Emma Patch

Emma Patch

Staff Writer, Kiplinger's Personal Finance

Emma Patch joined Kiplinger in 2020. Born in London to two New Yorkers, Emma grew up in Connecticut and graduated from Middlebury College in February of 2020 with a degree in comparative literature. She previously interned for Kiplinger's Retirement Report and before that, for a small investment bank in New York City. She served as editor-at-large and features editor for Middlebury's student newspaper, The Campus, and speaks French, Spanish and Russian.

Marriage and Taxes: What You Need to Know
Getting Married

Marriage and Taxes: What You Need to Know

Most couples will owe less in federal taxes by filing jointly, but sometimes it pays to go it alone.
May 27, 2021
COVID’s Silver Lining: A Calmer Life
Aimee and Barrett Foster with son George and daughter Elizabeth sit on a bench for a photo in Cape Cod, Mass.
Coronavirus and Your Money

COVID’s Silver Lining: A Calmer Life

This family left the West Coast for a simpler lifestyle in a small Cape Cod town.
May 26, 2021
Reliving a Harlem Renaissance
Justine and Juliet Masters outside The Edge Harlem restaurant
Business Costs & Regulation

Reliving a Harlem Renaissance

After a tough winter, two sisters look forward to reviving their restaurant’s business.
April 29, 2021
The Hazards of Buy Now, Pay Later
Photo of woman looking at computer and shopping while eating noodles.
Smart Buying

The Hazards of Buy Now, Pay Later

Breaking up payments can make a big purchase seem cheaper, which can tempt you to overspend.
March 31, 2021
A New Chapter for This Bookstore
photo of John Dillman
Coronavirus and Your Money

A New Chapter for This Bookstore

Katrina and COVID haven’t deterred the owner of a used bookstore from catering to his clientele.
March 24, 2021
Add a VPN to Surf the Internet Safely
male hand holding phone with app vpn over laptop
Technology

Add a VPN to Surf the Internet Safely

To help you fight identity theft, consider adding a VPN.
March 20, 2021
Forgiven Student Loan Debt Will Be Tax-Free
Graduation cap and money sitting on top of a diploma
Coronavirus and Your Money

Forgiven Student Loan Debt Will Be Tax-Free

President Joe Biden’s $1.9 trillion stimulus package lays the groundwork to forgive some student loan debt.
March 11, 2021
Flying This Summer? What to Expect
photo of Scott Keyes
Travel

Flying This Summer? What to Expect

Depending on your destination, you may need to show a negative COVID test or even prove you’ve been vaccinated.
February 23, 2021
New Challenges for a Church
church pastor Joanne Swenson
Empty Nesters

New Challenges for a Church

With Sunday services online, this minister’s congregation is finding ways to stay connected.
February 22, 2021
What to Expect if You're Flying in 2021
photo of flier with mask
Travel

What to Expect if You're Flying in 2021

Policies enacted by the airlines in 2020 may change air travel for the long haul.
January 24, 2021
$300 Weekly Unemployment Benefits Included in Stimulus Bill
picture of magnified computer keyboard button that says "unemployment benefits"
Coronavirus and Your Money

$300 Weekly Unemployment Benefits Included in Stimulus Bill

The bill provides temporary expanded relief to the unemployed in the form of additional payments, longer benefit periods, and help for the self-employ…
December 28, 2020
Kids and Money: Boost Your Child's Future Credit Score
Girl holding parent's credit card in store
Raising Money-Smart Kids

Kids and Money: Boost Your Child's Future Credit Score

Naming your child as an authorized user on your credit card can be a great way to set them up with a healthy credit report.
December 26, 2020
Rapper Moves From Music to Merchandise
Photo of rapper turned clothier Jewel.
Making Your Money Last

Rapper Moves From Music to Merchandise

This rapper has pivoted from putting on live shows to selling T-shirts and tote bags.
December 24, 2020
How to Stay Safe on the Slopes
Photo of COVID-19 safety guidance at ski area
Coronavirus and Your Money

How to Stay Safe on the Slopes

Ski resorts have made changes to deal with COVID. Here’s what to expect.
December 24, 2020
Analyst: Housing Market Will Stay Strong in 2021
Danielle Hale (pictured above) is the chief economist for Realtor.com.
Markets

Analyst: Housing Market Will Stay Strong in 2021

But the pace of home sales could slow by the end of the year.
November 27, 2020
How to Safely Socialize (and Work) at Home During the Pandemic
Social distancing in backyard during COVID-19 pandemic.
home

How to Safely Socialize (and Work) at Home During the Pandemic

Tips for transforming your backyard area into a social distancing hang out, as well as creating a work-from-home haven.
November 25, 2020
Growing the Family Business
Farm owner Larkin Martin of Courtland, Alabama, stands in a field holding a plant while posing for a photograph
Business Costs & Regulation

Growing the Family Business

This Alabama farmer navigates the uncertainties of tariffs, COVID and unpredictable weather.
November 24, 2020
Dear Mom and Dad: Thanks
Mother and daughter working in kitchen together
Making Your Money Last

Dear Mom and Dad: Thanks

Ideally, living at home should provide a way to improve your financial well-being and lay the groundwork for future success.
November 17, 2020
17 People You Should Tip for the Holidays
Picture of tiny gift box next to dollar bill and loose change
spending

17 People You Should Tip for the Holidays

The holiday season is prime time to give back. So who gets a holiday tip this year – and how much?
November 6, 2020
COVID Clipped This Pilot's Wings
David Hodas, 39, of Kinnelon, N.J., is an American Airlines pilot currently on furlough.
Coronavirus and Your Money

COVID Clipped This Pilot's Wings

American Airlines furloughed him on November 1. Now his career track is cloudy.
October 29, 2020
Protection for Your Assets
Protecting your financial assets.
wealth management

Protection for Your Assets

At a time when Americans’ savings are soaring, you need to know how your money is insured.
October 29, 2020
File the FAFSA Now: Urgent Reasons for Families to File Early in 2020 for College Aid
Filling out a FAFSA 2021 form.
college

File the FAFSA Now: Urgent Reasons for Families to File Early in 2020 for College Aid

If you have a college-bound student at home, don't procrastinate on securing financial aid for the 2021-22 school year.
October 9, 2020
A Tasty Break From the Pandemic
Bakery owner Theresa Hammons in front of her shop holding a collection of her baked goods.
Business Costs & Regulation

A Tasty Break From the Pandemic

This Ohio bakery has found creative ways to stay in business—and even thrive.
October 1, 2020
Watch Out for COVID Cons
Photo of Joe Borg
Scams

Watch Out for COVID Cons

Isolated seniors are particularly vulnerable to pandemic-related scams.
September 30, 2020
Airlines Nix Change Fees
air passenger stows bags photo
Travel

Airlines Nix Change Fees

You may still pay a change fee for tickets in basic economy, though.
September 30, 2020
A Guide to Streaming Services
Smart Buying

A Guide to Streaming Services

Competition is growing. That’s giving you more choices—and a chance to save money.
August 27, 2020
Even in a Pandemic, Some Employers Are Hiring
Coronavirus and Your Money

Even in a Pandemic, Some Employers Are Hiring

During COVID-19, you may have to use different strategies to find the job you want.
August 26, 2020