Latest articles by Ken Moraif, MBA, CFP®, CRPC®
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How Does Working Longer Affect Your Social Security Benefits?
social security You probably know you’ll get bigger payments if you stick with your job and wait to claim. But there’s more to it.
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Over 50 and Furloughed/Unemployed? Five Actions to Consider Now
unemployment Don’t despair, but do plan for the worst.
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We Exited the Stock Market the Day Before the Pandemic Was Declared
investing How we knew to sell, why we think it was smart, and what you can do now.
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Focus on Protecting Your Nest Egg Once You're Retired
Making Your Money Last How much do you really need to earn on your investments once you retire? Figure it out, and then don't take one more iota of risk than necessary.
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Medicare Open Enrollment: A 5-Point Checklist
retirement The annual window for making changes to your Medicare health coverage has now opened. It's time to see if your plan is still right for you.
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Myth: Life Insurance is NOT Taxable
insurance The reality is that life insurance is treated as an asset in your estate. And if the payout pushes your estate past federal or state estate tax exclusion limits, it could trigger a hefty estate tax bill. If this is a concern, you may want to consider an irrevocable life insurance trust.
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The Tax-Smart Way to Leave Money to Your Heirs and to Charity
retirement From 401(k)s and IRAs to stocks and bonds, your retirement savings accounts are taxed in different ways. So to make the most of your money, it makes sense to pass certain types of accounts to family and others to charity.
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Living on Your Investments? What Happens When a Bear Market Hits?
investing Investors are often told to "stay the course" even as stock markets go through tough times. However, if you're retired, that advice could put your nest egg in jeopardy.
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Is Passive Investing 'Worse Than Marxism'?
Index Funds A set-it-and-forget-it investing approach is certainly a pretty easy route for retirement savers to take, but it might be contributing to some big problems for portfolios, and even the market itself, down the line.
