Get Free Weekly Credit Reports for Another Year

Take advantage of the extension to check each report for errors or signs of fraudulent activity.

photo of phone showing credit report
(Image credit: Getty Images)

The three major credit bureaus—Equifax, Experian and TransUnion—will continue to offer a free credit report to consumers each week at (opens in new tab) until April 20, 2022.

The extension follows the bureaus’ move in spring 2020 to provide free weekly reports as the coronavirus pandemic struck the U.S., causing financial hardship for Americans who lost their job or faced a pay cut. Before the recent announcement, the availability of free weekly reports was scheduled to expire in April. Typically, a free report is available from each bureau only once every 12 months through

Check each report for errors or signs of fraudulent activity, such as the presence of a credit card or loan that you never opened or a collection account for a debt that you don’t owe. The most effective way to block identity thieves from opening accounts in your name is to put a free security freeze on your report from each bureau. (You can add a freeze at (opens in new tab), (opens in new tab) and (opens in new tab).) When a freeze is in place, a creditor cannot access your report in response to an application for new credit, thwarting crooks. If you want to open a credit account, you can temporarily lift the freeze.

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Lisa Gerstner
Contributing Editor, Kiplinger's Personal Finance

Lisa has spent more than15 years with Kiplinger’s Personal Finance and heads up the magazine’s annual rankings of the best banks, best rewards credit cards, and financial-services firms with the best customer service. She reports on a variety of other topics, too, from retirement to health care to money concerns for millennials. She has shared her expertise as a guest on the Today Show, CNN, Fox, NPR, Cheddar and many other media outlets around the nation. Lisa graduated from Ball State University and received the school’s “Graduate of the Last Decade” award in 2014. A military spouse, she has moved around the U.S. and currently lives in the Philadelphia area with her husband and two sons.