Emma Patch

Emma Patch

Staff Writer, Kiplinger's Personal Finance

Emma Patch joined Kiplinger in 2020. Born in London to two New Yorkers, Emma grew up in Connecticut and graduated from Middlebury College in February of 2020 with a degree in comparative literature. She previously interned for Kiplinger's Retirement Report and before that, for a small investment bank in New York City. She served as editor-at-large and features editor for Middlebury's student newspaper, The Campus, and speaks French, Spanish and Russian.

File the FAFSA Now: Urgent Reasons for Families to File Early in 2020 for College Aid
Filling out a FAFSA 2021 form.
college

File the FAFSA Now: Urgent Reasons for Families to File Early in 2020 for College Aid

If you have a college-bound student at home, don't procrastinate on securing financial aid for the 2021-22 school year.
October 9, 2020
A Tasty Break From the Pandemic
Bakery owner Theresa Hammons in front of her shop holding a collection of her baked goods.
Business Costs & Regulation

A Tasty Break From the Pandemic

This Ohio bakery has found creative ways to stay in business—and even thrive.
October 1, 2020
Watch Out for COVID Cons
Photo of Joe Borg
Scams

Watch Out for COVID Cons

Isolated seniors are particularly vulnerable to pandemic-related scams.
September 30, 2020
Airlines Nix Change Fees
air passenger stows bags photo
Travel

Airlines Nix Change Fees

You may still pay a change fee for tickets in basic economy, though.
September 30, 2020
A Guide to Streaming Services
Smart Buying

A Guide to Streaming Services

Competition is growing. That’s giving you more choices—and a chance to save money.
August 27, 2020
Even in a Pandemic, Some Employers Are Hiring
Coronavirus and Your Money

Even in a Pandemic, Some Employers Are Hiring

During COVID-19, you may have to use different strategies to find the job you want.
August 26, 2020
Back to School, Ready or Not
Technology

Back to School, Ready or Not

This Florida teacher’s school let families choose distance learning or in-person classes.
August 26, 2020
Emergency Funds: How to Get Started
Making Your Money Last

Emergency Funds: How to Get Started

There’s no one-size-fits-all formula for how much you’ll need.
July 30, 2020
Travel Rewards Cards Offer New Perks
Travel

Travel Rewards Cards Offer New Perks

Credit card issuers expand benefits to justify the annual fees.
July 30, 2020
Class of COVID-19
Starting Out: New Grads and Young Professionals

Class of COVID-19

Recent graduates are starting their careers at a time of tremendous uncertainty, but hiring is up in several job categories.
July 2, 2020
Are You Ready to Travel Again?
Travel

Are You Ready to Travel Again?

You may be itching to travel, but the risks and rules—especially for international travel—may keep you at home a while longer. 
June 25, 2020
Travel Planning in the Time of Coronavirus
Travel

Travel Planning in the Time of Coronavirus

Insurance may not cover canceled vacations, but airlines and hotels may be flexible.
June 11, 2020
How to Get Your Money Back
spending

How to Get Your Money Back

Some refund policies have been relaxed during the pandemic, but reimbursement isn’t always automatic.
June 5, 2020
Another Epidemic to Worry About: Identity Theft
business

Another Epidemic to Worry About: Identity Theft

Fraud losses grew in 2019 and are likely to increase in 2020.
June 5, 2020
16 Ways to Get Your Finances in Better Shape for the New Normal
how to save money

16 Ways to Get Your Finances in Better Shape for the New Normal

With some states slowly opening back up their economies while others extend shelter in place orders, you may have lots of free time on your hand even …
May 21, 2020
Best Video Apps for Staying in Touch
Technology

Best Video Apps for Staying in Touch

We rate five video-chat platforms for user-friendliness and security features.
May 10, 2020
Coronavirus Car Insurance Rebates for the Road Less Traveled
insurance

Coronavirus Car Insurance Rebates for the Road Less Traveled

People are driving less, and that means big auto insurance companies such as State Farm, Allstate and Geico are giving coronavirus-related rebates.
April 14, 2020
Senior Corps Lets You Give Back as a Volunteer
retirement

Senior Corps Lets You Give Back as a Volunteer

Helping your community in retirement can also help you connect with others.
October 4, 2019
The Surprising Benefits of Gardening in Retirement
retirement

The Surprising Benefits of Gardening in Retirement

Growing your own food can cut expenses, provide exercise and perhaps even improve mental health.
September 6, 2019
How to Help Grandchildren Pay for College
retirement

How to Help Grandchildren Pay for College

Follow these tax-saving strategies while gifting money to help fund their education.
August 30, 2019
Use Financial Apps to Track Spending in Retirement
retirement

Use Financial Apps to Track Spending in Retirement

Start keeping tabs on where your nest egg is really going with your smartphone.
August 2, 2019
Retirees, Be Prepared for a Natural Disaster
retirement

Retirees, Be Prepared for a Natural Disaster

Compile an emergency kit, seek help from friends and family, and know evacuation routes away from danger.
July 30, 2019