Emma Patch

Emma Patch

Staff Writer, Kiplinger's Personal Finance

Emma Patch joined Kiplinger in 2020. She previously interned for Kiplinger's Retirement Report and before that, for a boutique investment firm in New York City. She served as editor-at-large and features editor for Middlebury College's student newspaper, The Campus. She specializes in travel, student debt and a number of other personal finance topics. Born in London, Emma grew up in Connecticut and now lives in Washington, D.C.

 

Economic Pain at a Food Pantry
Photo of Carissa Phillips
personal finance

Economic Pain at a Food Pantry

The manager of this Boston-area nonprofit has had to scramble to find affordable food.
June 28, 2022
Strategies to Pay Down Your Credit Card Debt
Midsection Of Woman Analyzing Financial Bills
Making Your Money Last

Strategies to Pay Down Your Credit Card Debt

Consider these smart strategies to eliminate or reduce what you owe.
June 17, 2022
The Golden Age of Cinema Endures
Photo of Buck LePard
small business

The Golden Age of Cinema Endures

About as old as talkies, the Music Box Theater has had to find new ways to attract movie lovers.
June 2, 2022
HSAs Make Health Care More Affordable
health savings accounts

HSAs Make Health Care More Affordable

Tax-advantaged health savings accounts allow you to save for a broad range of short-term and long-term medical expenses.
May 26, 2022
In Search of Relief at the Pump
Photo of Matthew Lewis
commodities

In Search of Relief at the Pump

Even when oil prices decline, gas prices remain high, so it pays to shop around.
May 26, 2022
New Services Offer Help Making All-Cash Offers
Agent Handing Over House Keys for Cash in Newly Remodeled Room of House.
Becoming a Homeowner

New Services Offer Help Making All-Cash Offers

Some firms help home buyers make all-cash offers on homes. Weigh the fees before you sign on.
May 25, 2022
Pricey Gas Derails This Uber Driver
Photo of Vitalii Konstantinov
small business

Pricey Gas Derails This Uber Driver

With rising gas prices, one Uber driver struggles to maintain his livelihood.
April 28, 2022
ABLE Accounts Give Disabled More Financial Freedom
A woman in a wheelchair hugs her friend as they both smile in an urban park.
Financial Planning

ABLE Accounts Give Disabled More Financial Freedom

People with disabilities, and their families, can save for a variety of expenses in these tax-advantaged accounts.
April 27, 2022
Getting Married? Don’t Forget to Talk Money First
Natalie and Dan Slagle
family savings

Getting Married? Don’t Forget to Talk Money First

Whether or not you merge your finances, you need to be on the same page.
April 26, 2022
Fair Deals in a Tough Market
Photo of Leo Karl
small business

Fair Deals in a Tough Market

When you live and work in a small town, it’s not all about profit.
March 24, 2022
Why Everyone Is Talking About NFTs
Illustration of Bored Ape Yacht Club NFT
Technology

Why Everyone Is Talking About NFTs

Non-fungible tokens are unique digital properties that use blockchain technology. Our FAQ will help you understand what all the buzz is about.
March 24, 2022
A Store Where They Know Your Name
Photo of Jeff Gietzen
small business

A Store Where They Know Your Name

It can’t compete with big-box retailers on price, but customer service is the draw.
February 23, 2022
Alpine Skier Takes a Third Run at the Winter Olympics
Photo of man skiing with a puff of snow behind him
Travel

Alpine Skier Takes a Third Run at the Winter Olympics

This downhill racer has been on the U.S. ski team since he was 19.
January 26, 2022
What to Expect from the 2022 Summer Travel Season
Photo of a masked family of three walking through an airport.
Travel

What to Expect from the 2022 Summer Travel Season

Travelers have been dealing with the trials and tribulations of canceled trips and elusive refunds for nearly two years. It will get better this year.
January 25, 2022
Strategies for Working Remotely
Photo of man working from home
Business Travel

Strategies for Working Remotely

Globe-trotters should keep in mind that every country has different rules when it comes to working within their borders.
December 22, 2021
A Life on the Road
photo of Mahna Ghafori standing on mountainside
Business Travel

A Life on the Road

After working remotely for her corporate job, she quit to make a living pursuing her passions.
December 20, 2021
What Does Your Credit Score Really Mean?
Basics

What Does Your Credit Score Really Mean?

Your score helps lenders assess the likelihood you’ll repay a loan. It can also help you assess your credit health.
December 20, 2021
2021 Holiday Tipping Guide: 18 People You Should Remember
Photo of the brim of a Santa hat with folded up currency tucked in the fur.
Basics

2021 Holiday Tipping Guide: 18 People You Should Remember

Service workers deserve special recognition for the help they provide during COVID. That makes holiday tipping all the more important this year.
December 3, 2021
Preparing for a New Life
Photo of a woman with a head scarf standing outdoors
Starting Out: New Grads and Young Professionals

Preparing for a New Life

While this Afghan refugee waits for resettlement, she is working to bring her family to the U.S.
December 1, 2021
The Return of Student Loan Payments
Drawing of a human figure with a ball and chain and the word "debt."
Paying for College

The Return of Student Loan Payments

A pandemic reprieve on student loan payments ends in January. If you still need financial help, there are steps you can take.
November 22, 2021
Watch Out for Job Listing Fraud
photo of a man looking at a computer screen with the words "job search."
Scams

Watch Out for Job Listing Fraud

If one of your New Year’s resolutions is to find new employment in 2022, be on guard against job-listing scams.
November 22, 2021
Airbnb Host Tells What It's Like
photo of smiling woman outdoors
Business Costs & Regulation

Airbnb Host Tells What It's Like

This Denver pharmacist began booking her ski condo a few months after the pandemic hit.
October 28, 2021
Spending Like It’s 2019
photo illustration of woman looking at phone
Smart Buying

Spending Like It’s 2019

Setting spending targets and using budgeting apps can help tame the urge to live it up (now that we can again).
October 27, 2021
Should I Use Credit or Debit?
photo illustration of woman holding credit/debit card
Basics

Should I Use Credit or Debit?

Credit cards offer more protections and rewards, but debit cards reduce the temptation to overspend.
October 4, 2021
You May Get a Raise in 2022
Photo of calendar day with "Payday" written on it
Employee Benefits

You May Get a Raise in 2022

In a strengthening labor market, businesses are paying more to attract and retain employees.
October 4, 2021
New Platforms for a Comedy Couple
Comedians Noah Savage and Alyssa Wolff, laughing together
Coronavirus and Your Money

New Platforms for a Comedy Couple

COVID forced them to expand their stand-up repertoire to YouTube and podcasts.
September 30, 2021
The Pandemic Pet Problem
Photo of Lisa Gretebeck
Coronavirus and Your Money

The Pandemic Pet Problem

Lisa Gretebeck used telemedicine and other creative ways to handle a surge of new cat and dog patients.
August 29, 2021