75, 80 and 85. Should You Go All In on an S&P 500 ETF for Retirement Savings? 2032 Social Security Cuts: What Retirees Stand to Lose in Every State 529 Plan vs. Roth IRA: Best Way to Pay for Grandkids' College Explore Retirement Long-term Care Asset Allocation Annuities Medicare Retirement Plans Social Security Inheritance Estate Planning Happy Retirement Retirement Planning Latest 7 Things You Should Never Leave to Your Kids or Grandkids Leaving these assets to your loved ones may be more trouble than it’s worth. Here's how to avoid adding to their grief after you're gone. What Is a 'Good' Inheritance? 6 High-Value Assets to Keep an Eye On Your heirs will thank you for leaving any of these six assets as an inheritance. By David Rodeck Do Lottery Winnings Affect Social Security Benefits? social security The sudden windfall won't reduce your benefits. Here's why. By Donna LeValley social security How Wealthy Retirees Can Overcome Their Fear of Spending Many retirees have built enough wealth to be secure. The harder challenge is learning how to trust the life their discipline has made possible. By John J. Gardner, IAR Why NAPFA is the Place to Start Looking for Financial Advice The National Association of Personal Financial Advisors (NAPFA) was set up to help consumers find unbiased financial advice. Today, it's more needed than ever. By David Bromelkamp Caregiver Burnout — Why Generic Advice Fails and What Works Everyone tells caregivers to look after themselves, but rarely explains how. If you're exhausted from looking after a loved one, here is how to actually find relief. By Alina Tugend 9 Upgrades That Transform Your Family Home Into a Retirement Oasis Here's a look at the smart, luxury modifications that prioritize your recovery, relaxation and effortless entertaining. By Donna LeValley How a Roth Conversion Can Save You Thousands in Medicare Costs Avoid costly IRMAA surcharges on Medicare Part B and D. See how timing your Roth conversion correctly can slash your future premiums. By Donna Fuscaldo The 'Me-First' Rule of Retirement Spending Worried about the stock market's ups and downs? Follow the 'Me-First' (flooring) rule, which ensures your bills get paid no matter what's happening with Wall Street By Donna Fuscaldo Projected 2027 IRMAA Brackets and Surcharges for Medicare Part B and D Will you owe the Medicare IRMAA surcharge in 2027? Grab your 2025 tax return and check the projected brackets and surcharges for next year. By Donna LeValley 1 2 3 4 5 6 7 8 9 Archives
