
Joy Taylor
Joy spends most of her time writing and editing federal tax and retirement content for The Kiplinger Tax Letter, which is published biweekly. She also contributes tax and retirement content to kiplinger.com and Kiplinger’s Retirement Report. Some of her Kiplinger articles have been picked up by the Washington Post and other mainstream media outlets. Joy has also appeared in newspapers, television and on radio as an expert to discuss federal tax developments.
Joy is an experienced tax attorney and CPA with in-depth knowledge of federal tax law. After graduating from the University of Houston with an accounting degree and getting her CPA, she started out as a revenue agent for the Internal Revenue Service. While at the IRS, she audited tax returns of individuals, pass-through entities and corporations. She then earned a J.D. at the University of Houston Law School and an LL.M. in Taxation at New York University School of Law. She worked as a tax consultant for two of the largest accounting firms, Ernst & Young and KPMG, advising business clients on all aspects of the federal tax code. Joy also spent 15 years as a tax lawyer in Washington, D.C., for two multinational law firms. She has written tax content for Tax Notes, the Journal of Tax Practice and Procedure and USC’s Tax Institute, among other publications.
After all her years working for big law firms and accounting firms, Joy saw the light and now puts all her education and federal tax experience to use writing for Kiplinger. Outside of work, she is an avid sports fan, movie buff and dog lover.
Latest articles by Joy Taylor
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Millions To Lose Health Insurance Unless Congress Acts
The Kiplinger Tax Letter If current rules for the health premium tax credit (PTC), a popular Obamacare subsidy, aren't extended, 3.7 million people could lose their health insurance.
By Joy Taylor Published
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Energy-Efficiency Credits — Get ’Em While You Can
Green energy-efficiency credits are on the chopping block. These tax credits can be valuable, but you should upgrade your home sooner rather than later.
By Joy Taylor Published
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Ask the Editor — Questions on the One Big Beautiful Bill
Ask the Editor In this week's Ask the Editor Q&A, we answer tax questions from readers on the House-passed “One Big Beautiful Bill.”
By Joy Taylor Published
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How Are I Bonds Taxed? Nine Common Situations
Bonds Series I bonds are a popular investment that can help you save on taxes, but the federal income tax consequences can be complex.
By Joy Taylor Last updated
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Ask the Editor — Reader Questions on Gifts, Estate Tax
In this week's Ask the Editor Q&A, we answer tax questions from readers on gifts, the estate tax and stepped-up basis upon death.
By Joy Taylor Published
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Ask the Editor, May 16 — Reader Questions on Capital Gains
In our latest Ask the Editor round-up, Joy Taylor, The Kiplinger Tax Letter Editor, answers three questions from readers on capital gains.
By Joy Taylor Published
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Ask the Editor, May 9 — Reader Questions on QCDs
In our latest Ask the Editor round-up, Joy Taylor, The Kiplinger Tax Letter Editor, answers questions on qualified charitable distributions (QCDs).
By Joy Taylor Published
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Ask the Editor — Reader Questions on Tax Deductions, Losses
In our Ask the Editor series, Joy Taylor, The Kiplinger Tax Letter Editor, answers readers' questions on tax deductions and losses.
By Joy Taylor Published
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The IRS is in Chaos
The Tax Letter DOGE, departures, data agreements and more are creating havoc at the IRS.
By Joy Taylor Published
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Ask the Editor: Reader Questions on 529 plans
In our latest Ask the Editor round-up, Joy Taylor, The Kiplinger Tax Letter Editor, answers questions related to 529 plans.
By Joy Taylor Published
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Should You Do A Roth IRA Conversion? Nine Things to Consider
The Tax Letter Thinking of converting a traditional IRA to a Roth IRA? The Kiplinger Tax Letter Editor highlights nine factors you should consider before making a move.
By Joy Taylor Published
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Ask the Editor: Questions on Amended Returns and Mortgages
In our Ask the Editor: Taxes, April 18, round-up — Joy Taylor, The Kiplinger Tax Letter Editor, answers questions on amended returns, mortgages and deductions.
By Joy Taylor Last updated
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Ask the Editor: Reader Questions — IRAs, RMDs and PTPs.
Ask the Editor: Taxes, April 11, 2025 — Joy Taylor, The Kiplinger Tax Letter Editor, answers questions on Roth IRAs, RMDs and other retirement accounts.
By Joy Taylor Last updated
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Ask the Editor: Reader Questions — Estate Tax, Muni Bonds
Ask the Editor: Taxes, April 4 — Joy Taylor, The Kiplinger Tax Letter Editor, answers questions on Trump's tax package, estate tax and Muni bonds.
By Joy Taylor Last updated
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Ask the Editor: Reader Questions — Filing Tax Returns.
Ask the Editor: Taxes, March 28, 2025 — Joy Taylor, The Kiplinger Tax Letter Editor, answers questions on filing tax returns and paying taxes.
By Joy Taylor Last updated
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Capital Gains Tax on Real Estate and Home Sales
Capital Gains Selling your home or a rental property? Here are important capital gains tax rules to keep in mind.
By Joy Taylor Last updated
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Ask the Editor: Reader Questions — Tax Deductions
In our new Ask the Editor series, Joy Taylor, The Kiplinger Tax Letter Editor, answers questions on reporting income and tax deductions on 2024 tax returns.
By Joy Taylor Published
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Filing a Deceased Person's Final Income Tax Return
Tax Filing Unfortunately, death doesn’t relieve one’s obligation to file a final federal income tax return.
By Joy Taylor Last updated
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Expiring Business Tax Breaks And Trump's Tax Plan
The Tax Letter Four important business tax breaks are likely to be a part of President Trump's tax plan. We'll break them down for you.
By Joy Taylor Published
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Ten IRS Audit Red Flags for Retirees in 2025
Retirement Taxes Retirees who think they can escape the IRS audit machine should think again.
By Joy Taylor Published
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AMT and Pass-Throughs Add Complex Layers to 2025 SALT Tax Planning
The Tax Letter The state and local tax (SALT) deduction is a key sticking point in President Trump's tax plan.
By Joy Taylor Published
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Ten IRS Audit Red Flags for Self-Employed Individuals
IRS Audits Taxpayers who file Schedule C with their Form 1040 have a greater chance of an IRS audit.
By Joy Taylor Published
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Popular Tax Breaks Are in Danger
The Tax Letter A number of tax breaks, including the home mortgage interest deduction, are in peril as lawmakers hunt for revenues to pay for the President's tax plan.
By Joy Taylor Published
The Tax Letter -
Six Hurdles for Trump's Tax Bill
The Tax Letter While the odds for a new tax bill in 2025 are quite good, there are some sticking points that President Trump and Congress will have to work through.
By Joy Taylor Published
The Tax Letter