Features
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The Rule of $1,000: Is This Retirement Rule Right for You?
The rule of $ 1,000 a month can estimate how much you need to save for retirement. Here's how this rule of thumb compares to other guesstimates.
By Adam Shell
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Are Treasury Bills a Good Investment?
Treasury bills, or T-bills, are backed by the full faith and credit of the U.S. government. Treasury bills top the list of the safest places to save your cash.
By Erin Bendig
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The New Retirement Math: How an Active Lifestyle Can Lower Your 2026 Taxes
Retirement Taxes Avoid rising IRMAA surcharges and discover how volunteering and part-time work keep more of your Social Security benefits tax-free.
By Kate Schubel
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We're Retired and Wealthy. I Want to Splurge but My Wife Says 'No.'
We're 67 with $5.8 million after years of scrimping. I want to spend $300K on much-needed home renovations and a new car. How can I get my wife to loosen up on spending?
By Maurie Backman
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Too Scared to Dive Into Annuities? Here's One Way to Dip Your Toe In
Along with CDs, fixed-rate annuities often pay more than money market funds and savings accounts. If you’re nervous about them, here’s one way to test the water.
By Ken Nuss
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5 Signs You're Living Someone Else's Definition of Success
Life is too short to settle for what someone else considers success. Studies show most of us want happiness most, so why not go for yours?
By Becca Pearce, MBA, CEPA
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This Critical Issue Could Cost Wealthy Families if No One Takes Control
As private equity consolidates the accounting industry, high-net-worth families with complex tax situations might want to set up centralized oversight.
By Kathleen Grace, CFP®, CIMA®, MPrA
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States With the Highest and Lowest Tax Rates in 2026
State Tax High-tax states aren’t always the most expensive to live in, and low-tax states don’t always mean bigger savings. Here’s how tax burdens really compare across the U.S.
By Kelley R. Taylor
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4 Wishes for My Dad's Retirement That Have Nothing to Do With Money or Watching Grandkids
Happy Retirement A Kiplinger editor shares some retirement wishes for her father.
By Alexandra Svokos
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When Managing Your Wealth Feels Like a Pain, Simplify
Multiple accounts, inherited assets and life transitions can make finances harder to manage when you retire. Simplifying what you have is a smart move.
By Frank J. Legan
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This Counterintuitive Tax Move Could Save You (and Your Heirs) Thousands
Tax planning is a year-round effort that uses strategies like Roth conversions to reduce future bills, even if it means moving into a higher bracket temporarily.
By Jay Sharifi
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The Retirement Spending Mistake Even Careful Savers Make (and How to Fix It)
Playing it too safe could mean trips not taken, educations not funded, life not enjoyed. Don't abandon caution — just build contingency plans for your portfolio.
By Patrick Payne, Ph.D., CFP®
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Small Ships, Big Luxury: 5 Boutique Yacht Cruises Retirees Should Book in 2026
The new way to sail: Why boutique yacht cruises are the ultimate retirement reward.
By Kathryn Pomroy
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Gas Prices Are Climbing — Should You Rent an EV for Your Road Trip?
With gas prices trending higher, electric vehicles are getting a second look. Here's how to compare total costs before you book.
By Choncé Maddox
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The 'Slow, Steady, Calculated Journey' From a Negative to a $1 Million Net Worth
"There is freedom in amassing wealth and comfort. However, you can always make more money, but you can never make more time."
By Joyce Lamb
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This Proactive Tax Strategy Maximizes What You Actually Keep After Taxes
Integrating investment management and tax planning can make a big difference in the taxes you pay, especially during major financial events.
By Omar A. Morillo, CFP®, ChFC®, AIF®
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Couples Say This One Thing Justifies Divorce (and It's Not Infidelity)
An open conversation between you and your partner about finances can help save you from the biggest argument couples have: money.
By Tony Drake, CFP®, Investment Advisor Representative
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The 25 Most Expensive Cities to Live in the US
From metro areas on both coasts to the middle of the Pacific Ocean, these are the most expensive cities to live in the U.S.
By Dan Burrows
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Are Your Retirement Savings on Track at Ages 55 to 60? Take Our Quiz
Find out if your retirement savings are on track with our quick quiz.
By Donna Fuscaldo
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Kiplinger Energy Outlook: War in Iran Spells Higher Gas Prices in the US
Economic Forecasts After soaring during the conflict in the Middle East, gasoline prices are about to head lower on signs of a peace deal coming together.
By Jim Patterson
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The 5 Trusts You Need to Understand
You can use these trusts to cement your legacy, organize your estate and limit your exposure to estate and gift taxes.
By Donna LeValley
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Early Retirement Withdrawal Strategies for the Long Haul
Your early retirement withdrawal plan can make or break your FIRE strategy. Think beyond financial independence to how you will maintain a stable portfolio.
By Jacob Schroeder
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Ask the Tax Editor: Questions on Tax Refunds and Penalties
Ask the Editor In this week's Ask the Editor Q&A, Joy Taylor answers questions on tax refunds, how to get the IRS to abate a penalty and related topics.
By Joy Taylor
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3 Questions to Determine if a Roth Conversion Will Actually Save You Money
Don't let a Roth conversion backfire. Learn the 3 questions every investor needs to ask about tax brackets, liquidity and asset allocation before making the move.
By Donna Fuscaldo
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How Football and Annuities Can Defend Against Risk in Retirement
Football can teach retirement investors a lot about managing risk. And if predictions of a markets slump are accurate, one strategy will be particularly useful.
By Phil Simonides, CFP®
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Why a Trump Account Might Fit the Financial Strategy for Your Newborn
From July, Trump Accounts will offer a potential $1,000 federal grant for children born in 2025 through 2028. There are some limits and unknowns, though.
By Martin Schamis, CFP®
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4 Retirement Risks Business Owners Often Overlook
Retirement can be hard for business owners who've tied up their net worth — and sense of purpose — in one company. Find out how to make your exit successful.
By David Lukas, Investment Adviser Representative
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How to Write a Check for a Wedding Gift
There are some guidelines to writing a check for a wedding gift for newlyweds.
By Alexandra Svokos
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Six Changes to Social Security in 2026
Big changes come to Social Security every year, impacting everything from the size of your benefit check to your full retirement age. Here's what you need to know.
By Donna LeValley
