SECURE Act 2.0: 14 Ways the Proposed Law Could Change Retirement Savings

The House-passed bill would automatically enroll some workers in retirement plans, raise the mandatory age for RMDs, and much more.

picture of a retirement savings jar with husband and wife dolls
(Image credit: Getty Images)

Americans saw a number of changes to their retirement savings plans when the Setting Every Community Up for Retirement Enhancement Act, or the SECURE Act, was passed in late 2019. Lawmakers at the time said they weren't done and have since proposed more changes.

With a 414 to 5 vote, the House of Representatives recently approved a second bill – the Securing a Strong Retirement Act of 2022 that would continue to tweak the rules for contributing to and withdrawing from retirement savings vehicles.

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Senior Retirement Editor,

Jackie Stewart is the senior retirement editor for and the senior editor for Kiplinger's Retirement Report.