Retirement Planning in a Time of Inflation and High Interest Rates

Today’s challenges make retirement planning even more complicated than usual, but it’s not all doom and gloom.

An older man sits in front of paperwork on his table and stares out the window, looking concerned.
(Image credit: Getty Images)

Retirement planning can be a complex puzzle to solve, with multiple pieces that need to align for a comfortable retirement.

In recent times, two significant factors have emerged to challenge this balance: rising interest rates and inflation. In this article, we'll discuss the impact of these economic realities on retirement planning for individuals and the strategies we recommend at Retirement Planners of America.

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Ken Moraif, MBA, CFP®, CRPC®
CEO and Senior Adviser, Retirement Planners of America

Ken Moraif is the CEO and founder of Retirement Planners of America (RPOA), a Dallas-based wealth management and investment firm with over $3.58 billion in assets under management and serving 6,635 households in 48 states (as of Dec. 31, 2023).