Emma Patch

Emma Patch

Staff Writer, Kiplinger's Personal Finance

Emma Patch joined Kiplinger in 2020. Born in London to two New Yorkers, Emma grew up in Connecticut and graduated from Middlebury College in February of 2020 with a degree in comparative literature. She previously interned for Kiplinger's Retirement Report and before that, for a small investment bank in New York City. She served as editor-at-large and features editor for Middlebury's student newspaper, The Campus, and speaks French, Spanish and Russian.

Strategies for Working Remotely
Photo of man working from home
Business Travel

Strategies for Working Remotely

Globe-trotters should keep in mind that every country has different rules when it comes to working within their borders.
December 22, 2021
A Life on the Road
photo of Mahna Ghafori standing on mountainside
Business Travel

A Life on the Road

After working remotely for her corporate job, she quit to make a living pursuing her passions.
December 20, 2021
What Does Your Credit Score Really Mean?
Basics

What Does Your Credit Score Really Mean?

Your score helps lenders assess the likelihood you’ll repay a loan. It can also help you assess your credit health.
December 20, 2021
2021 Holiday Tipping Guide: 18 People You Should Remember
Photo of the brim of a Santa hat with folded up currency tucked in the fur.
Basics

2021 Holiday Tipping Guide: 18 People You Should Remember

Service workers deserve special recognition for the help they provide during COVID. That makes holiday tipping all the more important this year.
December 3, 2021
Preparing for a New Life
Photo of a woman with a head scarf standing outdoors
Starting Out: New Grads and Young Professionals

Preparing for a New Life

While this Afghan refugee waits for resettlement, she is working to bring her family to the U.S.
December 1, 2021
The Return of Student Loan Payments
Photo of a graduation cap sitting on paper currency
Paying for College

The Return of Student Loan Payments

A pandemic reprieve on student loan payments ends in January. If you still need financial help, there are steps you can take.
November 22, 2021
Watch Out for Job Listing Fraud
photo of a man looking at a computer screen with the words "job search."
Scams

Watch Out for Job Listing Fraud

If one of your New Year’s resolutions is to find new employment in 2022, be on guard against job-listing scams.
November 22, 2021
Airbnb Host Tells What It's Like
photo of smiling woman outdoors
Business Costs & Regulation

Airbnb Host Tells What It's Like

This Denver pharmacist began booking her ski condo a few months after the pandemic hit.
October 28, 2021
Spending Like It’s 2019
photo illustration of woman looking at phone
Smart Buying

Spending Like It’s 2019

Setting spending targets and using budgeting apps can help tame the urge to live it up (now that we can again).
October 27, 2021
Should I Use Credit or Debit?
photo illustration of woman holding credit/debit card
Basics

Should I Use Credit or Debit?

Credit cards offer more protections and rewards, but debit cards reduce the temptation to overspend.
October 4, 2021
You May Get a Raise in 2022
Photo of calendar day with "Payday" written on it
Employee Benefits

You May Get a Raise in 2022

In a strengthening labor market, businesses are paying more to attract and retain employees.
October 4, 2021
New Platforms for a Comedy Couple
Comedians Noah Savage and Alyssa Wolff, laughing together
Coronavirus and Your Money

New Platforms for a Comedy Couple

COVID forced them to expand their stand-up repertoire to YouTube and podcasts.
September 30, 2021
The Pandemic Pet Problem
Photo of Lisa Gretebeck
Coronavirus and Your Money

The Pandemic Pet Problem

Lisa Gretebeck used telemedicine and other creative ways to handle a surge of new cat and dog patients.
August 29, 2021
Complain and Get Results
photo of feedback ratings
Smart Buying

Complain and Get Results

Use these tried-and-true strategies to get companies to listen to you.
August 26, 2021
When It’s Time to Drop Your Parents’ Health Insurance
Stethoscope on 100 dollar bills symbolizing financial surveillance
Starting Out: New Grads and Young Professionals

When It’s Time to Drop Your Parents’ Health Insurance

Thanks to the Affordable Care Act, the uninsured rate for twenty-somethings has plummeted.
July 29, 2021
Plan to Start Repaying Student Loans
photo illustration of grad cap and money
Paying for College

Plan to Start Repaying Student Loans

The pandemic-era pause on student loan repayments is scheduled to end September 30. If you can’t afford payments, you have options.
July 29, 2021
Tying the Knot Post-Pandemic
Photo of wedding planner Elisabeth Kramer
Business Costs & Regulation

Tying the Knot Post-Pandemic

This wedding planner is gearing up for a full fall season amid continuing concerns about safety.
July 28, 2021
Tough Times for a Family Business
Richard Atack, owner of Barry-Regent Dry Cleaners in Chicago.
Business Costs & Regulation

Tough Times for a Family Business

His dry-cleaning operation was rocked by the pandemic, but he is staying optimistic.
June 24, 2021
Avoid the Summer Travel Rush; Plan a Fall Getaway
A woman and her dog are hiking in Switzerland.
Travel

Avoid the Summer Travel Rush; Plan a Fall Getaway

Prices will be lower, you’ll encounter fewer crowds, and pandemic restrictions are likely to ease even more.
June 24, 2021
Marriage and Taxes: What You Need to Know
photo illustration of young couple talking
Getting Married

Marriage and Taxes: What You Need to Know

Most couples will owe less in federal taxes by filing jointly, but sometimes it pays to go it alone.
May 27, 2021
COVID’s Silver Lining: A Calmer Life
Aimee and Barrett Foster with son George and daughter Elizabeth sit on a bench for a photo in Cape Cod, Mass.
Coronavirus and Your Money

COVID’s Silver Lining: A Calmer Life

This family left the West Coast for a simpler lifestyle in a small Cape Cod town.
May 26, 2021
Reliving a Harlem Renaissance
Justine and Juliet Masters outside The Edge Harlem restaurant
Business Costs & Regulation

Reliving a Harlem Renaissance

After a tough winter, two sisters look forward to reviving their restaurant’s business.
April 29, 2021
The Hazards of Buy Now, Pay Later
Photo of woman looking at computer and shopping while eating noodles.
Smart Buying

The Hazards of Buy Now, Pay Later

Breaking up payments can make a big purchase seem cheaper, which can tempt you to overspend.
March 31, 2021
A New Chapter for This Bookstore
photo of John Dillman
Coronavirus and Your Money

A New Chapter for This Bookstore

Katrina and COVID haven’t deterred the owner of a used bookstore from catering to his clientele.
March 24, 2021
Add a VPN to Surf the Internet Safely
male hand holding phone with app vpn over laptop
Technology

Add a VPN to Surf the Internet Safely

To help you fight identity theft, consider adding a VPN.
March 20, 2021
Forgiven Student Loan Debt Will Be Tax-Free
Graduation cap and money sitting on top of a diploma
Coronavirus and Your Money

Forgiven Student Loan Debt Will Be Tax-Free

President Joe Biden’s $1.9 trillion stimulus package lays the groundwork to forgive some student loan debt.
March 11, 2021
Flying This Summer? What to Expect
photo of Scott Keyes
Travel

Flying This Summer? What to Expect

Depending on your destination, you may need to show a negative COVID test or even prove you’ve been vaccinated.
February 23, 2021